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A high-flying tech and dividend duo masquerading as balanced but betting big

Report created on Sep 16, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

Diving into this portfolio is like watching someone attempt to diversify by ordering different flavors of the same ice cream brand. With a whopping 44.26% in an S&P 500 ETF and a hefty side of small caps, this portfolio screams "I love the thrill but fear the spill." The attempt at international flavor with developed market ETFs feels like a nod to global diversification without fully committing. It's moderately diversified like a diet is moderately healthy when all you've done is switch from regular to diet soda.

Growth Info

Historically, this portfolio has been riding the high waves with a CAGR of 17.29%, but let's not forget that past performance is like relying on yesterday's lottery numbers to win today. A max drawdown of -17.65% hints at the rollercoaster ride investors are strapped into. Remember, riding high is fun until you're the one screaming for it to stop.

Projection Info

Monte Carlo simulations suggest a future brighter than a supernova with potential returns sky-high, but let's ground ourselves. These simulations are like weather forecasts; they're educated guesses, not crystal balls. Betting the farm on these projections might leave you with a plot of land in the sky. Diversification and risk management are your parachutes, so maybe consider packing them.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

With 99% in stocks and a token 1% in cash, this portfolio is about as balanced as a seesaw with an elephant on one end. It's all in on equities, making it vulnerable to market mood swings. A sprinkle of bonds or real estate could at least pretend to offer a safety net.

Sectors Info

  • Technology
    25%
  • Financials
    16%
  • Industrials
    12%
  • Consumer Discretionary
    11%
  • Health Care
    9%
  • Telecommunications
    7%
  • Consumer Staples
    6%
  • Energy
    5%
  • Basic Materials
    3%
  • Real Estate
    3%
  • Utilities
    2%

Tech's the favorite child here, hogging a quarter of the portfolio, followed by a financial services fan club. This sector love affair might feel like a sweet summer romance during bull markets, but remember, winter is always coming. Diversifying across sectors is like eating a balanced diet; too much of anything can lead to indigestion.

Regions Info

  • North America
    82%
  • Europe Developed
    10%
  • Japan
    4%
  • Asia Developed
    1%
  • Australasia
    1%
  • Asia Emerging
    1%

With 82% in North America, this portfolio has a home team bias stronger than a referee in a hometown football game. Dipping toes in international waters with a mere 18% doesn't exactly scream worldly. Expanding the geographic exposure could help not putting all your eggs in one continental basket.

Market capitalization Info

  • Mega-cap
    33%
  • Large-cap
    31%
  • Mid-cap
    14%
  • Small-cap
    12%
  • Micro-cap
    8%

Mega and big caps dominate, making it seem like the portfolio is playing it safe, but let's not confuse size with security. The small and micro cap allocations are like adding a few jalapeños to a mild salsa; it spices things up but might cause heartburn. Balancing market caps can help smooth out the ride.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

This portfolio's risk-return profile is like a car with three wheels; it'll move, but don't expect a smooth ride. The promise of an "optimal" portfolio with higher expected returns and similar risk is enticing, but remember, efficiency in theory often meets messiness in reality. Striving for balance and diversification is key, not chasing the financial equivalent of a unicorn.

Dividends Info

  • Amplify CWP Enhanced Dividend Income ETF 4.60%
  • iShares Core MSCI International Developed Market 2.80%
  • Amplify International Enhanced Dividend Income ETF 5.20%
  • iShares Core S&P Small-Cap ETF 2.00%
  • Defiance Quantum ETF 0.60%
  • Schwab U.S. Dividend Equity ETF 3.80%
  • SPDR® Portfolio S&P 500 ETF 1.10%
  • Weighted yield (per year) 2.06%

Leaning on dividends from the Amplify ETFs like a crutch, this portfolio seems to confuse yield chasing with income investing. High dividends are nice until they're not. Focusing solely on yield can lead to overlooking growth opportunities or getting caught in yield traps.

Ongoing product costs Info

  • Amplify CWP Enhanced Dividend Income ETF 0.56%
  • iShares Core MSCI International Developed Market 0.04%
  • Amplify International Enhanced Dividend Income ETF 0.66%
  • iShares Core S&P Small-Cap ETF 0.06%
  • Defiance Quantum ETF 0.40%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • SPDR® Portfolio S&P 500 ETF 0.02%
  • Weighted costs total (per year) 0.11%

At a glance, the costs seem low, but the devil's in the details. The Amplify ETFs charge fees like they're offering backstage passes, not just general admission. Keeping an eye on fees is crucial; they eat into returns like termites in a wooden house.

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