A growth-oriented portfolio with a global footprint and a tilt towards value and small-cap stocks

Report created on Jul 18, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

The portfolio is heavily weighted towards the Vanguard Total World Stock Index Fund ETF Shares, making up 75% of the allocation, with the remainder split between Avantis® U.S. Small Cap Value ETF (15%) and Avantis® International Small Cap Value ETF (10%). This composition suggests a strong preference for global equity exposure, complemented by a specific focus on value and small-cap stocks in both the U.S. and international markets. The concentration in stocks, with a negligible cash position and no bond holdings, aligns with a growth-oriented investment strategy, albeit with a higher risk profile due to the absence of fixed income to buffer against market volatility.

Growth Info

Historically, the portfolio has achieved a Compound Annual Growth Rate (CAGR) of 14.04%, with a maximum drawdown of -37.06%. These figures indicate robust growth potential tempered by significant volatility, as evidenced by the steep drawdown. The days contributing most to returns are relatively few, highlighting the impact of short-term, high-gain periods on overall performance. This historical performance, while impressive, underscores the portfolio's susceptibility to market swings, which investors should consider when assessing risk tolerance.

Projection Info

Monte Carlo simulations, employing 1,000 iterations, forecast a wide range of outcomes with a median annualized return of 15.44%. The simulations predict a substantial variance in potential returns, from a low 5th percentile of 17.1% to a high 67th percentile of 687.5%. While these projections are based on historical data and cannot guarantee future performance, they do suggest that the portfolio has the potential for significant growth, albeit with considerable risk.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

The portfolio's asset allocation is almost entirely in stocks (99%), with a minimal cash reserve (1%). This allocation is characteristic of a growth-focused strategy, seeking to maximize capital appreciation over the long term. However, the lack of diversification into other asset classes like bonds or real estate investment trusts (REITs) increases the portfolio's exposure to equity market risk, which could be a concern during periods of stock market downturns.

Sectors Info

  • Technology
    20%
  • Financials
    19%
  • Industrials
    13%
  • Consumer Discretionary
    12%
  • Health Care
    8%
  • Telecommunications
    7%
  • Energy
    6%
  • Consumer Staples
    6%
  • Basic Materials
    6%
  • Real Estate
    2%
  • Utilities
    2%

Sectoral allocation is broadly diversified across technology, financial services, industrials, consumer cyclicals, and healthcare, among others. This diversification helps mitigate sector-specific risks, but the heavy weighting in technology and financial services sectors may expose the portfolio to higher volatility, reflecting the cyclical nature of these industries. Investors should be aware of the potential for significant fluctuations in these sectors.

Regions Info

  • North America
    64%
  • Europe Developed
    15%
  • Japan
    8%
  • Asia Emerging
    5%
  • Asia Developed
    3%
  • Australasia
    2%
  • Africa/Middle East
    2%
  • Latin America
    1%

Geographically, the portfolio is predominantly allocated to North America (64%), with significant exposures to developed Europe and Japan. Emerging markets representation is limited, which may reduce exposure to higher growth potential in these regions but also limits risk associated with geopolitical and currency volatility. This geographic distribution supports a balanced approach to capturing global equity returns while maintaining a conservative stance towards emerging market risks.

Market capitalization Info

  • Mega-cap
    32%
  • Large-cap
    23%
  • Mid-cap
    19%
  • Small-cap
    15%
  • Micro-cap
    9%

The market capitalization breakdown shows a balanced exposure across mega, big, medium, small, and micro-cap stocks, with a slight emphasis on larger companies. This cap-spread strategy enhances diversification and potential for capturing growth across different market segments. However, the notable allocation to small and micro-cap stocks increases the portfolio's risk and potential for volatility, given these segments' higher sensitivity to market movements.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current allocation suggests it is positioned near the Efficient Frontier, indicating an optimized risk-return profile based on historical data. However, investors should consider rebalancing strategies to ensure this optimization remains aligned with changing market conditions and personal risk tolerance. Regularly reviewing and adjusting asset allocation can help maintain an optimal balance between risk and return.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.80%
  • Avantis® U.S. Small Cap Value ETF 1.70%
  • Vanguard Total World Stock Index Fund ETF Shares 1.70%
  • Weighted yield (per year) 1.91%

The portfolio's dividend yield stands at an overall 1.91%, with the Avantis® International Small Cap Value ETF offering the highest yield at 3.80%. While dividends contribute to the total return, the portfolio's growth orientation means that capital appreciation is the primary focus. Dividend yields, particularly from value and small-cap ETFs, provide a secondary income stream and a cushion during market volatility.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Weighted costs total (per year) 0.13%

With a Total Expense Ratio (TER) averaging 0.13%, the portfolio benefits from relatively low costs, which is crucial for long-term growth. Lower costs translate directly to higher net returns for investors, making this an efficient portfolio from a cost perspective. Especially noteworthy is the Vanguard Total World Stock Index Fund ETF Shares' low expense ratio, which helps minimize the drag on performance.

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