This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A tech-heavy growth portfolio with a high concentration in leading companies and low diversification

Report created on Sep 5, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

The portfolio is heavily weighted towards technology, with significant positions in major tech ETFs and stocks such as Vanguard Information Technology Index Fund ETF Shares, Netflix, and Apple Inc, comprising over half of the portfolio. This concentration in a single sector, alongside large positions in individual stocks, indicates a strategy focused on high-growth potential but comes with increased volatility and sector-specific risks. The low diversification score reflects a concentrated risk profile, which may not be suitable for all investors.

Growth Info

Historically, this portfolio has demonstrated a remarkable Compound Annual Growth Rate (CAGR) of 35.76%, with a maximum drawdown of -22.42%. These figures suggest that while the portfolio has experienced significant growth, it has also faced substantial volatility. The days contributing to 90% of returns being limited to 16.0 indicates that much of the portfolio's performance can be attributed to a few exceptional periods, which may not be replicable in the future.

Projection Info

Using Monte Carlo simulations, which project future outcomes based on historical data, the portfolio shows a wide range of potential future performances. While all simulations returned positively, the variance between the 5th and 67th percentiles is vast, suggesting significant uncertainty. It's crucial to note that these projections are based on past data and cannot guarantee future performance.

Asset classes Info

  • Stocks
    99%
  • Other
    1%

The portfolio's asset allocation is heavily skewed towards stocks, with a minor allocation to other asset classes, reflecting a high growth orientation. This allocation supports the portfolio's growth objectives but limits diversification benefits that could mitigate risk. Incorporating a broader range of asset classes could enhance the portfolio's resilience against market volatility.

Sectors Info

  • Technology
    46%
  • Telecommunications
    29%
  • Consumer Discretionary
    10%
  • Financials
    5%
  • Health Care
    1%
  • Industrials
    1%
  • Consumer Staples
    1%

With 46% allocated to technology and significant investments in communication services and consumer cyclicals, the portfolio is positioned to capitalize on growth in these dynamic sectors. However, this concentration increases susceptibility to sector-specific downturns. Diversifying across a wider range of sectors could reduce this risk and potentially stabilize returns.

Regions Info

  • North America
    98%
  • Asia Developed
    1%

Geographically, the portfolio is almost entirely invested in North American assets, with minimal exposure to international markets. This focus may limit potential gains from global economic growth and diversification benefits offered by international markets. Expanding geographic exposure could provide a buffer against regional economic downturns and offer access to emerging market growth.

Market capitalization Info

  • Mega-cap
    74%
  • Large-cap
    15%
  • Mid-cap
    6%
  • Small-cap
    2%
  • Micro-cap
    1%

The portfolio's emphasis on mega and big-cap stocks aligns with its growth and stability objectives, given these companies' typically lower volatility compared to smaller companies. However, this focus may overlook the potentially higher growth opportunities available in medium, small, and micro-cap stocks.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Optimization analysis suggests a slightly higher expected return could be achieved with the same level of risk through minor adjustments. This indicates that while the portfolio is performing well, there's room for improvement in terms of risk-return efficiency. Rebalancing to include a broader mix of assets could enhance this efficiency.

Dividends Info

  • Apple Inc 0.40%
  • Alphabet Inc Class A 0.30%
  • VanEck Semiconductor ETF 0.40%
  • Vanguard Information Technology Index Fund ETF Shares 0.40%
  • Vanguard S&P 500 ETF 1.20%
  • Weighted yield (per year) 0.38%

The portfolio's overall dividend yield is modest, reflecting its growth-focused strategy over income generation. While the current yield contributes to total returns, investors seeking regular income might consider adjusting the portfolio to include higher-yielding assets.

Ongoing product costs Info

  • iShares Bitcoin Trust 0.12%
  • VanEck Semiconductor ETF 0.35%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Vanguard S&P 500 ETF 0.03%
  • Weighted costs total (per year) 0.05%

The portfolio's total expense ratio (TER) is impressively low, enhancing its long-term return potential by minimizing costs. This cost efficiency is a positive attribute, especially in growth-oriented portfolios where expenses can significantly impact net returns.

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