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A sushi-heavy portfolio leaning too far east with a sprinkle of global flavor

Report created on Aug 21, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

It's like you decided to tour the world but got stuck in Japan and made a few pit stops in Europe on the way back. With 70% of your portfolio dedicated to Japan, it's less of a diversified global trek and more of a deep dive into the land of the rising sun. Diversification doesn't just mean throwing in a few ETFs from different regions; it's about balancing exposure to avoid the kind of sushi burnout your portfolio is risking.

Growth Info

With a CAGR of 8.17%, your portfolio is like a reliable old car that gets you from point A to B without much fuss. However, the -29.11% max drawdown is a reminder of the bumpy roads in emerging markets and concentrated regional bets. It's like enjoying the scenic route until you hit a pothole you didn't see coming. The days contributing to 90% of your returns being so few suggests you're riding a few high waves rather than enjoying a steady tide.

Projection Info

The Monte Carlo simulation, a fancy way of saying "let's make a bunch of educated guesses," suggests your portfolio's future could swing wildly, with a mere 1.8% on the low end. That's like betting on a horse because you like its name; sure, it could win, but it's hardly a strategy. The possible 195.1% median gain sounds great until you remember it's just a simulation, like playing a video game on easy mode without the real-world consequences.

Asset classes Info

  • Stocks
    100%

Sticking to stocks like glue isn't diversification; it's putting all your eggs in one basket and then sitting on it. Sure, stocks have historically offered good returns, but they also come with volatility that can make your portfolio's value swing like a pendulum. Mixing in bonds, real estate, or even some commodities could smooth out the ride and give your portfolio some much-needed balance.

Sectors Info

  • Industrials
    22%
  • Financials
    17%
  • Technology
    15%
  • Consumer Discretionary
    13%
  • Telecommunications
    8%
  • Health Care
    8%
  • Consumer Staples
    6%
  • Basic Materials
    5%
  • Real Estate
    3%
  • Utilities
    2%
  • Energy
    2%

Your sector spread looks like a buffet with too much of the same dish. Industrials, financial services, and tech are your heavy hitters, but leaning so heavily on these sectors is like betting on red every time; eventually, the wheel is going to land on black. Diversifying across sectors can reduce risk and prevent any single industry downturn from torpedoing your portfolio.

Regions Info

  • Japan
    70%
  • Europe Developed
    15%
  • Asia Emerging
    5%
  • North America
    4%
  • Asia Developed
    3%
  • Africa/Middle East
    1%
  • Latin America
    1%

With 70% in Japan, your portfolio is more of a geographic loyalty program than a global investment strategy. It's great to have confidence in one region, but this is the investment equivalent of putting all your bets on one horse. Expanding your horizons beyond the comfort zone of developed markets could add some spice to your investment returns.

Market capitalization Info

  • Mega-cap
    45%
  • Large-cap
    32%
  • Mid-cap
    18%
  • Small-cap
    3%

Your mega and big cap focus is like preferring blockbuster movies over indie films; it's safer, but you might miss out on some hidden gems. While large companies offer stability, they often lack the growth potential of their smaller counterparts. Sprinkling in some small and micro caps could boost growth potential, albeit with added risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The efficient frontier is calling, and it's saying your portfolio could be doing more with the same risk. A potential 12.49% return sounds like a dream, but reaching for it without considering the added volatility is like trying to catch a falling knife. Optimization isn't just about pushing returns; it's about balancing the scales between risk and reward.

Ongoing product costs Info

  • iShares Core MSCI World UCITS ETF USD (Acc) EUR 0.20%
  • iShares Core MSCI Japan IMI UCITS ETF USD (Acc) 1.00%
  • iShares Core MSCI Emerging Markets IMI UCITS 0.18%
  • Amundi Stoxx Europe 600 UCITS ETF C EUR 0.07%
  • Weighted costs total (per year) 0.74%

The total TER of 0.74% is not the worst, but it's like paying for a gourmet meal when you could have had a home-cooked dinner for less. Every percentage point in fees eats into your returns, especially over the long term. It's worth shopping around to see if you can get the same flavor for a cheaper price.

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