Roast mode 🔥

A tech-heavy thrill ride with a token nod to global diversification

Report created on Oct 8, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is like a tech enthusiast who thinks adding a world map to their room makes them a global citizen. With half of the holdings in tech and a quarter in a NASDAQ ETF that might as well be called "Big Tech's Greatest Hits," it's like betting on the same horse in two different races. The attempt at diversification by throwing in an international fund seems more like an afterthought than a strategy.

Growth Info

Historically, this portfolio's CAGR would make a Silicon Valley startup blush. But let's not forget, with great returns come great drawdowns. A -29.30% max drawdown is like a roller coaster that's thrilling until you realize the safety bar is a bit loose. Those 22 days carrying 90% of returns? That's not investing; that's hitting the jackpot on a slot machine – exhilarating but hardly a strategy.

Projection Info

Based on Monte Carlo simulations, which are like weather forecasts for your money, this portfolio has dreams of making it big with a median projection that's through the roof. But remember, simulations assume the future will play nice like the past, ignoring that markets are more moody than a teenager. High returns in simulations are great, but don't plan your retirement party just yet.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

Stocks, stocks, and more stocks, with a sprinkle of cash so small it seems like it was left there by accident. This portfolio treats asset classes like a buffet where it only went for the carbs, completely ignoring the proteins and veggies that could balance things out. A little more variety wouldn't just make it healthier, but also less likely to crash when the market does.

Sectors Info

  • Technology
    50%
  • Financials
    11%
  • Telecommunications
    10%
  • Industrials
    8%
  • Consumer Discretionary
    7%
  • Consumer Staples
    4%
  • Health Care
    4%
  • Utilities
    2%
  • Basic Materials
    2%
  • Energy
    2%
  • Real Estate
    1%

With a 50% investment in technology, this portfolio is more like a fan club than an investment strategy. It's great to be passionate, but when half your money is riding on one sector, you're not diversified; you're obsessed. The smattering across other sectors seems more like a token effort to claim diversification without really committing to it.

Regions Info

  • North America
    76%
  • Europe Developed
    10%
  • Asia Emerging
    4%
  • Japan
    4%
  • Asia Developed
    3%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

76% in North America and a timid toe-dip into international waters make this portfolio's geographic diversification look like someone afraid to leave their backyard. It's like saying you're adventurous because you once ate at an international food court. Expanding beyond familiar territories could reduce the risk of home bias and introduce some much-needed global flavor.

Market capitalization Info

  • Mega-cap
    50%
  • Large-cap
    32%
  • Mid-cap
    13%
  • Small-cap
    3%
  • Micro-cap
    1%

Mega and big caps are the rock stars here, making up a whopping 82% of the portfolio. It's like going to a music festival and only seeing the headliners. Sure, they're great, but you're missing out on the up-and-comers. A little more love for the small and micro caps could not only spice things up but potentially uncover hidden gems.

Redundant positions Info

  • Invesco NASDAQ 100 ETF
    Vanguard Information Technology Index Fund ETF Shares
    High correlation

The love affair between the NASDAQ 100 ETF and the Vanguard Information Technology ETF is so strong, they should get a room. This high correlation means if one trips, the other's going down too, turning the diversification play into a mirror image. It's like buying two different brands of chocolate chip cookies and calling it a balanced diet.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

This portfolio's risk-return profile is like a high-octane sports car with no brakes. Sure, it's fast and furious on the straightaways, but the slightest curve (market volatility) could send it off the track. Before dreaming of optimization, let's talk about not putting all our eggs in the tech basket and maybe adding some brakes (diversification across sectors and asset classes).

Dividends Info

  • Invesco NASDAQ 100 ETF 0.50%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Vanguard Information Technology Index Fund ETF Shares 0.40%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 1.05%

With a total yield of 1.05%, this portfolio treats dividends like loose change found in the couch – nice to have, but not life-changing. It's heavily reliant on growth, which is fine, but a bit more focus on income could provide a cushion during market downturns, making the ride a bit less bumpy.

Ongoing product costs Info

  • Invesco NASDAQ 100 ETF 0.15%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.11%

The one area where this portfolio doesn't go overboard is costs, with a total expense ratio (TER) of 0.11%. It's like finding a reasonably priced drink at a fancy club – surprisingly pleasant and one of the few things not worth complaining about here.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey