This portfolio has only about 3 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

High income option based portfolio with tilted factors and concentrated US and tech exposure

Report created on Mar 24, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is tightly focused: nine ETFs plus one crypto-linked product, with fairly even weights across the main income funds and smaller but meaningful allocations to momentum strategies. Around three quarters of the capital sits in option-income and high-yield equity products, while pure momentum ETFs take up the remaining equity slice. That structure aims to convert stock market volatility into cash flow via options, then layer on some growth potential from trend-following strategies. The big takeaway is that this is not a broad “own everything” mix; it’s a concentrated, income-first equity setup with added crypto and momentum spice, so returns could feel very different from a typical plain-vanilla index portfolio.

Growth Info

Over the short history shown, a hypothetical $1,000 slipped slightly to $999, yet still beat both the US and global market references, which fell more meaningfully. The portfolio’s compound annual growth rate (CAGR) of 0.67% compares favorably to negative CAGRs for the benchmarks, and its max drawdown of -5.91% was milder than the global market. One striking point is that 90% of returns came from a single day, highlighting how lumpy option-income and risk assets can be. Because this period is only a few months, the data is more like a weather report than a climate study; it shows recent resilience, but it’s far too short to set long-term expectations.

Projection Info

The Monte Carlo projection uses past returns and volatility to simulate 1,000 different 10‑year paths for a $1,000 investment. Think of it as rolling dice many times based on historical behavior to see a range of possible futures. The median outcome shows about 19% total growth over a decade, but the 5th percentile is a steep loss around -76%, while higher percentiles show much stronger gains. That wide spread reflects the risk of high-income, equity-heavy strategies. Because the portfolio only has about 65 days of data, these simulations are fragile; they’re more a rough sketch than a blueprint. They illustrate risk and uncertainty, but they shouldn’t be treated as a promise.

Asset classes Info

  • Stocks
    77%
  • Crypto
    9%
  • Cash
    3%
  • Not classified
    2%

By asset class, about 77% sits in stocks, 9% in crypto, with small portions in cash and unclassified assets. This is clearly an equity-led portfolio with a meaningful satellite in crypto-linked income, rather than a traditional mix of stocks and bonds. That setup leans toward growth and income from risk assets instead of stability from fixed income. This is perfectly valid for someone seeking higher potential returns and willing to accept swings, and the balanced risk classification suggests it isn’t extreme. The key implication is that portfolio ups and downs will mostly track equity and crypto markets; someone wanting steadier behavior might typically include more defensive or interest-rate-sensitive assets.

Sectors Info

  • Technology
    36%
  • Telecommunications
    11%
  • Crypto
    9%
  • Consumer Discretionary
    8%
  • Industrials
    8%
  • Health Care
    5%
  • Consumer Staples
    5%
  • Financials
    4%
  • Basic Materials
    2%
  • Energy
    2%
  • Utilities
    2%

Sector-wise, technology is the standout at 36%, with additional sizeable exposure to communication services, consumer cyclicals, industrials, healthcare, and consumer defensive. This resembles an equity income and growth mix that is tech-tilted but still touches many parts of the economy. Compared with broad benchmarks, the tech share looks elevated, while areas like financials and energy are modest. Tech- and communication-heavy allocations often benefit in innovation-driven bull markets but can be more sensitive to changes in interest rates or sentiment about growth stocks. The encouraging point is that multiple sectors are present, so the portfolio is not one-dimensional, even though tech clearly drives a big part of the story.

Regions Info

  • North America
    81%
  • Europe Developed
    1%

Geographically, the portfolio is overwhelmingly anchored in North America at 81%, with only a sliver in developed Europe and minimal exposure elsewhere. This US-centric tilt roughly lines up with the dominance of American companies in global equity indices, so it’s not an outlier versus common benchmarks. The benefit is alignment with markets that have historically been deep, liquid, and innovation-heavy. The trade-off is that outcomes are strongly tied to the US economic and policy environment. For someone comfortable with that focus, this allocation is well-balanced and aligns closely with global standards; anyone wanting more currency or regional diversification might typically introduce more non-US exposure.

Market capitalization Info

  • Mega-cap
    35%
  • Large-cap
    25%
  • Mid-cap
    14%
  • Small-cap
    2%

Market-cap allocation is dominated by mega and large companies, with 35% in mega caps and 25% in big caps, plus 14% in mid caps and only 2% in small caps. This skew toward very large firms is consistent with the look-through holdings in well-known tech and growth leaders. Large companies tend to be more stable, transparent, and liquid than smaller peers, which can help when markets are choppy. The relatively small allocation to small caps limits exposure to more volatile but potentially higher-growth stocks. Overall, this size profile looks similar to many broad market funds, which is a strong indicator of diversification by company scale, even with factor and income tilts layered on top.

True holdings Info

  • NVIDIA Corporation
    5.86%
    Part of fund(s):
    • Amplify CWP Growth & Income ETF
    • Invesco S&P 500® Momentum ETF
    • JPMorgan Nasdaq Equity Premium Income ETF
    • NEOS Nasdaq 100 High Income ETF
    • NestYield Dynamic Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Apple Inc
    4.29%
    Part of fund(s):
    • Amplify CWP Growth & Income ETF
    • JPMorgan Nasdaq Equity Premium Income ETF
    • NEOS Nasdaq 100 High Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Microsoft Corporation
    3.48%
    Part of fund(s):
    • Amplify CWP Growth & Income ETF
    • JPMorgan Nasdaq Equity Premium Income ETF
    • NEOS Nasdaq 100 High Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Broadcom Inc
    2.59%
    Part of fund(s):
    • Amplify CWP Growth & Income ETF
    • Invesco S&P 500® Momentum ETF
    • JPMorgan Nasdaq Equity Premium Income ETF
    • NEOS Nasdaq 100 High Income ETF
    • NestYield Dynamic Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Amazon.com Inc
    2.54%
    Part of fund(s):
    • Amplify CWP Growth & Income ETF
    • JPMorgan Nasdaq Equity Premium Income ETF
    • NEOS Nasdaq 100 High Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Alphabet Inc Class A
    2.53%
    Part of fund(s):
    • Amplify CWP Growth & Income ETF
    • NEOS Nasdaq 100 High Income ETF
    • NestYield Dynamic Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Meta Platforms Inc.
    2.45%
    Part of fund(s):
    • Amplify CWP Growth & Income ETF
    • Invesco S&P 500® Momentum ETF
    • JPMorgan Nasdaq Equity Premium Income ETF
    • NEOS Nasdaq 100 High Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Micron Technology Inc
    1.94%
    Part of fund(s):
    • Amplify CWP Growth & Income ETF
    • JPMorgan Nasdaq Equity Premium Income ETF
    • MarketDesk Focused U.S. Momentum ETF
    • NEOS Nasdaq 100 High Income ETF
    • NestYield Dynamic Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Tesla Inc
    1.76%
    Part of fund(s):
    • Amplify CWP Growth & Income ETF
    • JPMorgan Nasdaq Equity Premium Income ETF
    • LS 1x Tesla Tracker ETP Securities GBP
    • NEOS Nasdaq 100 High Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Alphabet Inc Class C
    1.62%
    Part of fund(s):
    • JPMorgan Nasdaq Equity Premium Income ETF
    • NEOS Nasdaq 100 High Income ETF
    • SHP ETF Trust - NEOS S&P 500 High Income ETF
  • Top 10 total 29.06%

Looking through the ETFs, there’s clear concentration in a handful of mega-cap growth names, especially NVIDIA, Apple, Microsoft, Broadcom, Amazon, Alphabet, Meta, Micron, and Tesla. All exposure is via funds, yet the same companies appear repeatedly, creating hidden overlap. With only top-10 ETF holdings included, real overlap is likely higher than reported. This matters because what appears to be a collection of different funds may, under the hood, behave like a concentrated basket of similar giants. The practical takeaway is that headline diversification by fund count overstates true diversification by underlying company; risk and returns will be heavily influenced by how these few big names perform.

Factors Info

Value
Preference for undervalued stocks
Low
Data availability: 22%
Size
Exposure to smaller companies
No data
Data availability: 0%
Momentum
Exposure to recently outperforming stocks
Low
Data availability: 100%
Quality
Preference for financially healthy companies
No data
Data availability: 0%
Yield
Preference for dividend-paying stocks
Very high
Data availability: 85%
Low Volatility
Preference for stable, lower-risk stocks
High
Data availability: 36%

Factor exposure shows strong tilts to yield, low volatility, and momentum. Factors are like underlying “traits” that explain why investments behave as they do; here, yield focuses on income, low volatility aims for smoother rides, and momentum favors recent winners. Yield exposure at 85% suggests a powerful income orientation, while 78% low-volatility exposure indicates a design to dampen swings relative to plain equities. Momentum at 37.9% adds a trend-following element that can shine in persistent rallies but may bite during sharp reversals. Some factors, like value and size, are less pronounced, and signal coverage is only moderate, so the readings aren’t perfect. Still, the portfolio clearly leans toward high income with a defensive overlay plus a momentum kicker.

Risk contribution Info

  • NEOS Bitcoin High Income ETF
    Weight: 9.09%
    24.1%
  • NestYield Dynamic Income ETF
    Weight: 9.09%
    13.3%
  • NEOS Nasdaq 100 High Income ETF
    Weight: 14.55%
    12.5%
  • JPMorgan Nasdaq Equity Premium Income ETF
    Weight: 14.55%
    12.3%
  • Amplify CWP Growth & Income ETF
    Weight: 14.55%
    10.3%
  • Top 5 risk contribution 72.5%

Risk contribution, which measures how much each position adds to total ups and downs, tells a more nuanced story than simple weights. The NEOS Bitcoin High Income ETF is only about 9% of the assets but contributes roughly 24% of the risk, a risk-to-weight ratio of 2.65. That means this one sleeve behaves like a loud instrument in the orchestra. NestYield Dynamic Income also adds more risk than its weight alone suggests. In contrast, the big equity-income funds have risk contributions closer to or below their weights, which is reassuring. Aligning position sizes so that no single holding dominates risk can help keep the overall profile closer to the intended balanced classification.

Redundant positions Info

  • JPMorgan Nasdaq Equity Premium Income ETF
    NEOS Nasdaq 100 High Income ETF
    SHP ETF Trust - NEOS S&P 500 High Income ETF
    High correlation

Correlation describes how assets move together; a correlation of 1 means they move almost in lockstep, while 0 means they dance to different tunes. Here, the JPMorgan Nasdaq income ETF, the NEOS Nasdaq 100 high income ETF, and the NEOS S&P 500 high income ETF form a highly correlated group. That’s expected, since they all harvest income from large-cap US stocks via similar option strategies. When assets are tightly correlated, the diversification benefit is smaller than the fund list suggests, especially in market stress when correlations often rise. The big picture is that a lot of the portfolio may zig and zag together, limiting downside protection even though it looks diversified at first glance.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The risk vs. return analysis shows the current portfolio with expected return near 0.60% and volatility at 15.01%, giving a slightly negative Sharpe ratio, which is a measure of return per unit of risk. The efficient frontier, built from these same holdings, suggests that different weightings could achieve much higher expected returns for the same or even lower risk. The current mix sits clearly below the frontier, meaning the ingredients are strong but the recipe could be improved. Both the optimal and same‑risk optimized portfolios show dramatically better modeled outcomes. While models are imperfect, this indicates that reweighting what’s already owned, rather than adding new funds, could materially sharpen the risk/return tradeoff.

Dividends Info

  • JPMorgan Nasdaq Equity Premium Income ETF 11.00%
  • NEOS Nasdaq 100 High Income ETF 15.90%
  • Invesco S&P 500® Momentum ETF 0.80%
  • SHP ETF Trust - NEOS S&P 500 High Income ETF 13.40%
  • NEOS Bitcoin High Income ETF 47.10%
  • Amplify CWP Growth & Income ETF 11.00%
  • NestYield Dynamic Income ETF 25.50%
  • MarketDesk Focused U.S. Momentum ETF 0.30%
  • Neos Mlp & Energy Infrastructure High Income ETF 4.60%
  • Weighted yield (per year) 14.56%

The total indicated yield around 14.56% is extremely high compared with broad equity markets, driven by double‑digit yields in multiple funds and a very elevated figure in the Bitcoin income product. Such yields usually come from writing options, holding higher‑risk assets, or both, rather than just traditional dividends from company profits. This income can be attractive for cash-flow seekers, but it’s not “free money”; option premiums and high yields often replace some potential price upside and can magnify losses in deep downturns. The important takeaway is to view yield as part of total return, not a guarantee. A sustainable plan considers both payout size and the risk taken to generate it.

Ongoing product costs Info

  • JPMorgan Nasdaq Equity Premium Income ETF 0.35%
  • NEOS Nasdaq 100 High Income ETF 0.68%
  • Invesco S&P 500® Momentum ETF 0.13%
  • SHP ETF Trust - NEOS S&P 500 High Income ETF 0.68%
  • Weighted costs total (per year) 0.26%

The portfolio’s total expense ratio of about 0.26% is impressively low for a collection of specialized, actively managed, and options‑based ETFs. Individual fund fees range from 0.13% to 0.68%, but because they’re blended across positions, the overall drag on returns stays moderate. Costs compound just like returns, so keeping them contained is a quiet but powerful advantage over time. This alignment with cost‑conscious best practices supports better long-term performance potential, especially when combined with an income strategy that already works hard to extract returns from volatility. From a fee standpoint, this setup is on the right track and leaves more of the gross yield in the investor’s pocket.

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