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Rollercoaster growth portfolio held together by duct tape tech bets and a silver side quest

Report created on May 5, 2026

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This “broadly diversified” portfolio is basically four big stock crushes plus a few ETFs pretending to be adults. Siemens Energy alone at 21% is not a position, it’s a personality trait. Add 18% in silver, 13% in NVIDIA, and then a scattering of themed ETFs and you get something that looks less like a portfolio and more like a collection of strong opinions. The structure screams concentration first, diversification second. It behaves like a handful of single-stock bets with some world equity and tech wrappers glued on for respectability. The result: one or two names decide the mood, while everything else just decorates the performance chart.

Growth Info

Historically, this thing has been a monster. Turning €1,000 into €5,786 with a 37.16% CAGR while global markets chugged along at 13–16% is pure show-off territory. But that -40.48% max drawdown is the hangover behind the party — almost twice the pain of the benchmarks. CAGR (Compound Annual Growth Rate) is like your average speed on a road trip; here, you drove insanely fast but also veered into a ditch for almost two years. Only 41 days delivered 90% of returns, so the experience is basically: mostly stress, occasional euphoria. Past data is helpful, but this kind of outperformance usually doesn’t age gracefully.

Projection Info

The Monte Carlo projection is where reality taps the portfolio on the shoulder. Simulations spray 1,000 different futures based on past volatility and returns, and the “most likely” outcome is €2,710 from €1,000 over 15 years — about 7.5% a year. That’s way more boring than the historical 37% rocket ride. The possible range (€1,077–€6,394) basically says: anything from “meh” to “nice” could happen, with an 84% chance of not losing money. Simulations are like financial weather forecasts — directionally useful, hilariously wrong in detail — but they clearly don’t believe the past heroics are sustainable.

Asset classes Info

  • Stocks
    82%
  • No data
    18%

On paper, 82% in stocks and 18% in “no data” is labeled as “growth,” which is a polite way of saying “equity rollercoaster plus a mystery box.” Ignoring the unknown bucket, this is heavily tilted toward the most volatile asset class. There’s no visible ballast here — no obvious stabilizer to step in when the single names go full soap opera. Asset classes are the basic food groups of investing; here it’s mostly spicy mains, no starters, no dessert. The diversification score claiming “broadly diversified” feels very optimistic for something that lives and dies with a small cluster of companies.

Sectors Info

  • Industrials
    34%
  • Technology
    28%
  • Telecommunications
    10%
  • Utilities
    3%
  • Health Care
    2%
  • Financials
    1%
  • Basic Materials
    1%
  • Consumer Discretionary
    1%

Sector-wise, this is an industrials-and-tech duet with 34% in industrials and 28% in technology. Then a sprinkling of telecoms, utilities, health care and random crumbs to make the pie chart look more civilized. For something with this much silver and “new energy” flavor, the sector breakdown looks oddly concentrated into a few cyclical, hype-sensitive areas. Sector allocation is supposed to spread exposure across different economic stories; here, most of the stories rhyme with “growth, cyclicality, and capital spending risk.” When the business cycle sneezes, industrials and tech catch the flu together, and this portfolio is right in the waiting room.

Regions Info

  • Europe Developed
    48%
  • North America
    30%
  • Japan
    1%
  • Asia Developed
    1%
  • Asia Emerging
    1%

Geographically, it’s very “Germany plus vibes.” Europe Developed at 48% and North America at 30% is a heavy regional tilt, with the rest of the world barely getting pocket change. This isn’t wildly extreme, but it’s definitely not a true global spread either. Geography matters because different regions have different currencies, regulations, and economic cycles. Here, the home-region effect is doing some heavy lifting, especially with the direct German names. There is some global flavor through the world ETF, but the stock picks drag the center of gravity straight back to Europe. Global market? More like “Europe with a US guest appearance.”

Market capitalization Info

  • Large-cap
    45%
  • Mega-cap
    29%
  • Mid-cap
    6%
  • Small-cap
    1%

The market cap mix leans hard into the big kids: 29% mega-cap and 45% large-cap, with mid- and small-cap basically there for decoration. That means the portfolio rides the fortunes of big, well-known names rather than exploiting smaller, more niche opportunities. Size exposure matters because large and mega caps tend to move more with the overall market, while small caps dance to their own weird music. Here the dancefloor is mostly filled with giants, but the drama doesn’t go away because the chosen giants and big mid-caps are in volatile industries. So you’ve combined big-company clout with big-factor mood swings.

True holdings Info

  • Siemens Energy AG
    21.69%
    Part of fund(s):
    • Lyxor MSCI New Energy ESG Filtered (DR) UCITS ETF Dist
    Direct holding 21.00%
  • NVIDIA Corporation
    13.00%
  • Infineon Technologies AG
    9.19%
    Part of fund(s):
    • Lyxor 1 TecDAX (DR) UCITS ETF I
    Direct holding 8.00%
  • Nordex SE
    8.39%
    Part of fund(s):
    • Lyxor 1 TecDAX (DR) UCITS ETF I
    Direct holding 8.00%
  • Alphabet Inc Class A
    8.00%
  • Deutsche Telekom AG
    1.22%
    Part of fund(s):
    • Lyxor 1 TecDAX (DR) UCITS ETF I
  • SAP SE
    1.11%
    Part of fund(s):
    • Lyxor 1 TecDAX (DR) UCITS ETF I
  • Siemens Healthineers AG
    0.92%
    Part of fund(s):
    • Lyxor 1 TecDAX (DR) UCITS ETF I
  • GE Vernova LLC
    0.74%
    Part of fund(s):
    • Lyxor MSCI New Energy ESG Filtered (DR) UCITS ETF Dist
  • Iberdrola S.A.
    0.58%
    Part of fund(s):
    • Lyxor MSCI New Energy ESG Filtered (DR) UCITS ETF Dist
  • Top 10 total 64.84%

The look-through holdings reveal the punchline: the “21% Siemens Energy” is actually closer to 22% once ETF overlap is counted. Same with Infineon and Nordex — tiny ETF slices quietly top up already chunky direct positions. Look-through is basically checking the ingredients list on the ETF tin; here it shows the portfolio double-dipping the same names through both stock picks and funds. Coverage is only ~71%, and ETF top-10 data understates overlap, so the real concentration is probably even higher. This isn’t diversification, it’s echoing the same bets through multiple wrappers and pretending they’re different.

Risk contribution Info

  • Siemens Energy AG
    Weight: 21.00%
    35.9%
  • NVIDIA Corporation
    Weight: 13.00%
    16.9%
  • Xtrackers IE Physical Silver ETC
    Weight: 18.00%
    11.8%
  • Nordex SE
    Weight: 8.00%
    9.1%
  • Infineon Technologies AG
    Weight: 8.00%
    8.1%
  • Top 5 risk contribution 81.8%

Risk contribution exposes who’s actually driving the chaos, and Siemens Energy is clearly the drama lead: 21% weight but nearly 36% of total risk. That’s a risk/weight ratio of 1.71 — it’s hogging the volatility spotlight. NVIDIA adds another 17% of risk, and silver grabs almost 12%. The top three positions contribute almost 65% of total risk, meaning the rest of the portfolio is basically background noise. Risk contribution is about who shakes the portfolio, not who fills the pie chart; here, one stock can wreck the month, and two more can finish the job. Diversification in weights, concentration in risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the risk/return chart, this portfolio is leaving free money on the table. With a Sharpe ratio of 1.3 and sitting 6.46 percentage points below the efficient frontier, it’s basically an expensive way of saying “I like suboptimal chaos.” The efficient frontier is the curve showing the best return you could get for each risk level using the same ingredients but smarter portion sizes. The optimal version of this exact lineup would deliver about 42% return at similar risk, with a Sharpe of 1.63. Translation: same toys, better arrangement. You didn’t pick bad ingredients; you just plated them like a food fight.

Dividends Info

  • Siemens Energy AG 0.40%
  • Infineon Technologies AG 0.60%
  • Weighted yield (per year) 0.13%

Dividend yield here is basically a rounding error: total yield of 0.13% with key positions like Siemens Energy and Infineon throwing off 0.4–0.6%. Dividends are the quiet “thank you” payments for owning a stock; this portfolio clearly isn’t interested in polite income, just capital gains fireworks. That’s fine as a style choice, but calling this any kind of income strategy would be comedy. When markets wobble, there’s no meaningful cash stream to soften the blow. The portfolio is relying entirely on price moves, which is fun in bull markets and much less fun when enthusiasm evaporates.

Ongoing product costs Info

  • Lyxor 1 TecDAX (DR) UCITS ETF I 0.40%
  • Lyxor MSCI New Energy ESG Filtered (DR) UCITS ETF Dist 0.60%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.19%
  • Xtrackers IE Physical Silver ETC 0.38%
  • Weighted costs total (per year) 0.16%

Costs are the one grown-up in the room. A total TER of 0.16% for a bundle of thematic and world ETFs is impressively restrained. Individual TERs up to 0.60% for the new energy fund are not cheap, but the overall mix stays reasonable. TER (Total Expense Ratio) is the annual fee drag — like a slow leak in your portfolio’s tires. Here, the leak is small; the performance story, good or bad, will be driven by the stock picks and factor bets, not by fees. In other words, if this goes sideways, it won’t be because you overpaid the ETF providers.

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