Roast mode 🔥

A high-flying portfolio that thinks diversification means having five different flavors of stock ETFs

Report created on Oct 27, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

Let's start with the composition, which at first glance seems like someone tried to diversify by throwing darts at a board of ETFs. With 45% in an S&P 500 ETF and 20% in a Growth Index Fund, it's like buying the same pair of shoes in two slightly different shades of grey. Add in a semiconductor ETF and a clean energy ETF for spice, and you've got a portfolio that's "broadly diversified" in the same way a pizza with one of every topping is a balanced meal.

Growth Info

Historically, this portfolio has strutted around with a CAGR of 16.83%, which might have you feeling like the belle of the ball. But let's not forget the -33.28% max drawdown, which is like remembering you left the stove on in the middle of said ball. Those 36 days contributing to 90% of returns? That's less stability than a soap opera's plotline.

Projection Info

Monte Carlo simulations suggest a future brighter than a supernova, with a median projection of 655.5% growth. But remember, Monte Carlo is like playing financial fantasy football - it's fun to predict, but the actual game can hit you like a linebacker. The range from a 66.5% low to a 1,027.0% high is a reminder that volatility is this portfolio's middle name.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

With 99% in stocks and a whimsical 1% in cash, this asset allocation screams, "Who needs bonds or real estate?" It's like going to Vegas and betting it all on red because who cares about black, right? This all-in approach to equities is great for growth until the market decides it's time for a reality check.

Sectors Info

  • Technology
    45%
  • Financials
    11%
  • Consumer Discretionary
    9%
  • Telecommunications
    8%
  • Industrials
    8%
  • Health Care
    6%
  • Utilities
    4%
  • Consumer Staples
    3%
  • Energy
    2%
  • Basic Materials
    2%
  • Real Estate
    2%

The sector allocation is tech-heavy, making up 45% of the portfolio. It's like going to a buffet and only loading up on shrimp. Sure, it's delicious, but what happens when you discover you're allergic? Diversifying beyond tech and its friends might prevent your financial health from taking an unexpected trip to the ER.

Regions Info

  • North America
    81%
  • Europe Developed
    8%
  • Asia Emerging
    4%
  • Asia Developed
    3%
  • Japan
    2%
  • Latin America
    1%
  • Australasia
    1%
  • Africa/Middle East
    1%

With 81% in North America, this portfolio has a serious home bias. It's like traveling abroad but only eating at McDonald's. The international exposure is like a sprinkle of seasoning on a steak; it's there, but it's not changing the flavor profile much. Expanding the geographic palate could bring some unexpected delights.

Market capitalization Info

  • Mega-cap
    45%
  • Large-cap
    34%
  • Mid-cap
    17%
  • Small-cap
    2%

The market cap allocation is like a party that's 45% moguls, 34% well-to-dos, and the rest hoping to get a word in. Mega and big caps dominate, which is fine if you love stability and fear change. But throwing a bit more into the small and micro-cap mix could spice things up—riskily, of course.

Redundant positions Info

  • Vanguard S&P 500 ETF
    Vanguard Growth Index Fund ETF Shares
    High correlation

The love story between the S&P 500 ETF and the Growth Index Fund is touching but redundant. Their high correlation is like buying two copies of the same book, hoping one ends differently. Diversification doesn't just mean different names; it means different stories. Time to see other assets.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The Efficient Frontier called; it wants its diversification back. Your portfolio's risk-return profile is like a roller coaster that only goes up. Fun, until it doesn't. Before dreaming of optimization, let's address the elephant in the room: those overlapping assets need a breakup. It's not diversification if they move in lockstep.

Dividends Info

  • iShares Global Clean Energy ETF 1.50%
  • iShares Semiconductor ETF 0.60%
  • Vanguard S&P 500 ETF 1.10%
  • Vanguard Growth Index Fund ETF Shares 0.40%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 1.14%

The dividend yield is like finding loose change in the sofa; it's nice, but you're not funding a vacation with it. At a total yield of 1.14%, it's clear income isn't the goal here. But even growth portfolios can benefit from a little cash flow, so don't ignore dividends entirely.

Ongoing product costs Info

  • iShares Global Clean Energy ETF 0.41%
  • iShares Semiconductor ETF 0.35%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Growth Index Fund ETF Shares 0.04%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.10%

On the bright side, your costs are lower than a limbo stick at a contortionist convention. With a total TER of 0.10%, you've managed to avoid the high-fee trap that ensnares many investors. It's one of the few areas where being cheap pays off handsomely.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey