This portfolio has only about 1.7 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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Global one trick pony with a secret crush on small cap value chaos

Report created on Jul 4, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This “portfolio” is basically a single world fund with a small cap value side quest duct-taped on. Ninety percent in one global ETF and 10% in one spicy factor fund is less a carefully crafted strategy and more “I got bored after two clicks.” Structurally it’s clean and easy to understand, but also hilariously dependent on one fund doing almost all the heavy lifting. With only about 1.7 years of history, it’s impossible to say this combo is genius or just lucky timing. Right now it behaves like a plain global equity portfolio with a slightly noisier, value-flavored garnish stapled to the edge.

Growth Info

On paper, the short history looks flattering: €1,000 turning into €1,310 with a 16.77% CAGR is the sort of number that makes people overconfident way too fast. CAGR — the “how fast did this grow on average per year” metric — looks better than both the US market and the global market, but over 1.7 years that’s more coin flip than destiny. A -21% max drawdown in that tiny window already shows this thing can punch hard in both directions. Nine days making up 90% of returns screams “miss a few good days and the story changes.” Past 20 months of data is yesterday’s weather, not a climate model.

Projection Info

The Monte Carlo projection is basically a nerdy slot machine: it reruns history with random twists to imagine many possible futures. Median outcome of €2,822 from €1,000 in 15 years sounds great, but with just 1.7 years of data feeding the machine, it’s like training a weather model on one weird spring. The fact that the 5–95% range goes from “barely broke even” (€940) to “did we win the lottery?” (€8,525) tells you more about uncertainty than destiny. The 8.41% simulated annual return is a polite guess, not a promise — especially for a 100% equity roller coaster.

Asset classes Info

  • Stocks
    100%

Asset class breakdown is aggressively simple: 100% stocks, 0% anything else. This is not a “balanced” portfolio; it’s an equity purist that accidentally got labeled as moderate. Think of it as living in a house with no basement, no attic, and definitely no storm shelter — fine on sunny days, loud and shaky when the wind picks up. There’s no ballast from bonds, cash, or alternatives to smooth out the ride. Over a long run that can pay off, but in terms of experience it means accepting that bad markets will hit the whole thing at once with no quiet corner to hide in.

Sectors Info

  • Technology
    27%
  • Financials
    17%
  • Industrials
    11%
  • Consumer Discretionary
    10%
  • Telecommunications
    8%
  • Health Care
    8%
  • Energy
    5%
  • Consumer Staples
    5%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    2%

Sector-wise, this is basically “the global market, but we pretend that 27% in tech isn’t a personality trait.” The top holdings list is a who’s who of mega-cap tech darlings, so that 27% number actually understates how emotionally tied this portfolio is to a handful of glamorous names. It’s not a disaster — this is roughly what market-cap-weighted global exposure looks like today — but let’s not pretend it’s neutral. If the current tech gods catch a cold, this portfolio gets the flu. Calling this diversified while NVIDIA and friends steer the ship is… generous.

Regions Info

  • North America
    65%
  • Europe Developed
    14%
  • Japan
    6%
  • Asia Developed
    6%
  • Asia Emerging
    5%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, it’s the usual “America first, everyone else later” setup: 65% North America and the rest scattered thinly across the globe. Again, that’s how the global market itself is tilted these days, but it does mean the word “World” mostly translates to “US plus supporting cast.” Europe, Japan, and the rest of Asia are basically there for decoration, not leadership. For a German-based investor, this is still surprisingly global by home-bias standards, but the driver’s seat is firmly in US hands. If US markets sneeze, this portfolio doesn’t ask permission — it just follows.

Market capitalization Info

  • Mega-cap
    44%
  • Large-cap
    31%
  • Mid-cap
    17%
  • Small-cap
    5%
  • Micro-cap
    3%

The market cap mix is heavy on the giants: 44% mega-cap and 31% large-cap, with mid, small, and micro caps making up the supporting act. That 10% Avantis small cap value slice is trying hard to sabotage the otherwise very normal cap structure, but at this size it’s more a loud guest at a quiet dinner than a takeover. The result is a portfolio that mostly behaves like a boring global index, with occasional extra drama from the smaller, more volatile companies. The mega-caps still run the show; the tiny names just add noise and sharper mood swings on bad days.

True holdings Info

  • NVIDIA Corporation
    4.23%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Apple Inc.
    3.84%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Microsoft Corporation
    2.85%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Amazon.com Inc
    2.22%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Alphabet Inc Class A
    1.89%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Broadcom Inc
    1.77%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Taiwan Semiconductor Manufacturing Co. Ltd.
    1.56%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Alphabet Inc Class C
    1.53%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Meta Platforms Inc.
    1.18%
    Part of fund(s):
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Tesla Inc
    1.05%
    Part of fund(s):
    • LS 1x Tesla Tracker ETP Securities GBP
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Top 10 total 22.12%

Look-through holdings are basically a tech popularity contest: NVIDIA, Apple, Microsoft, Amazon, Alphabet, Meta, Tesla — it’s the usual global ETF greatest hits playlist. With only top-10 data covering about 23% of the portfolio, overlap is definitely understated, but it’s already obvious that the same mega names show up everywhere. This isn’t a bug, it’s how cap-weighted funds work: buy a “global” ETF and you actually buy a US tech fan club. The hidden message is that diversification across two funds doesn’t mean diversification across actual businesses; the same giants keep hogging the stage.

Risk contribution Info

  • Vanguard FTSE All-World UCITS ETF USD Accumulation
    Weight: 90.00%
    89.6%
  • Avantis Global Small Cap Value UCITS ETF USD Acc EUR
    Weight: 10.00%
    10.4%

Risk contribution is boringly literal here: the 90% global ETF contributes about 90% of the risk, and the 10% small cap value fund adds about 10%. Risk contribution tells you who’s actually shaking the portfolio, not just who’s on the guest list. In this case, there’s no surprise villain — no tiny, wild position secretly wrecking the volatility. It’s just one big, standard global bet with a small noisy add-on. This structure is clean but also very binary: if global equities are up, you look smart; if they’re down, everything sulks together. There’s nowhere to hide, just different flavors of red.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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On the efficient frontier chart, this portfolio is awkwardly competent: sitting right on or very near the curve, with a Sharpe ratio of 0.97 versus 1.11 for the optimal mix using the same ingredients. The efficient frontier is just the line showing the best tradeoff between risk and return for different weights — like the “least dumb” way to combine what you already own. Being this close to it means the current setup isn’t wasting much. Of course, all these stats use just 1.7 years of history, so that gorgeous curve might age like milk. For now though, the math says: surprisingly not bad.

Ongoing product costs Info

  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.19%
  • Avantis Global Small Cap Value UCITS ETF USD Acc EUR 0.39%
  • Weighted costs total (per year) 0.21%

Costs are almost suspiciously reasonable. A total TER of 0.21% is “I actually opened the factsheet” territory. The big Vanguard fund keeps things cheap, while the Avantis small cap value slice charges a bit more for personality, but at 10% weight it hardly moves the blended fee. Fees are one of the few things you can control, and here they’re not the villain — more like background noise. Of course, even a low fee compounds against you, but compared to the potential volatility of a 100% equity setup, the cost drag is the least of this portfolio’s drama.

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