This portfolio has only about 1.7 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
Open the Portfolio Builder Reshape your holdings and watch every metric recalculate live. Try it

Growth oriented global equity mix with strong tech tilt and limited historical track record

Report created on Jun 23, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is a simple four‑ETF mix that is 100% invested in global stocks. About half sits in a broad “whole world” equity fund, forming a diversified core. Around a third is in a Nasdaq 100 tracker, clearly adding a growth and tech tilt. The remaining portion splits between global small-cap value and global momentum funds, which introduce more specific style exposures. Structurally, this behaves like a single-asset-class portfolio with some style “satellites” wrapped around a broad core. Because there are only four holdings and all are equity ETFs, overall behaviour is likely to be driven mainly by stock markets rather than bonds or cash, especially during sharp market moves.

Growth Info

Over the roughly 1.7‑year window available, the portfolio turned €1,000 into about €1,412, implying a compound annual growth rate (CAGR) near 22.8%. CAGR is like measuring average speed over a trip, smoothing out bumps along the way. Over this short stretch it outpaced both the US and global equity benchmarks, which also had strong but lower CAGRs. The maximum drawdown of about −21.7% shows that the portfolio has already gone through a meaningful drop, similar in depth to global markets. With less than two years of history, though, these results mainly reflect this specific market phase rather than any reliable long‑term pattern.

Projection Info

The Monte Carlo projection uses the limited historical data to simulate many possible 15‑year paths for a €1,000 investment. Monte Carlo is basically a “what if” engine: it repeatedly shuffles past returns, including both good and bad periods, to build a range of future outcomes. The median scenario ends around €2,732, with a wide band from roughly €903 to €7,545 across most simulations. This wide spread underlines how uncertain long‑term outcomes can be, even when average returns look attractive. Because the starting dataset is only about 1.7 years, these projections lean heavily on how markets behaved in this brief window and should be treated as rough illustrations rather than firm expectations.

Asset classes Info

  • Stocks
    100%

All of the portfolio is in stocks, so there is no built‑in cushion from bonds or cash. Asset classes are like different “species” of investments that often react differently to news; mixing them can smooth the ride. Here the diversification comes entirely from owning many companies across the globe through equity funds, not from mixing in safer assets. Compared with a more mixed stock‑and‑bond blend, this structure naturally sits higher on the risk spectrum even if the holdings are diversified within equities. This clarity is helpful: returns will mainly depend on how global stock markets behave, particularly growth‑oriented segments.

Sectors Info

  • Technology
    38%
  • Financials
    11%
  • Consumer Discretionary
    10%
  • Industrials
    10%
  • Telecommunications
    9%
  • Health Care
    6%
  • Consumer Staples
    5%
  • Energy
    5%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    1%

Sector-wise, technology is the clear heavyweight at about 38%, followed by a spread across financials, consumer areas, industrials, telecoms, and others. This tech tilt is much stronger than in broad global indices and likely reflects the Nasdaq 100 and momentum components. Sector allocation matters because different parts of the economy respond differently to interest rates, regulation, and innovation cycles. Tech-heavy portfolios often enjoy strong growth in good times but can be more sensitive to shifts in interest rates or sentiment toward high-growth companies. The remaining sectors are reasonably represented, which helps, but overall behaviour is still likely to be strongly influenced by how tech performs.

Regions Info

  • North America
    76%
  • Europe Developed
    11%
  • Japan
    5%
  • Asia Developed
    4%
  • Asia Emerging
    2%
  • Australasia
    1%
  • Latin America
    1%
  • Africa/Middle East
    1%

Geographically, around three‑quarters of the portfolio is in North America, with smaller slices in developed Europe, Japan, other developed Asia, and modest exposure to emerging regions. This aligns broadly with global market weights but with a noticeable US and North America tilt. Geography matters because economic cycles, currencies, and policy decisions differ by region. A strong North American focus has historically benefited from the strength of major US companies, especially in tech. At the same time, it means portfolio results are closely tied to one main market and currency. The presence of other regions adds diversification, but the portfolio’s “center of gravity” clearly sits in North America.

Market capitalization Info

  • Mega-cap
    42%
  • Large-cap
    31%
  • Mid-cap
    14%
  • Small-cap
    7%
  • Micro-cap
    4%

By market capitalization, the mix leans heavily toward mega‑caps and large‑caps, which together make up over 70%. Mid‑caps, small‑caps, and micro‑caps are present but smaller, helped by the dedicated global small‑cap value ETF. Market cap exposure matters because company size influences stability and growth potential: mega‑caps tend to be more established and often less volatile, while smaller companies can be more sensitive to economic shifts but may offer higher growth in some periods. This distribution broadly matches global equity norms, with a slight extra presence in smaller companies. That can add diversification within equities, though it also introduces some additional volatility compared to a pure large‑cap focus.

True holdings Info

  • NVIDIA Corporation
    4.57%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
    • iShares NASDAQ 100 UCITS ETF USD (Acc)
  • Apple Inc
    4.01%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
    • iShares NASDAQ 100 UCITS ETF USD (Acc)
  • Microsoft Corporation
    2.66%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
    • iShares NASDAQ 100 UCITS ETF USD (Acc)
  • Amazon.com Inc
    2.32%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
    • iShares NASDAQ 100 UCITS ETF USD (Acc)
  • Micron Technology Inc
    2.31%
    Part of fund(s):
    • iShares Edge MSCI World Momentum Factor UCITS ETF USD (Acc) USD
    • iShares NASDAQ 100 UCITS ETF USD (Acc)
  • Alphabet Inc Class A
    2.23%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
    • iShares Edge MSCI World Momentum Factor UCITS ETF USD (Acc) USD
    • iShares NASDAQ 100 UCITS ETF USD (Acc)
  • Alphabet Inc Class C
    1.91%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
    • iShares Edge MSCI World Momentum Factor UCITS ETF USD (Acc) USD
    • iShares NASDAQ 100 UCITS ETF USD (Acc)
  • Broadcom Inc
    1.76%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
    • iShares NASDAQ 100 UCITS ETF USD (Acc)
  • Tesla Inc
    1.47%
    Part of fund(s):
    • LS 1x Tesla Tracker ETP Securities GBP
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
    • iShares NASDAQ 100 UCITS ETF USD (Acc)
  • Advanced Micro Devices Inc
    1.45%
    Part of fund(s):
    • iShares Edge MSCI World Momentum Factor UCITS ETF USD (Acc) USD
    • iShares NASDAQ 100 UCITS ETF USD (Acc)
  • Top 10 total 24.69%

Looking through ETF top‑10 holdings, several big names repeat across funds, especially large US technology and internet companies like NVIDIA, Apple, Microsoft, and Alphabet. For example, NVIDIA alone adds up to around 4.6% of the overall portfolio from multiple ETFs. This kind of overlap creates “hidden concentration,” where a few giants drive more of the outcome than the number of ETFs suggests. Because only top‑10 holdings are captured and coverage is about 28%, actual overlap is likely higher. This is very typical for global equity portfolios today, but it means portfolio behaviour is strongly linked to a small group of mega‑cap growth leaders, particularly in tech and related industries.

Risk contribution Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
    Weight: 50.00%
    48.4%
  • iShares NASDAQ 100 UCITS ETF USD (Acc)
    Weight: 30.00%
    39.3%
  • iShares Edge MSCI World Momentum Factor UCITS ETF USD (Acc) USD
    Weight: 10.00%
    6.5%
  • Avantis Global Small Cap Value UCITS ETF USD Acc EUR
    Weight: 10.00%
    5.9%

Risk contribution shows how much each holding drives the portfolio’s ups and downs, which can differ from its weight. Here, the broad global ETF is 50% of the allocation and contributes about 48% of total risk, which is nicely proportionate. The Nasdaq 100 fund, at 30% weight, contributes roughly 39% of risk, so it “punches above its weight,” likely due to higher volatility. The two 10% satellite funds together add just over 12% of risk. Overall, the top three positions account for more than 94% of portfolio risk, reflecting both their size and their more volatile, growth‑tilted nature.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Open the Portfolio Builder Reshape your holdings and watch every metric recalculate live. Try it

The risk‑return chart shows that, based on recent data, the current mix sits below the efficient frontier. The efficient frontier represents the best return historically observed for each level of risk using only these existing holdings with different weights. The current portfolio’s Sharpe ratio, a simple measure of return per unit of volatility, is 1.19 versus 1.57 for the max‑Sharpe blend and 1.38 for the minimum‑variance blend. This suggests that, using just these four ETFs, other weightings would have delivered better risk‑adjusted results in the short period measured. With only about 1.7 years of data, though, this “inefficiency” may partly reflect temporary market conditions rather than a persistent pattern.

Ongoing product costs Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF 0.40%
  • iShares NASDAQ 100 UCITS ETF USD (Acc) 0.36%
  • Weighted costs total (per year) 0.31%

The total ongoing cost (TER) of around 0.31% per year is relatively low for an all‑ETF global equity mix, especially given the inclusion of factor and small‑cap strategies that often charge more. Costs act like a small headwind each year, so keeping them modest helps more of the gross return stay in the portfolio. Over many years, even a few tenths of a percent can add up, but at this level the drag is limited and compares favourably with many actively managed funds. Since all holdings are ETFs with transparent fees, there is good clarity on the cost structure, which is a helpful foundation for long‑term investing.

What next?

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey