Growth focused US heavy equity portfolio with strong technology tilt and historically high return profile
Report created on Jun 9, 2026Risk profile
5/7
Diversification profile
3/5
Positions
-
VO Vanguard S&P 500 ETF
VOO - US9229083632 50.00% -
QQ Invesco NASDAQ 100 ETF
QQQM - US46138G6492 20.00% -
SP Invesco S&P 500® Momentum ETF
SPMO - US46138E3392 15.00% -
VX Vanguard Total International Stock Index Fund ETF Shares
VXUS - US9219097683 10.00% -
SM VanEck Semiconductor ETF
SMH - US92189F6768 5.00%
This portfolio is a concentrated all‑equity mix with five ETFs and a clear growth tilt. Half of it sits in a broad US large‑cap fund, setting a solid core. Another 20% leans into a tech‑heavy US index, 15% targets momentum within the S&P 500, and 5% focuses narrowly on semiconductors. Only 10% goes to a broad international fund, so almost everything rides on US stocks. Structurally this is a straightforward, buy‑and‑hold equity setup without bonds or cash buffers. That simplicity makes it easy to understand: it rises and falls with global stocks, but especially with large US growth names. The design favors long‑term growth potential over shorter‑term stability or income.
Growth
One or more local-currency benchmark funds are unavailable for this report.
Over the period shown, $1,000 grew to about $2,571, a compound annual growth rate (CAGR) of 18.27%. CAGR is like average speed on a road trip, smoothing out ups and downs into a single yearly growth figure. This beat the global market benchmark by about 4.1 percentage points per year, reflecting the strong run in US large‑cap and tech‑oriented stocks. The portfolio’s max drawdown was about -27%, similar to the global market’s deepest drop, meaning downside hasn’t been worse than broad equities. Only 30 days delivered 90% of total gains, underscoring how a handful of strong days can drive long‑term results and why staying invested has historically mattered.
Projection
The forward projection uses a Monte Carlo simulation, which basically runs 1,000 “what if” market paths based on past volatility and returns. It doesn’t predict the future, but it shows a range of plausible outcomes if markets behave roughly like history. After 15 years, the median outcome grows $1,000 to around $2,781, or an annualized 8.31% across all simulations, with a 73% chance of ending positive. The wide range from about $970 to $7,970 highlights uncertainty: outcomes cluster around the middle but tails are large. As with any model, it’s limited by the historical period used and can’t factor in unknown future shocks or regime changes.
Asset classes
- Stocks 100%
All of the portfolio is in stocks, with 0% in bonds, cash, or alternatives. That creates a pure equity profile: full participation in stock market upside, but also full exposure to equity market downturns. Equity‑only setups often show bigger swings in account value, especially over shorter time frames, compared with mixes that include bonds or cash. The upside is clear alignment with long‑term global growth in company earnings. The trade‑off is that there is no built‑in stabilizer when stocks fall. This structure makes diversification entirely about what kinds of stocks are held, rather than balancing between different asset classes.
Sectors
- Technology 45%
- Telecommunications 10%
- Financials 9%
- Consumer Discretionary 8%
- Industrials 8%
- Health Care 7%
- Consumer Staples 5%
- Energy 3%
- Basic Materials 2%
- Utilities 2%
- Real Estate 1%
Sector exposure is notably tilted toward technology at 45%, with the rest spread across telecommunications, financials, consumer areas, industrials, health care, and smaller slices elsewhere. Global benchmarks typically have a lower tech share, so this portfolio leans more heavily on sectors linked to innovation and digital infrastructure. That has helped historically when these industries led markets, boosting growth. The flip side is that sector cycles can be harsh; tech‑heavy portfolios often drop more when interest rates rise or when expectations around future earnings reset. Because other sectors are present but smaller, they soften this effect somewhat but don’t fully offset the tech concentration.
