Balanced portfolio with a strong focus on technology and global diversification

Report created on Aug 11, 2025

Risk profile Info

4/7
Balanced
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Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is characterized by a significant allocation to technology and a broad global diversification. With 43% invested in a S&P 500 tracking ETF and 15% in a Stoxx Europe 600 ETF, it leans heavily towards developed markets. The inclusion of specialized ETFs in semiconductors, defense, and uranium technologies indicates a thematic investment approach, targeting sectors expected to benefit from long-term trends. The diversification across ten sectors and a mix of market capitalizations, from mega to small, suggests a strategy designed to balance growth potential against risk.

Growth Info

Historically, this portfolio has achieved a Compound Annual Growth Rate (CAGR) of 19.21%, with a maximum drawdown of -22.35%. The performance is notably robust, with only 14 days contributing to 90% of the returns, highlighting the impact of significant market movements on portfolio value. When compared to benchmarks, this performance suggests that the portfolio's sectoral and geographic allocation has successfully capitalized on growth trends, especially in the technology sector.

Projection Info

Monte Carlo simulations, which project future outcomes based on historical data, show a wide range of potential performances for this portfolio. With all simulations indicating positive returns and a median projected increase of 3,216.1%, the analysis suggests strong growth potential. However, it's important to note that such projections are inherently uncertain and depend on past market behaviors repeating in the future, which is never guaranteed.

Asset classes Info

  • Stocks
    100%

The portfolio's allocation is entirely in stocks, showcasing a clear preference for equity investments over bonds, real estate, or cash equivalents. This aligns with a growth-focused strategy but also increases volatility and risk. Diversification within the equity class, through geographic and sectoral spread, somewhat mitigates this risk, but the lack of asset class diversification leaves the portfolio exposed to market-wide downturns.

Sectors Info

  • Technology
    40%
  • Financials
    15%
  • Industrials
    10%
  • Consumer Discretionary
    7%
  • Health Care
    7%
  • Telecommunications
    6%
  • Basic Materials
    4%
  • Consumer Staples
    4%
  • Energy
    4%
  • Utilities
    2%
  • Real Estate
    1%

With 40% of the portfolio in technology, the sectoral allocation underscores a conviction in tech's long-term growth prospects. Financial services and industrials also have significant weightings, adding to the portfolio's cyclical exposure. This sectoral composition is poised for growth but may experience higher volatility, especially given the tech sector's sensitivity to interest rate changes and economic cycles.

Regions Info

  • North America
    65%
  • Europe Developed
    21%
  • Asia Developed
    5%
  • Asia Emerging
    5%
  • Africa/Middle East
    2%
  • Japan
    1%
  • Latin America
    1%

Geographically, the portfolio is heavily weighted towards North America (65%) and developed Europe (21%), with modest exposure to emerging markets (5%). This reflects a conservative approach to geographic diversification, favoring stable, established markets over potentially higher-growth but riskier emerging markets. Such a distribution can provide a solid foundation during global economic uncertainties but might limit exposure to high-growth opportunities in less developed regions.

Market capitalization Info

  • Mega-cap
    45%
  • Large-cap
    35%
  • Mid-cap
    16%
  • Small-cap
    3%

The portfolio's emphasis on mega (45%) and big (35%) cap stocks indicates a preference for large, established companies. This is consistent with a strategy that values stability and resilience, as these companies often have more resources to weather economic downturns. However, the relatively smaller allocation to mid (16%), small (3%), and micro (0%) caps suggests a missed opportunity for higher growth potential, albeit with increased risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, this portfolio appears to be positioned for an optimal risk-return balance based on its current composition. However, the heavy focus on technology and developed markets might restrict diversification benefits. Exploring opportunities to include assets with lower correlation to the portfolio's main components, such as different asset classes or more geographic and sectoral variety, could potentially enhance risk-adjusted returns without dramatically altering the portfolio's growth trajectory.

Ongoing product costs Info

  • L&G Gold Mining UCITS ETF 0.65%
  • iShares Core MSCI Emerging Markets IMI UCITS 0.18%
  • iShares MSCI World Small Cap UCITS ETF USD (Acc) EUR 0.35%
  • Lyxor UCITS Stoxx Banks C-EUR 0.30%
  • Amundi Stoxx Europe 600 UCITS ETF C EUR 0.07%
  • iShares Core S&P 500 UCITS ETF USD (Acc) 0.12%
  • VanEck Semiconductor UCITS ETF 0.35%
  • Xtrackers MSCI World Information Technology UCITS ETF 1C 0.25%
  • Weighted costs total (per year) 0.17%

The portfolio's total expense ratio (TER) of 0.17% is impressively low, particularly for a diversified, globally-oriented portfolio. Keeping costs low is crucial for enhancing long-term returns, as even small differences in fees can compound into significant impacts over time. This cost efficiency is a strong aspect of the portfolio, allowing more of the investment returns to remain with the investor.

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