Global equity portfolio blending broad market exposure with notable value tilt and strong recent performance

Report created on May 25, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is built entirely from four equity ETFs, with no bonds or cash included in the mix. Nearly half sits in a broad global fund, which gives wide exposure across countries and industries. The rest is split between a US-focused fund and two value-focused strategies covering developed and emerging markets. This kind of structure is straightforward and transparent, with clear roles for each holding. Because it is fully in stocks, its ups and downs are closely tied to global equity markets rather than interest rates or bond markets. Overall, the composition is equity-heavy but well spread across different index styles and regions.

Growth Info

Over the period shown, €1,000 grew to about €1,806, which is a very strong result in a relatively short time. The portfolio’s compound annual growth rate (CAGR) of 25.93% comfortably beat both the US and global market benchmarks. CAGR is like average speed on a long trip, smoothing out bumps to show typical yearly growth. The maximum drawdown of about -21% shows that the ride included a sharp but fairly typical equity pullback. Recovery from that drop took around five months, which is reasonably quick. These results highlight that strong returns came with meaningful but not extreme volatility, in line with a balanced equity risk profile.

Projection Info

The Monte Carlo projection uses thousands of simulated futures based on historical returns and volatility to show a range of possible outcomes. It treats past data like a bag of possible “annual returns” and repeatedly draws from that bag to build many 15‑year paths. The median forecast turns €1,000 into roughly €2,805, with a wide range from about €973 to €7,640 between the 5th and 95th percentiles. An overall expected annualized return of 8.21% reflects both good and bad scenarios averaged together. This helps illustrate uncertainty: outcomes cluster around growth, but there is still a meaningful chance of ending near or even below the starting value.

Asset classes Info

  • Stocks
    100%

All of this portfolio is invested in stocks, with no allocation to bonds, cash, or alternative assets. That makes the asset class structure simple to understand, but it also means diversification is achieved within equities rather than across very different types of investments. Compared to a more mixed portfolio that includes fixed income, this approach typically offers higher long-term return potential but more pronounced short-term swings. Being classified as “balanced” here refers to the internal equity mix rather than a split between stocks and bonds. The 100% equity stance is what drives both the strong recent performance and the sharper drawdowns seen in the data.

Sectors Info

  • Technology
    34%
  • Financials
    15%
  • Consumer Discretionary
    9%
  • Industrials
    9%
  • Telecommunications
    8%
  • Health Care
    7%
  • Energy
    5%
  • Consumer Staples
    4%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    2%

Sector exposure is tilted toward technology, which makes up around a third of the equity allocation, followed by financials and a mix of other industries. This tech emphasis is common in global market-cap-based portfolios today because many of the largest companies happen to be in that industry. Tech-heavy allocations can do very well when innovation and growth stocks are in favor but may swing more when interest rates rise or sentiment turns against high-growth names. The presence of meaningful weights in financials, industrials, and consumer-related areas helps diversify earnings drivers, so the portfolio is not dependent on a single sector’s fortunes even though technology clearly stands out.

Regions Info

  • North America
    60%
  • Europe Developed
    12%
  • Asia Developed
    11%
  • Asia Emerging
    7%
  • Japan
    6%
  • Latin America
    2%
  • Africa/Middle East
    1%
  • Australasia
    1%
  • Europe Emerging
    1%

Geographically, the portfolio is anchored in North America at about 60%, with the rest spread across developed Europe, Asia, Japan, and smaller allocations to emerging regions. This pattern is broadly aligned with global equity benchmarks, where US and Canadian markets also dominate by size. A strong North American tilt has been beneficial over the last decade, as these markets have often outperformed. At the same time, the presence of Europe, Asia, and emerging markets provides exposure to different economic cycles and currencies. This geographical mix supports diversification, reducing reliance on any one country or region, while still reflecting the current global market-cap structure.

Market capitalization Info

  • Mega-cap
    47%
  • Large-cap
    37%
  • Mid-cap
    15%
  • Small-cap
    1%

Most of the portfolio sits in mega-cap and large-cap companies, with 84% combined in those size buckets. Mid-caps make up 15%, and only 1% is in small caps. Large and mega-cap firms are typically more established, with broader business lines and deeper liquidity, which can sometimes mean more stability and tighter trading spreads. This kind of size profile tends to move closely with mainstream global indices because those indices are also dominated by large companies. The modest mid‑cap slice adds some exposure to slightly smaller, potentially faster-growing businesses without making overall behavior drift far from standard benchmark patterns or adding much extra volatility.

True holdings Info

  • NVIDIA Corporation
    3.77%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Apple Inc
    3.10%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Taiwan Semiconductor Manufacturing Co. Ltd.
    2.39%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
  • Microsoft Corporation
    2.28%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Amazon.com Inc
    1.98%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Alphabet Inc Class A
    1.73%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Broadcom Inc
    1.49%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Micron Technology Inc
    1.47%
    Part of fund(s):
    • iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR
  • Alphabet Inc Class C
    1.42%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • SK Hynix Inc
    1.07%
    Part of fund(s):
    • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
  • Top 10 total 20.70%

Looking through the ETFs reveals that a handful of very large technology and internet-related companies appear across multiple funds. Names like NVIDIA, Apple, Microsoft, Amazon, and Alphabet each represent around 1–4% of the portfolio via ETFs. Because these show up in several indices, they create hidden concentration: the portfolio may appear diversified by fund count but still leans heavily on a small set of global giants. It’s worth noting that coverage here only uses ETF top‑10 holdings, so actual overlap across the entire portfolios may be larger. This pattern is typical of modern global indices, where a few firms account for a large share of total market value.

Risk contribution Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    Weight: 45.00%
    44.7%
  • State Street SPDR S&P 500 UCITS ETF (Acc)
    Weight: 20.00%
    20.6%
  • iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR
    Weight: 20.00%
    18.8%
  • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
    Weight: 15.00%
    15.9%

Risk contribution shows how much each ETF adds to overall volatility, and here it lines up closely with portfolio weights. The global ACWI fund is 45% of the allocation and contributes about 45% of total risk, while the US, developed value, and emerging value ETFs each contribute risk roughly in proportion to their sizes. This suggests there is no single position punching far above its weight in terms of driving ups and downs. The top three holdings account for about 84% of total risk, but that largely reflects their combined 85% weight. In other words, risk is spread fairly evenly relative to position size, which fits a balanced equity structure.

Redundant positions Info

  • State Street SPDR S&P 500 UCITS ETF (Acc)
    SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    High correlation

The correlation data show that the US S&P 500 ETF and the global ACWI ETF move almost identically. Correlation measures how closely two investments move together, from 1 (almost perfect lockstep) to -1 (moving in opposite directions). High correlation between these two funds is not surprising, since US stocks make up a big share of global indices. In practice, this means that while they look like two different holdings, they tend to respond similarly to major market events. Diversification benefits mainly come from the emerging market and value tilts, rather than from splitting between these two highly correlated developed-market core funds.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the risk vs. return chart, the current portfolio sits below the efficient frontier, meaning it is not making the most of its holdings at this particular risk level. The efficient frontier represents the best expected return for each level of volatility using only these four ETFs with different weightings. The optimal mix has a higher Sharpe ratio, which is a measure of return per unit of risk, while the minimum variance mix achieves slightly lower risk with still strong returns. The 2.1 percentage point gap to the frontier suggests that purely reweighting the existing funds could improve the balance between risk and reward without adding new assets.

Ongoing product costs Info

  • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD 0.40%
  • iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR 0.30%
  • State Street SPDR S&P 500 UCITS ETF (Acc) 0.03%
  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF 0.12%
  • Weighted costs total (per year) 0.18%

The portfolio’s total ongoing fee, or TER, is about 0.18%, which is impressively low for an all-ETF global equity mix. TER (Total Expense Ratio) is like a small yearly subscription cost charged by funds to cover management and operations. Here, the broad global and US ETFs are particularly cheap, and even the more specialized value and emerging markets funds are reasonably priced. Low costs are important because they come straight out of returns every year, and even small differences can add up over long periods. In this case, the cost structure is a clear strength and supports better compounding over time.

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