Balanced portfolio with a focus on large-cap and momentum strategies in the US market

Report created on Sep 11, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is evenly split between two ETFs: the Fidelity Fundamental Large Cap Core ETF and the Invesco S&P 500® Momentum ETF, each comprising 50% of the total. This structure indicates a focus on large-cap stocks, with an emphasis on fundamental value and momentum within the US market. The portfolio's classification as "moderately diversified" is due to its concentration in a single asset class (stocks) and a limited number of sectors, despite a broad geographic spread within the North American market.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 21.52% and a maximum drawdown of -19.32%, the portfolio has demonstrated strong performance. The days contributing to 90% of returns being concentrated in just 37 days highlight the impact of short-term gains, likely driven by its momentum ETF component. This performance, while impressive, underscores the portfolio's sensitivity to market movements and the importance of timing in capturing returns.

Projection Info

Monte Carlo simulations project a wide range of outcomes for this portfolio, with the 50th percentile outcome suggesting a potential increase of 1,752.8% over the simulation period. This optimistic projection is based on historical data and indicates a high potential for growth. However, it's crucial to remember that such simulations are speculative and depend on past performance, which is not a reliable indicator of future results.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

The portfolio's allocation is heavily skewed towards stocks (99%), with a minimal cash holding (1%). This allocation reflects a growth-oriented strategy but carries higher volatility and risk, particularly in short-term market downturns. The absence of bonds or alternative asset classes limits diversification benefits and may increase susceptibility to market fluctuations.

Sectors Info

  • Technology
    27%
  • Financials
    18%
  • Telecommunications
    13%
  • Consumer Discretionary
    13%
  • Industrials
    10%
  • Consumer Staples
    6%
  • Health Care
    5%
  • Energy
    3%
  • Utilities
    2%
  • Real Estate
    1%
  • Basic Materials
    1%

Sectoral allocation is concentrated in Technology (27%), Financial Services (18%), and Communication Services (13%), which are sectors known for their volatility but also for offering significant growth opportunities. This concentration in high-growth sectors aligns with the portfolio's overall strategy but increases its risk profile, especially during market corrections.

Regions Info

  • North America
    97%
  • Europe Developed
    2%
  • Asia Developed
    1%

The geographic allocation is heavily focused on North America (97%), with minimal exposure to developed markets in Europe (2%) and Asia (1%). This concentration in the US market leverages the stability and growth potential of the world's largest economy but also exposes the portfolio to region-specific risks and limits global diversification benefits.

Market capitalization Info

  • Mega-cap
    50%
  • Large-cap
    34%
  • Mid-cap
    15%
  • Small-cap
    1%

The portfolio's emphasis on Mega (50%) and Big (34%) cap stocks suggests a preference for established, large-scale companies, likely contributing to its robust historical performance. While these companies generally offer stability and consistent returns, the limited exposure to Medium (15%) and Small (1%) cap stocks may restrict opportunities for higher growth rates associated with smaller, more agile companies.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current allocation suggests it is positioned near the Efficient Frontier, indicating an optimal risk-return ratio based on historical data. However, it's important to remember that "optimal" does not mean risk-free. Investors should consider whether the current risk level aligns with their personal risk tolerance and investment goals.

Dividends Info

  • Fidelity Fundamental Large Cap Core ETF 0.90%
  • Invesco S&P 500® Momentum ETF 0.50%
  • Weighted yield (per year) 0.70%

The portfolio yields an average dividend of 0.70%, with the Fidelity ETF offering a slightly higher yield than the Invesco ETF. While dividends contribute to the portfolio's total return, the relatively low yield reflects the growth-focused strategy over income generation. Investors seeking higher income may consider diversifying into assets with higher dividend yields.

Ongoing product costs Info

  • Invesco S&P 500® Momentum ETF 0.13%
  • Weighted costs total (per year) 0.06%

The total portfolio cost, represented by the Total Expense Ratio (TER) of 0.06%, is impressively low, which supports better long-term performance by minimizing the drag on returns. This cost efficiency is a strong aspect of the portfolio, allowing more of the investment's gross return to contribute to net growth.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey