High growth concentrated equity portfolio with tech tilt gold hedge and strong recent outperformance

Report created on Mar 27, 2026

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

Positions

The portfolio is built around equities, with roughly 80% in individual stocks and 20% in diversifying ETFs, including gold and sukuk (Sharia-compliant bonds). One single small-cap stock, Ondas, holds a large 10% weight, matched by 10% in emerging markets and 10% in sukuk. This blend mixes concentrated growth bets with a few stabilizing anchors, which fits a growth-oriented style but not a conservative one. Structurally, the big story is that most risk will come from the individual stocks, not the funds. For someone targeting growth, this can be appealing, but it does mean portfolio swings will be meaningful and require a strong stomach during drawdowns.

Growth Info

Over the measured period, $1,000 grew to about $2,277, a compound annual growth rate (CAGR) of 22.02%. CAGR is like the average speed of a road trip, smoothing out bumps to show the steady annual pace. That’s far ahead of both the US market (10.55%) and global market (9.10%), which is a huge outperformance over a few years. Max drawdown, the worst peak-to-trough fall, was -25.9%, slightly deeper than the US market. This pattern—very strong growth with somewhat higher downside—is typical of focused growth portfolios. It shows the approach has been rewarded recently, but it also underlines that past returns at this pace are unlikely to be permanent.

Asset classes Info

  • Stocks
    80%
  • Other
    10%
  • Bonds
    10%

Across asset classes, the portfolio is dominated by stocks (80%), with 10% in bonds through sukuk and 10% in “other” via gold. This structure is firmly in growth territory: high equity, modest ballast. The sukuk sleeve brings some interest-like income and typically lower volatility, while gold often behaves differently from stocks, especially in stress periods or inflation scares. Compared with a classic balanced mix, this allocation is more aggressive but still has thoughtful stabilizers. The takeaway is that the defensive slice is meaningful but not large enough to fully cushion heavy equity downturns, so capital preservation is not the primary design goal here.

Sectors Info

  • Technology
    45%
  • Health Care
    9%
  • Financials
    5%
  • Basic Materials
    5%
  • Telecommunications
    4%
  • Consumer Staples
    3%
  • Consumer Discretionary
    3%
  • Energy
    3%
  • Industrials
    2%
  • Utilities
    1%

This breakdown covers the equity portion of your portfolio only.

Sector-wise, technology sits at about 45%, which is a clear tilt versus broad market references that are usually closer to a quarter in tech. Other sectors—health care, financials, materials, telecom, consumer areas, energy, and industrials—are all present but in much smaller allocations. A tech-heavy stance often boosts growth potential and has indeed been rewarded in recent years, especially for high-quality leaders. The flip side is higher sensitivity to things like interest rate moves, regulatory news, and shifts in innovation cycles. A useful mindset here is to treat the tech overweight as a deliberate bet and be comfortable with sharper ups and downs linked to that choice.

Regions Info

  • North America
    56%
  • Europe Developed
    13%
  • Asia Emerging
    5%
  • Asia Developed
    4%
  • Africa/Middle East
    1%
  • Latin America
    1%

This breakdown covers the equity portion of your portfolio only.

Geographically, exposure is anchored in North America at 56%, with notable allocations to developed Europe and smaller slices across Asia emerging, Asia developed, and other regions. This is somewhat more globally diversified than a pure domestic portfolio, yet still keeps a majority in North American markets. Compared with a fully global benchmark, the mix looks reasonably aligned, with no extreme home-country bias. That’s a positive sign for diversification because different regions can lead at different times, and currency movements can offset or amplify local returns. The main takeaway is that regional balance looks healthy, leaving plenty of global participation while still leaning on familiar markets.

Market capitalization Info

  • Mega-cap
    46%
  • Large-cap
    22%
  • Mid-cap
    11%
  • No data
    10%

This breakdown covers the equity portion of your portfolio only.

By market capitalization, nearly half the portfolio is in mega‑cap names, with another quarter in large caps and a meaningful 11% in mid caps. Mega‑caps tend to be more stable, well‑researched companies, which can dampen volatility relative to a pure small‑cap growth approach. However, the 10% position in a small, more speculative company (classified in the “no data” or smaller-cap bucket) adds a very different risk profile on top. Overall, the mix provides a solid core of large, established businesses, with a concentrated satellite of higher-risk growth. This barbell structure can work well if the speculative piece is sized to match risk tolerance.

True holdings Info

  • Ondas Holdings Inc.
    10.00%
  • NVIDIA Corporation
    6.00%
  • Microsoft Corporation
    3.68%
  • Apple Inc
    3.00%
  • ASML Holding NV
    3.00%
  • Broadcom Inc
    3.00%
  • Alphabet Inc Class A
    3.00%
  • Linde plc Ordinary Shares
    3.00%
  • Novo Nordisk A/S
    3.00%
  • Visa Inc. Class A
    3.00%
  • Top 10 total 40.68%

Looking through the ETFs, coverage reaches about 72% of the portfolio, with most top exposures driven by direct stock positions rather than index overlap. The biggest names—like NVIDIA, Microsoft, and Apple—appear only as single-line holdings here, not repeated heavily inside the ETFs based on top-10 data. That means hidden overlap is limited in the current snapshot, and concentration is mostly intentional and visible in the direct picks. Because only ETF top-10 holdings are used, some smaller overlapping positions won’t show up, but they’ll be minor compared with the large single-stock allocations. The main takeaway is that concentration risk is driven by sizing, not by unseen duplication.

Factors Info

Value
Preference for undervalued stocks
Low
Data availability: 100%
Size
Exposure to smaller companies
Neutral
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 100%
Quality
Preference for financially healthy companies
Neutral
Data availability: 100%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 80%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 100%

Factor exposure looks broadly balanced around market averages. Value sits at a “low” 32%, indicating a tilt away from cheaper, beaten‑down names and toward growthier or higher‑priced companies. Size, momentum, quality, yield, and low volatility all cluster near neutral, meaning no strong systematic lean toward or away from those traits. In practice, this suggests performance will largely be driven by stock‑specific selection and sector choices rather than a heavy factor bet like deep value or high dividend. A mild anti‑value tilt supports the growth flavor but can lag if markets rotate strongly into cheaper, cyclical areas after long growth leadership phases.

Risk contribution Info

  • Ondas Holdings Inc.
    Weight: 10.00%
    40.3%
  • NVIDIA Corporation
    Weight: 6.00%
    10.0%
  • iShares Core MSCI Emerging Markets ETF
    Weight: 10.00%
    5.7%
  • Broadcom Inc
    Weight: 3.00%
    4.0%
  • ASML Holding NV
    Weight: 3.00%
    3.8%
  • Top 5 risk contribution 63.8%

Risk contribution shows how much each holding drives overall portfolio volatility, which can differ a lot from its weight. Here, Ondas is the standout: it’s 10% of the capital but contributes about 40% of total risk, a four‑to‑one ratio. NVIDIA, at 6% weight and 10% risk contribution, is also meaningfully influential. Meanwhile, the 10% emerging markets ETF contributes only about 6% of risk, acting as a more diversified exposure. When a single smaller-cap stock dominates risk this much, the portfolio’s fate becomes heavily tied to that one name. Re‑sizing that exposure is a powerful lever if the goal is smoother overall behavior.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the risk–return chart, the current portfolio has a Sharpe ratio of 1.15 with about 22% volatility, while the optimal mix of the same holdings delivers a Sharpe of 2.1 with lower risk around 15%. The Sharpe ratio measures return per unit of risk, like how many miles you get per gallon. Being about 16 percentage points below the efficient frontier at this risk level means you’re not getting as much return as possible for the amount of volatility taken. Importantly, this gap could be closed substantially just by reweighting the existing holdings—especially reducing concentrated high‑risk positions—without adding anything new.

Dividends Info

  • Apple Inc 0.40%
  • ASML Holding NV 0.80%
  • Broadcom Inc 0.60%
  • AstraZeneca PLC 1.70%
  • BYD Co Ltd ADR 1.40%
  • Constellation Energy Corp 0.50%
  • Costco Wholesale Corp 0.50%
  • Eaton Corporation PLC 1.20%
  • Alphabet Inc Class A 0.30%
  • The Home Depot Inc 2.80%
  • iShares Core MSCI Emerging Markets ETF 2.70%
  • Johnson & Johnson 2.20%
  • Linde plc Ordinary Shares 1.20%
  • Eli Lilly and Company 0.70%
  • Mondelez International Inc 3.40%
  • Microsoft Corporation 1.00%
  • Micron Technology Inc 0.10%
  • Newmont Goldcorp Corp 1.00%
  • Novo Nordisk A/S 4.60%
  • Procter & Gamble Company 3.00%
  • SAP SE 1.50%
  • SP Funds Dow Jones Global Sukuk ETF 4.10%
  • Stryker Corporation 1.00%
  • Visa Inc. Class A 0.80%
  • Exxon Mobil Corp 2.40%
  • Weighted yield (per year) 1.27%

The portfolio’s overall dividend yield is about 1.27%, which is modest and clearly secondary to growth. Some holdings—like Novo Nordisk, Mondelez, Procter & Gamble, and the sukuk ETF—offer more meaningful yields, while many of the high‑growth tech names pay little or nothing. Dividends can be valuable for investors who like steady cash flow or want a partial buffer in flat markets, but they’re not the main engine here. Instead, return expectations are driven mostly by price appreciation. For someone primarily focused on capital growth over income, this pattern makes sense, though it means less natural cash generation for withdrawals.

Ongoing product costs Info

  • SPDR® Gold Shares 0.40%
  • iShares Core MSCI Emerging Markets ETF 0.09%
  • SP Funds Dow Jones Global Sukuk ETF 0.55%
  • Weighted costs total (per year) 0.10%

Total ongoing charges across the ETFs work out to a very low blended TER of about 0.10%, which is excellent. TER, or Total Expense Ratio, is the annual fee taken by a fund, similar to a small service charge on your assets. Keeping these costs low is one of the few “guaranteed” ways to keep more of the gross return. Here, most of the fee drag comes from the gold and sukuk ETFs, while the emerging markets ETF is especially cheap. The stock positions don’t carry ongoing fund fees, so the overall structure is cost‑efficient and strongly supports long‑term performance by minimizing friction.

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