Growth focused stock portfolio with strong recent gains and meaningful concentration in a few key names

Report created on Apr 25, 2026

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is mostly made up of stocks, with over 32% in a broad US market ETF and 12% in a broad international ETF, plus a handful of large individual positions. Amazon, Alphabet, Mastercard, Waste Management, and Broadcom together make up a big slice, alongside a small allocation to silver and a nuclear-themed ETF. This mix blends “core” index building blocks with high-conviction single stocks and a few thematic or niche exposures. Structurally, that leans the portfolio toward growth and equity risk rather than balance across different asset types. The result is a setup where overall returns are strongly influenced by the specific companies chosen rather than just the broad market.

Growth Info

Over the period from January 2024 to April 2026, $1,000 in this portfolio grew to about $2,014, which is a very strong outcome. The portfolio’s compound annual growth rate (CAGR) was 36.96%, meaning that on average it grew like an investment earning roughly 37% per year over that stretch. That clearly outpaced both the US market and global market benchmarks, which were around 20% per year. The trade-off is a maximum drawdown of about -21%, slightly deeper than the benchmarks. Drawdown is the largest peak-to-trough fall; it shows how much “pain” an investor would have felt during a rough patch.

Projection Info

The Monte Carlo projection uses the portfolio’s historical behavior to randomly generate many possible 15‑year paths and see how often different outcomes show up. It’s like running 1,000 alternate futures, based on the same return and volatility profile seen in the past. Here, the median outcome turns $1,000 into about $2,682, with a wide “likely” range between roughly $1,791 and $3,999. There are also more extreme but still possible paths as low as the starting $1,000 and as high as about $7,182. This highlights both the upside potential and the meaningful uncertainty, and it’s important to remember these are models, not promises.

Asset classes Info

  • Stocks
    94%
  • Other
    6%

Asset class exposure is very clear: about 94% is in stocks and 6% in “other,” which here is essentially the silver trust and the nuclear ETF exposure that’s not pure equity. Compared with broad global portfolios that often mix in bonds or cash, this is a heavily equity‑dominated mix. That means more sensitivity to stock market moves and less natural cushioning from income assets like bonds. The small allocation to non‑equity assets won’t dramatically change the overall risk profile. In general, when almost everything is equity, portfolio ups and downs will track business cycles and company earnings rather than interest income or capital preservation goals.

Sectors Info

  • Technology
    21%
  • Consumer Discretionary
    19%
  • Financials
    16%
  • Telecommunications
    12%
  • Industrials
    12%
  • Health Care
    4%
  • Energy
    2%
  • Consumer Staples
    2%
  • Utilities
    2%
  • Basic Materials
    2%
  • Real Estate
    1%

This breakdown covers the equity portion of your portfolio only.

Sector-wise, the portfolio has its biggest tilts toward technology, consumer discretionary, financials, and telecommunications, with smaller slices in industrials, health care, and the more defensive areas like utilities and consumer staples. Compared to common broad benchmarks, the technology and consumer discretionary weights stand out as relatively strong, while traditional defensives and some cyclical areas are lighter. This kind of sector mix tends to be more sensitive to growth expectations, innovation cycles, and interest rate moves. When growth‑oriented sectors lead the market, such a portfolio can benefit; when they lag or face higher volatility, swings may feel more intense than in a more evenly spread sector mix.

Regions Info

  • North America
    82%
  • Europe Developed
    5%
  • Japan
    2%
  • Asia Developed
    2%
  • Asia Emerging
    2%
  • Australasia
    1%

This breakdown covers the equity portion of your portfolio only.

Geographically, roughly 82% of the portfolio sits in North America, with smaller exposures to Europe, Japan, and various developed and emerging Asian regions, plus a bit in Australasia. This is a clear US‑led profile compared with global benchmarks where the US still dominates but not as strongly. A North America-heavy portfolio often moves closely with US economic data, policy decisions, and the US dollar’s fortunes. The non‑US positions via the international ETF do add some global diversification, but they remain the supporting cast rather than the main driver. This alignment has historically been beneficial during periods of US market strength, but it also means less exposure to other regions’ different growth and valuation cycles.

Market capitalization Info

  • Mega-cap
    55%
  • Large-cap
    22%
  • Mid-cap
    13%
  • Small-cap
    3%
  • Micro-cap
    1%

This breakdown covers the equity portion of your portfolio only.

By market capitalization, the portfolio leans strongly into mega‑cap and large‑cap stocks, together around 77% of the total, with modest allocations to mid‑caps and only small slices in small‑ and micro‑caps. Mega‑caps are the world’s biggest, most established companies, and their behavior tends to dominate major indices. Having a high share here generally means somewhat more stability than a portfolio stuffed with tiny, volatile names, but it also ties performance closely to the largest, best‑known firms. The small and micro‑cap allocations add a bit of higher‑risk, potentially higher‑reward flavor, yet not enough to redefine the portfolio’s character. Overall, this mix resembles a growth‑oriented, large‑company skew rather than a deep small‑cap tilt.

True holdings Info

  • Amazon.com Inc
    15.49%
    Part of fund(s):
    • Vanguard Total Stock Market Index Fund ETF Shares
    Direct holding 14.44%
  • Alphabet Inc Class A
    9.56%
    Part of fund(s):
    • Vanguard Total Stock Market Index Fund ETF Shares
    Direct holding 8.69%
  • Mastercard Inc
    7.63%
  • Waste Management Inc
    6.16%
  • Broadcom Inc
    5.60%
    Part of fund(s):
    • Vanguard Total Stock Market Index Fund ETF Shares
    Direct holding 4.84%
  • Applied Digital Corporation
    3.06%
  • NVIDIA Corporation
    2.10%
    Part of fund(s):
    • Vanguard Total Stock Market Index Fund ETF Shares
  • Apple Inc
    1.94%
    Part of fund(s):
    • Vanguard Total Stock Market Index Fund ETF Shares
  • Microsoft Corporation
    1.43%
    Part of fund(s):
    • Vanguard Total Stock Market Index Fund ETF Shares
  • SoFi Technologies Inc.
    1.21%
  • Top 10 total 54.19%

This breakdown covers the equity portion of your portfolio only.

Looking through the ETFs into underlying holdings, some companies show up both directly and via funds. Amazon, Alphabet, and Broadcom are notable: Amazon’s total exposure is about 15.5%, Alphabet’s around 9.6%, and Broadcom’s about 5.6% when adding direct and ETF slices. This overlap means effective concentration is higher than it first appears from the top‑level weights alone. Because ETF look‑through only uses top‑10 holdings, overlap is likely understated, not overstated. The flip side is that the broad market ETFs also spread risk across many smaller positions. Still, the repeated appearance of a few large names suggests that portfolio outcomes will be particularly sensitive to how those specific companies perform over time.

Factors Info

Value
Preference for undervalued stocks
Low
Data availability: 92%
Size
Exposure to smaller companies
Low
Data availability: 94%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 92%
Quality
Preference for financially healthy companies
High
Data availability: 92%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 80%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 98%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

On factor exposure, the portfolio shows a mild tilt away from value and smaller size, with relatively high quality and otherwise neutral readings. Factors are characteristics like “value” or “momentum” that research connects to long‑term return patterns. Low value exposure (40%) suggests a lean toward higher‑priced, growth‑oriented companies rather than bargain‑priced ones. Low size exposure (28%) indicates a preference for larger firms over smaller ones. High quality (64%) points to an emphasis on companies with stronger balance sheets or more stable profitability. Neutral momentum, yield, and low volatility mean those traits are roughly in line with broad markets. In practice, this often leads to a growth‑tilted profile that can do well when investors favor strong, established businesses with solid fundamentals.

Risk contribution Info

  • Vanguard Total Stock Market Index Fund ETF Shares
    Weight: 32.81%
    26.3%
  • Amazon.com Inc
    Weight: 14.44%
    18.5%
  • Applied Digital Corporation
    Weight: 3.06%
    11.5%
  • Alphabet Inc Class A
    Weight: 8.69%
    9.2%
  • Broadcom Inc
    Weight: 4.84%
    8.9%
  • Top 5 risk contribution 74.4%

Risk contribution shows how much each holding drives overall ups and downs, which can differ from its weight. Here, the US total market ETF is about a third of the portfolio but contributes around 26% of total risk, so its risk/weight ratio is lower than 1. Amazon is 14.4% by weight yet adds 18.5% of the risk, showing its volatility impact. Most striking, Applied Digital is only 3.1% of the portfolio but contributes 11.5% of risk, with a risk/weight ratio of 3.76. That means this relatively small position acts like a loud “soloist” in the risk orchestra. The top three holdings together drive over half the risk, underlining meaningful concentration.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The risk vs. return chart plots the current mix against an efficient frontier built from these same holdings. The current portfolio has a Sharpe ratio of 1.56, meaning its return per unit of volatility is solid but not the best combination available with these ingredients. The optimal portfolio on this frontier shows a Sharpe of 2.32 at higher return and somewhat higher risk, while the minimum variance option lowers risk with a Sharpe of 1.36. Being about 10.8 percentage points below the frontier at the current risk level means, in theory, a different weighting of the same positions could improve the trade‑off between risk and expected return without adding new assets.

Dividends Info

  • Broadcom Inc 0.60%
  • Alphabet Inc Class A 0.20%
  • Mastercard Inc 0.50%
  • Range Nuclear Renaissance Index ETF 0.80%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.10%
  • Vanguard Total International Stock Index Fund ETF Shares 2.80%
  • Waste Management Inc 1.50%
  • Weighted yield (per year) 0.90%

The overall dividend yield of this portfolio sits around 0.90%, which is relatively low compared with more income‑focused setups. Individual positions like Vanguard Total International Stock ETF (2.80%) and Waste Management (1.50%) do contribute some income, but several big weights either pay very modest dividends or none at all. That’s typical for growth‑oriented companies that reinvest earnings rather than return them as cash. Dividends can act like a “paycheck” from investments, softening rough patches in price returns. Here, most of the expected return would be driven by price changes instead of ongoing cash distributions, so the experience is more about capital growth than income.

Ongoing product costs Info

  • Range Nuclear Renaissance Index ETF 0.85%
  • iShares Silver Trust 0.50%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.06%

On costs, this portfolio is in good shape overall. The weighted total expense ratio (TER) is about 0.06%, which is impressively low, thanks largely to the core Vanguard index ETFs at 0.03% and 0.05%. Two specialized holdings — the nuclear ETF at 0.85% and the silver trust at 0.50% — are notably pricier, but they’re small enough that they don’t drive the total too far up. Fees might feel tiny year to year, but they compound over time, so keeping the blended TER this low is a real structural advantage. It means more of any future returns stay in the portfolio rather than going to fund providers.

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