Regions
- North America 90%
- Europe Developed 4%
- Asia Developed 2%
- Japan 2%
- Asia Emerging 1%
Geographically, about 90% of the portfolio is in North America, with modest allocations to developed Europe, Japan, and other parts of Asia. The global equity market is more balanced, with non‑US regions making up a much larger share than seen here. A US‑heavy stance has been rewarded recently, as US large caps have outperformed many other markets. However, it also means portfolio fortunes are closely tied to one economy, one currency, and one policy environment. The 10% in international stocks offers some diversification, but broad global drivers like US tech and macro conditions still dominate overall risk and return.
Market capitalization
- Mega-cap 47%
- Large-cap 37%
- Mid-cap 15%
- Small-cap 1%
Market cap exposure is skewed toward mega‑ and large‑cap companies, which together make up 84% of the portfolio, with only small slices in mid‑ and small‑caps. Large firms tend to be more established, widely followed, and often less volatile than smaller names, which can reduce some of the extremes in price movement. At the same time, big companies can be more closely correlated with each other and with major indexes, making diversification benefits more limited during broad market selloffs. The relatively small allocation to mid‑ and small‑caps means the portfolio captures less of the “smaller company” effect, where returns can be more volatile but sometimes higher.
True holdings
-
NV NVIDIA Corporation 7.72%
Part of fund(s):- Invesco NASDAQ 100 ETF
- Invesco S&P 500® Momentum ETF
- VanEck Semiconductor ETF
- Vanguard S&P 500 ETF
-
AA Apple Inc 4.67%
Part of fund(s):- Invesco NASDAQ 100 ETF
- Vanguard S&P 500 ETF
-
AV Broadcom Inc 3.71%
Part of fund(s):- Invesco NASDAQ 100 ETF
- Invesco S&P 500® Momentum ETF
- VanEck Semiconductor ETF
- Vanguard S&P 500 ETF
-
MS Microsoft Corporation 3.46%
Part of fund(s):- Invesco NASDAQ 100 ETF
- Vanguard S&P 500 ETF
-
GO Alphabet Inc Class A 3.21%
Part of fund(s):- Invesco NASDAQ 100 ETF
- Invesco S&P 500® Momentum ETF
- Vanguard S&P 500 ETF
-
MU Micron Technology Inc 3.04%
Part of fund(s):- Invesco NASDAQ 100 ETF
- Invesco S&P 500® Momentum ETF
- VanEck Semiconductor ETF
-
AM Amazon.com Inc 2.96%
Part of fund(s):- Invesco NASDAQ 100 ETF
- Vanguard S&P 500 ETF
-
GO Alphabet Inc Class C 2.64%
Part of fund(s):- Invesco NASDAQ 100 ETF
- Invesco S&P 500® Momentum ETF
- Vanguard S&P 500 ETF
-
AM Advanced Micro Devices Inc 1.71%
Part of fund(s):- Invesco NASDAQ 100 ETF
- Invesco S&P 500® Momentum ETF
- VanEck Semiconductor ETF
-
TS Tesla Inc 1.53%
Part of fund(s):- Invesco NASDAQ 100 ETF
- LS 1x Tesla Tracker ETP Securities GBP
- Vanguard S&P 500 ETF
- Top 10 total 34.64%
Looking through the ETFs, several big names show up prominently across funds. NVIDIA stands out at about 7.7% total exposure, while Apple, Microsoft, Alphabet (both share classes), Amazon, Broadcom, Micron, AMD, and Tesla all appear with meaningful weights. Because these companies are held in multiple ETFs, their combined impact is larger than any single fund’s weight suggests. This is a form of hidden concentration: if the same few companies drive performance across several funds, portfolio behavior becomes tightly linked to them. The overlap numbers are based only on ETF top‑10 holdings, so actual overlap is likely somewhat higher than reported.
Factors
Factor exposure is broadly neutral across value, size, momentum, quality, yield, and low volatility, all landing in the 40–60% range. Factors are like underlying “personality traits” of stocks, such as favoring cheap companies (value) or steady ones (quality). Being near neutral means the portfolio behaves much like the overall market in terms of these characteristics, despite having a tech and US tilt. There isn’t a pronounced bias toward classic factor styles like deep value, high yield, or low volatility. This alignment with market‑like factor levels can help avoid extreme style swings but still leaves the portfolio heavily shaped by its sector and regional tilts.
Risk contribution
-
Vanguard S&P 500 ETF
Weight: 50.00% 45.3% -
Invesco NASDAQ 100 ETF
Weight: 20.00% 23.9% -
Invesco S&P 500® Momentum ETF
Weight: 15.00% 14.9% -
VanEck Semiconductor ETF
Weight: 5.00% 8.6% -
Vanguard Total International Stock Index Fund ETF Shares
Weight: 10.00% 7.3%
Risk contribution shows how much each holding drives overall ups and downs, which can differ from simple weights. The S&P 500 ETF is half the portfolio and contributes about 45% of total risk, roughly in line with its size. The NASDAQ 100 ETF, at 20% weight, contributes nearly 24% of risk, reflecting its higher volatility. The semiconductor ETF is just 5% by weight but adds almost 9% of risk, highlighting how concentrated, volatile segments can punch above their size. The top three positions together account for over 84% of total portfolio risk, meaning most day‑to‑day movement is driven by a small number of broad US growth exposures.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
The risk–return chart places the current portfolio slightly below the efficient frontier, about 1.5 percentage points under the best possible return for its risk level using these same holdings. The efficient frontier is the curve showing the highest expected return for each risk point by just reweighting existing positions. The optimal Sharpe ratio portfolio here has a higher Sharpe (1.1 vs 0.78) with more risk and higher return, while the minimum variance mix has lower risk and a modestly better Sharpe than the current setup. This suggests the mix is reasonably effective but not fully optimized for risk‑adjusted return given the ingredients already in use.
Dividends
- Invesco NASDAQ 100 ETF 0.40%
- VanEck Semiconductor ETF 0.20%
- Invesco S&P 500® Momentum ETF 0.70%
- Vanguard S&P 500 ETF 1.00%
- Vanguard Total International Stock Index Fund ETF Shares 2.70%
- Weighted yield (per year) 0.96%
The overall dividend yield is about 0.96%, which is relatively low compared with many broad equity income strategies. That reflects the heavy weighting in growth‑oriented US and tech names, which often reinvest earnings into expansion instead of paying them out as dividends. The international fund has the highest yield in the mix, but its small weight means it doesn’t move the overall yield much. Dividends can help smooth returns and provide cash flow, but they’re just one part of total return alongside price growth. In this portfolio, return potential is driven mainly by capital appreciation rather than regular income.
Ongoing product costs
- Invesco NASDAQ 100 ETF 0.15%
- VanEck Semiconductor ETF 0.35%
- Invesco S&P 500® Momentum ETF 0.13%
- Vanguard S&P 500 ETF 0.03%
- Vanguard Total International Stock Index Fund ETF Shares 0.05%
- Weighted costs total (per year) 0.09%
The weighted average ongoing cost (TER) of about 0.09% per year is impressively low. TER, or Total Expense Ratio, is the annual fee charged by funds, and even small differences can compound over time. Most holdings here are low‑cost index products, with only the semiconductor ETF charging noticeably more at 0.35%, which is still moderate for a niche sector fund. Having a low cost base means less performance drag each year compared with pricier active strategies. Over long horizons, saving a few tenths of a percent annually can add up to a meaningful difference in ending portfolio value, so this is a clear structural strength.
What next?
Ready to invest in this portfolio?
Select a broker that fits your needs and watch for low fees to maximize your returns.
Create your own report?
Join our community!
The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.
Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.
Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.
Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.
By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.
Instrument logos provided by Elbstream.
Help us improve Insightfolio
Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey