Growth-focused portfolio with heavy tech exposure and a tilt towards large-cap US stocks

Report created on Jul 20, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

This portfolio primarily consists of ETFs targeting the U.S. stock market, with a significant emphasis on technology through the Vanguard Information Technology Index Fund ETF Shares. The Vanguard S&P 500 ETF forms the core, comprising more than half of the portfolio, ensuring broad market exposure. However, the inclusion of specialized ETFs like the Avantis® U.S. Small Cap Value ETF and Invesco S&P MidCap Momentum ETF introduces a blend of small and mid-cap stocks, aimed at capturing growth outside the large-cap space. Despite this, the portfolio's diversification is low, with a heavy tilt towards technology and large-cap stocks.

Growth Info

The portfolio has shown a robust Compound Annual Growth Rate (CAGR) of 18.44%, which is impressive. The maximum drawdown of -35.51% indicates a significant risk during market downturns, which is consistent with the growth-oriented nature of this portfolio. The fact that 90% of returns came from just 18 days highlights the volatility and the importance of remaining invested during turbulent times to capture potential rebounds.

Projection Info

Monte Carlo simulations provide a range of possible future outcomes based on historical performance. With 1,000 simulations, this portfolio shows a wide range of outcomes, from a 5th percentile low of 79.2% to a 67th percentile high of 1,400.2%, indicating substantial growth potential but with considerable variability. An annualized return of 20.51% across all simulations suggests strong future performance potential, albeit with inherent risks.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely allocated to stocks, with no presence in other asset classes like bonds or commodities. This singular focus on equities maximizes growth potential but also increases volatility and risk, especially in down markets. Diversifying across different asset classes could reduce risk without significantly compromising potential returns.

Sectors Info

  • Technology
    40%
  • Financials
    15%
  • Consumer Discretionary
    9%
  • Industrials
    9%
  • Health Care
    7%
  • Telecommunications
    6%
  • Consumer Staples
    5%
  • Energy
    4%
  • Basic Materials
    2%
  • Real Estate
    2%
  • Utilities
    2%

Sector allocation is heavily weighted towards technology, occupying 40% of the portfolio. While tech stocks have historically provided high growth, they also come with higher volatility, especially during market corrections or interest rate hikes. The portfolio also has allocations in financial services, consumer cyclicals, and industrials, but the overwhelming emphasis on technology could expose it to sector-specific risks.

Regions Info

  • North America
    99%

Geographically, the portfolio is almost exclusively invested in North America, with 99% of assets allocated there. This concentration in a single region, while potentially capitalizing on the growth of the U.S. economy, limits exposure to global growth opportunities and increases susceptibility to regional economic downturns.

Market capitalization Info

  • Mega-cap
    36%
  • Large-cap
    24%
  • Mid-cap
    17%
  • Small-cap
    14%
  • Micro-cap
    8%

The portfolio's market capitalization exposure is diversified across mega, big, medium, small, and micro-cap stocks, with a notable emphasis on larger companies. This blend aims to balance the stability of large-cap stocks with the growth potential of smaller caps. However, the significant weight in larger caps may dampen the portfolio's overall growth potential in rapidly growing market environments.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the portfolio's current asset allocation and its risk-return profile, there's potential for optimization towards the Efficient Frontier, where the portfolio could achieve the highest possible return for a given level of risk. Adjusting the asset allocation to introduce more diversification across asset classes and geographic regions could improve the risk-return ratio, making the portfolio more efficient.

Dividends Info

  • Avantis® U.S. Small Cap Value ETF 1.70%
  • Vanguard Information Technology Index Fund ETF Shares 0.50%
  • Vanguard S&P 500 ETF 1.20%
  • Invesco S&P MidCap Momentum ETF 0.70%
  • Weighted yield (per year) 1.08%

The portfolio's total dividend yield stands at 1.08%, which is relatively modest. This yield reflects the growth orientation of the portfolio, where the focus is more on capital appreciation than on income generation. For investors seeking income, a higher allocation to dividend-paying sectors or asset classes might be worth considering.

Ongoing product costs Info

  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Vanguard S&P 500 ETF 0.03%
  • Invesco S&P MidCap Momentum ETF 0.34%
  • Weighted costs total (per year) 0.11%

The portfolio's total expense ratio (TER) of 0.11% is impressively low, enhancing long-term returns by minimizing costs. This cost efficiency is a strong point, as lower costs directly translate to higher net returns for investors, especially important in a growth-oriented portfolio where every percentage point of return matters.

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