This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A growth-obsessed portfolio with a tech tilt and a side of Bitcoin spice

Report created on Aug 7, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

At first glance, this portfolio screams "diversified," but it's more like a salad with too much of the same dressing. Over 60% of your assets are parked in large-cap and tech-heavy ETFs, making your "broad diversification" claim as credible as a diet soda at a fast-food joint. You've got a smattering of international and small-cap ETFs like someone sprinkling a few greens on a plate of fries to call it healthy. Let's not even start on the 2% Bitcoin play – it's like adding a shot of hot sauce and hoping it'll make the meal gourmet.

Growth Info

With a CAGR of 25.84%, it's like you've been riding a rocket – exhilarating, but everyone watching is just waiting for the fuel to run out. Those 12 days accounting for 90% of your returns? That's not investing; that's playing financial roulette and getting lucky with where the ball lands. High volatility with a max drawdown of -19.38% is like a thrill ride without a seatbelt. Sure, it's fun until it's not.

Projection Info

Monte Carlo simulations might sound fancy, like predicting the future with a crystal ball, but remember, they're just educated guesses. Your 34.01% annualized return in simulations is like forecasting sunny weather based on a week of sunshine. The reality? Storm clouds can gather fast, especially with a portfolio leaning heavily on a few sectors. The wide range between your 5th and 67th percentiles shows just how bumpy the ride could be.

Asset classes Info

  • Stocks
    98%
  • Other
    2%

With 98% in stocks, this portfolio is like a diet consisting entirely of red meat – sure, it's protein-packed, but where are your fruits and veggies (bonds, real estate, commodities)? This over-reliance on one food group can lead to heartburn in the market's inevitable downturns. A sprinkle of other asset classes could help smooth out the ride without sacrificing too much growth potential.

Sectors Info

  • Technology
    31%
  • Financials
    16%
  • Consumer Discretionary
    11%
  • Telecommunications
    10%
  • Industrials
    10%
  • Health Care
    6%
  • Consumer Staples
    6%
  • Energy
    3%
  • Basic Materials
    2%
  • Utilities
    2%
  • Real Estate
    2%

Technology at 31%? It's like being addicted to your favorite fast food – great until it's not. The heavy lean on tech, alongside significant bets on financial services and consumer cyclicals, shows a love for high-growth, high-volatility sectors. It's a high-calorie diet with potential for heartache during market indigestions. Broadening your palate to include more defensive sectors might not be as thrilling, but it could save you from future pain.

Regions Info

  • North America
    80%
  • Europe Developed
    8%
  • Asia Emerging
    4%
  • Japan
    2%
  • Asia Developed
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

With 80% in North America, this portfolio has a home-cooked meal vibe – comforting but not exactly worldly. While comfort food is great, a more adventurous approach to global allocation could spice things up and potentially reduce risk. Emerging markets are like the exotic spices missing from your pantry, capable of adding flavor (and growth) without overwhelming the dish.

Market capitalization Info

  • Mega-cap
    46%
  • Large-cap
    27%
  • Mid-cap
    15%
  • Small-cap
    6%
  • Micro-cap
    3%

A mega and big cap focus (73% combined) is like shopping only at the big-box stores – convenient but you might be missing out on some local gems. Small and micro caps are the farmers' markets of the investing world, offering growth potential that the big players can't. Sure, they're riskier, but even a small allocation could lead to tasty returns.

Redundant positions Info

  • Schwab U.S. Large-Cap Growth ETF
    Invesco NASDAQ 100 ETF
    Vanguard Total Stock Market Index Fund ETF Shares
    SPDR® Portfolio S&P 500 ETF
    Invesco S&P 500® Momentum ETF
    High correlation

Your portfolio's version of "diversification" is like owning fifty shades of beige. With assets like the Schwab U.S. Large-Cap Growth ETF and the Invesco NASDAQ 100 ETF moving in lockstep, you're not getting the variety you think you are. It's like mixing different brands of vanilla ice cream and expecting a flavor explosion. Time to mix in some chocolate and strawberry – assets that actually behave differently in various market conditions.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Your portfolio, while high-flying, is about as optimally balanced as a unicycle on a tightrope. The heavy overlap among correlated assets doesn't just limit diversification; it's like doubling down on your favorite lottery numbers – more doesn't increase your chances of winning. Streamlining your holdings could provide the same or better returns with less risk. Think of it as decluttering your investment closet.

Dividends Info

  • Avantis® U.S. Small Cap Value ETF 1.70%
  • Invesco S&P International Developed Momentum ETF 2.00%
  • Invesco NASDAQ 100 ETF 0.50%
  • Schwab U.S. Large-Cap Growth ETF 0.40%
  • Schwab U.S. Large-Cap Value ETF 2.10%
  • SPDR® Portfolio S&P 500 ETF 1.20%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Taiwan Semiconductor Manufacturing 1.20%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Vanguard Total International Stock Index Fund ETF Shares 2.80%
  • Invesco S&P MidCap Momentum ETF 0.70%
  • Weighted yield (per year) 1.14%

With an overall dividend yield of 1.14%, it's clear you're not here for the income, which is fine for a growth-focused strategy. However, relying solely on capital appreciation is like expecting all your nutritional needs to be met by energy drinks. Sure, you'll get a rush, but eventually, you'll crash. A few income-generating assets could provide a steady flow of cash to reinvest or buffer against downturns.

Ongoing product costs Info

  • Avantis® U.S. Small Cap Value ETF 0.25%
  • iShares Bitcoin Trust 0.12%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • Invesco NASDAQ 100 ETF 0.15%
  • Schwab U.S. Large-Cap Growth ETF 0.04%
  • Schwab U.S. Large-Cap Value ETF 0.04%
  • SPDR® Portfolio S&P 500 ETF 0.02%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Invesco S&P MidCap Momentum ETF 0.34%
  • Weighted costs total (per year) 0.10%

With a total expense ratio (TER) of 0.10%, at least you're not overpaying for the rollercoaster ride. It's like finding a budget-friendly thrill park – the financial equivalent of a good deal. However, even low fees can't compensate for the potential stomach-churning drops ahead. Remember, it's not just about the price of admission but the ride's quality.

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