This portfolio has only about 6.2 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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Balanced Portfolio with Strong Technology Focus and Broad Diversification

Report created on Jul 27, 2024

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

The portfolio is composed of seven ETFs, with a balanced allocation across different regions and sectors. The largest holdings are in global titans, emerging markets, and technology-focused ETFs. This broad diversification helps spread the risk across various asset classes and sectors, reducing the impact of any single underperforming investment. To improve, consider maintaining this balanced approach while periodically reviewing the allocation to ensure it aligns with long-term goals.

Growth Info

Historically, the portfolio has performed well, with a compound annual growth rate (CAGR) of 15.17%. However, it also experienced a significant maximum drawdown of -30.99%, indicating periods of high volatility. This performance suggests that while the portfolio has the potential for strong returns, it may also experience substantial fluctuations. To mitigate this, consider incorporating more stable assets to balance the risk and reward.

Projection Info

Using a Monte Carlo simulation with 1,000 iterations, the portfolio's future performance was projected. The median (50th percentile) end portfolio value was 368.69%, with an annualized return of 13.3%. This simulation provides a range of potential outcomes, helping to understand the risks and rewards of different market conditions. To optimize, regularly review the portfolio's performance and adjust allocations as necessary to stay aligned with financial goals.

Asset classes Info

  • Stocks
    70%
  • No data
    20%
  • Other
    9%
  • Cash
    1%

The portfolio is heavily weighted towards stocks, comprising 69.85% of the total allocation. Other asset classes include commodities and a small percentage in bonds and cash. This stock-heavy allocation suggests a growth-oriented strategy but also exposes the portfolio to higher volatility. To reduce risk, consider diversifying further into bonds and other low-volatility assets.

Sectors Info

  • Technology
    34%
  • No data
    20%
  • Health Care
    7%
  • Financials
    6%
  • Consumer Discretionary
    6%
  • Telecommunications
    5%
  • Industrials
    4%
  • Consumer Staples
    4%
  • Energy
    2%
  • Basic Materials
    2%
  • Utilities
    1%
  • Real Estate
    1%

Technology is the dominant sector in the portfolio, accounting for 33.98% of the allocation. Other significant sectors include healthcare, financial services, and consumer cyclicals. While technology has been a strong performer, its high concentration increases sector-specific risk. To balance this, consider diversifying into other sectors to reduce dependency on technology and enhance stability.

Regions Info

  • North America
    52%
  • No data
    20%
  • Europe Developed
    14%
  • Japan
    3%
  • Asia Developed
    1%

Geographically, the portfolio is heavily weighted towards North America, with 52.09% of the allocation. Other regions include Europe Developed, Japan, and Emerging Markets. This geographic spread provides exposure to different economic conditions and growth opportunities. To further diversify, consider increasing allocations to underrepresented regions, ensuring a balanced exposure to global markets.

Dividends Info

  • iShares Dow Jones Global Titans 50 UCITS ETF (DE) 0.50%
  • iShares MSCI Europe UCITS Dist 2.80%
  • Weighted yield (per year) 0.43%

Dividend yield data is not provided, but given the portfolio's focus on ETFs, it's likely to receive some income from dividends. Dividends can provide a steady income stream and help cushion against market volatility. To maximize this benefit, consider focusing on dividend-paying ETFs and stocks, especially in more stable sectors like utilities and consumer defensives.

Ongoing product costs Info

  • iShares MSCI North America UCITS 0.40%
  • iShares MSCI Europe UCITS Dist 0.12%
  • Lyxor Core MSCI Japan (DR) UCITS ETF 0.22%
  • iShares Diversified Commodity Swap UCITS ETF 0.19%
  • Xtrackers MSCI USA Information Technology UCITS ETF 1D 0.12%
  • Weighted costs total (per year) 0.13%

The portfolio's total expense ratio (TER) is 0.13%, which is relatively low and helps maximize net returns. Lower costs are beneficial as they reduce the drag on performance over time. To keep costs low, continue to monitor and compare the expense ratios of the ETFs in the portfolio, ensuring they remain competitive and cost-effective.

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