This portfolio has only about 1.4 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Globally diversified all equity portfolio with small cap value and emerging markets tilts

Report created on May 18, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is a simple three‑ETF mix that is 100% in stocks. Around 70% sits in a broad global equity fund, 18% in a global small cap value fund, and 12% in an emerging markets equity fund. So the core is a diversified global stock base, with clear tilts toward smaller, cheaper companies and developing economies. This kind of structure is easy to understand and track over time. With only three holdings, it’s straightforward to see what’s driving results, and the weights roughly match a “core plus satellites” idea, where one main holding anchors the risk and return while the others add specific characteristics.

Growth Info

Over the roughly 1.4‑year period available, €1,000 grew to about €1,218, which works out to a 15.03% Compound Annual Growth Rate (CAGR). CAGR is like average speed on a road trip: it smooths the journey into one yearly number. Over this short window, that return was higher than both the US market and global market references, though such outperformance may not persist. The portfolio saw a maximum drawdown of about -21%, similar to the global market’s worst drop. That means it has already experienced a fairly sharp swing, reminding that even diversified stock portfolios can fall quickly over months.

Projection Info

The forward projection uses a Monte Carlo simulation, which basically re‑mixes past returns and volatility into many random future paths to show a range of possible outcomes. Here, 1,000 different 15‑year paths are modeled, with a median outcome of about €2,712 for every €1,000 invested, and a wide possible range. The average simulated annual return is 7.96%. Because the historical sample is only about 1.4 years, these numbers are more like rough sketches than forecasts. They show potential variability and long‑term compounding effects, but they can’t reliably predict how this specific mix will behave over a full market cycle.

Asset classes Info

  • Stocks
    100%

All of this portfolio is in equities, with no bonds, cash, or alternatives in the asset mix. From a risk perspective, that means the ups and downs are fully driven by stock markets rather than being cushioned by lower‑volatility assets. Stocks historically have offered higher long‑term growth than bonds or cash, but with larger short‑term swings. Since benchmarks like the global equity index are also 100% stocks, the asset‑class profile lines up well with common equity standards. The “balanced” risk label here comes from broader methodology, not from mixing in bonds; the actual holdings are equity‑only, which is important when thinking about potential volatility.

Sectors Info

  • Technology
    21%
  • Financials
    19%
  • Industrials
    14%
  • Consumer Discretionary
    12%
  • Energy
    8%
  • Telecommunications
    7%
  • Health Care
    6%
  • Basic Materials
    6%
  • Consumer Staples
    4%
  • Utilities
    1%
  • Real Estate
    1%

Sector exposure is fairly broad, with notable weights in technology (21%), financials (19%), and industrials (14%), followed by consumer‑related areas and energy. These levels look reasonably close to what you’d see in many global equity indices, with a modestly high but not extreme tilt toward tech. Sector diversification matters because different parts of the economy respond differently to interest rates, inflation, and growth surprises. A tech and consumer‑leaning mix may do well when innovation and spending are strong, but can be more volatile if rates rise or expectations reset. The presence of financials, industrials, and other cyclical sectors also keeps the portfolio from being overly dominated by one theme.

Regions Info

  • North America
    65%
  • Europe Developed
    13%
  • Asia Developed
    6%
  • Japan
    6%
  • Asia Emerging
    5%
  • Australasia
    2%
  • Africa/Middle East
    2%
  • Latin America
    1%

Geographically, about 65% of the portfolio is in North America, with 13% in developed Europe and smaller slices across Japan, developed Asia, emerging Asia, Australasia, Africa/Middle East, and Latin America. This is quite similar to many global equity benchmarks, which also tend to be heavily tilted to North America due to market size. That alignment is helpful for diversification because it spreads exposure across multiple major economies while still reflecting global market weights. The explicit emerging markets holding adds extra exposure to developing regions beyond what a pure global index might provide, slightly increasing sensitivity to growth and currency swings in those markets.

Market capitalization Info

  • Mega-cap
    28%
  • Large-cap
    24%
  • Mid-cap
    23%
  • Small-cap
    17%
  • Micro-cap
    8%

The mix across company sizes is nicely spread: 28% mega‑cap, 24% large‑cap, 23% mid‑cap, 17% small‑cap, and 8% micro‑cap. Many broad global indices are dominated by mega and large companies, so this portfolio clearly leans more into smaller firms. Company size matters because smaller businesses often have more growth potential but more volatile share prices and sometimes less stable profits. The dedicated small cap value fund is likely the main driver of this tilt. This allocation offers a richer blend of different business profiles than a pure large‑cap portfolio, potentially changing how returns behave during different phases of the economic cycle.

True holdings Info

  • NVIDIA Corporation
    2.57%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Apple Inc
    2.29%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Amazon.com Inc
    1.67%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Microsoft Corporation
    1.41%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Alphabet Inc Class A
    1.38%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Alphabet Inc Class C
    1.11%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Meta Platforms Inc.
    0.99%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • JPMorgan Chase & Co
    0.61%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Exxon Mobil Corp
    0.57%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
  • Taiwan Semiconductor Manufacturing
    0.57%
    Part of fund(s):
    • Avantis Emerging Markets Equity UCITS ETF
  • Top 10 total 13.16%

Looking through to the top holdings, the largest underlying positions include familiar global giants like NVIDIA, Apple, Amazon, Microsoft, Alphabet, Meta, JPMorgan, Exxon Mobil, and Taiwan Semiconductor. Together, the visible top‑10 exposures only account for about 17% of the portfolio, and overlap is modest at this level, which suggests broad diversification underneath the surface. However, this view only covers ETF top‑10 positions, so actual overlap is likely higher. Having several mega‑cap names appear via multiple funds can create some hidden concentration in the most dominant global companies, even if no single stock looks huge in isolation.

Risk contribution Info

  • Avantis Global Equity UCITS ETF USD Acc EUR
    Weight: 70.00%
    69.4%
  • Avantis Global Small Cap Value UCITS ETF USD Acc EUR
    Weight: 18.00%
    19.6%
  • Avantis Emerging Markets Equity UCITS ETF
    Weight: 12.00%
    11.0%

Risk contribution looks at how much each holding drives the portfolio’s overall ups and downs, which can be very different from just looking at weights. Here, the main global equity ETF is 70% of the portfolio and contributes about 69% of the total risk, very much in line with its size. The small cap value ETF is 18% by weight but around 20% of the risk, reflecting its slightly higher volatility. Emerging markets are 12% of the portfolio and about 11% of the risk, which is proportionate. Overall, risk is spread consistently across the three funds, with no single holding contributing dramatically more risk than its headline allocation suggests.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The risk‑return chart shows the current portfolio sitting below the efficient frontier, which is the curve representing the best achievable return for each risk level using just these three holdings in different weights. The Sharpe ratio, a measure of risk‑adjusted return comparing extra return over a risk‑free rate to volatility, is 0.72 for the current mix. The optimal mix of the same funds has a higher Sharpe of 1.47, and even the minimum variance version is higher at 1.01. That suggests that, within this short 1.4‑year sample, other weightings of exactly these ETFs would have offered a more efficient balance between risk and return.

Ongoing product costs Info

  • Avantis Global Equity UCITS ETF USD Acc EUR 0.22%
  • Avantis Global Small Cap Value UCITS ETF USD Acc EUR 0.39%
  • Avantis Emerging Markets Equity UCITS ETF 0.35%
  • Weighted costs total (per year) 0.27%

The total ongoing cost (TER) across the three ETFs comes out to about 0.27% per year, which is low for an actively tilted, globally diversified equity mix. TER, or Total Expense Ratio, is the annual fee taken by the fund provider; it comes out of returns automatically, like a small slice shaved off each year. Lower costs mean more of the portfolio’s gross return stays in the investor’s pocket, and over decades those small differences can compound significantly. For a factor‑tilted, multi‑region equity approach, this fee level is impressively lean and provides a solid structural foundation for long‑term compounding.

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