This portfolio has only about 2 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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Rollercoaster momentum tech rocket pretending to be a balanced portfolio with actual diversification

Report created on May 22, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

This portfolio calls itself “balanced” and then dumps 95% into stocks and almost half into tech. Structurally, it’s basically one big vanilla US market fund with a pile of turbochargers bolted on: a momentum sleeve, a small-cap value side quest, and then two separate bets on chips plus a niche memory theme. That’s not diversification; that’s cosplay. With only about two months of history, it all currently looks like genius, but that’s just a tiny snapshot in a very specific mood of the market. The setup screams “US equity plus spicy factor tilts,” which means when things swing, everything here is likely to swing in the same general direction.

Growth Info

A 323% CAGR over a couple of months looks heroic on paper and completely meaningless in reality. This is like timing your 100-meter sprint from the middle of a downhill stretch and declaring yourself Olympic material. Yes, the portfolio crushed both US and global markets in this tiny window, but max drawdown of just -3.25% over such a short period doesn’t tell much about its pain potential. Ten days producing 90% of returns also screams “feast-or-famine.” Past data is already sketchy; with two months, it’s basically yesterday’s weather — fun to look at, but not something to build a mythology around.

Projection Info

The Monte Carlo projection is trying very hard to look serious while standing on barely any history. Simulations like this roll the dice thousands of times to see a range of futures, but they’re only as good as the input data. Here, that data is two months of unusually hot performance for a tech-and-momentum-heavy mix. The “most likely” $2,683 median outcome after 15 years and a 72% positive-return chance should be read as “educated guess, heavy on the guess.” If markets stop rewarding the exact styles this portfolio leans on, those pretty high-end outcomes turn into more modest numbers pretty quickly.

Asset classes Info

  • Stocks
    95%
  • No data
    5%

On asset classes, this portfolio skipped the word “balanced” and went straight to “stocks or nothing.” With 95% in equities and the rest hiding in “no data,” there’s effectively zero ballast from anything traditionally boring or defensive. That’s fine if the goal is high drama, but it’s not exactly a diversified toolkit. When everything is equity, corrections stop being hypothetical and start being “your whole screen is red at once.” The setup makes returns heavily tied to how a single asset class behaves, which is great when it’s up and very educational when it’s not. There’s no real Plan B here.

Sectors Info

  • Technology
    43%
  • Financials
    10%
  • Industrials
    9%
  • Telecommunications
    7%
  • Consumer Discretionary
    7%
  • Health Care
    6%
  • Energy
    4%
  • Consumer Staples
    4%
  • Basic Materials
    2%
  • Real Estate
    1%
  • Utilities
    1%

Sector breakdown: 43% tech, plus more tech hiding inside the “momentum” and small-cap value sleeves, and a dedicated semiconductor and memory chunk on top. This isn’t a sector tilt; it’s a tech fixation with a few other sectors sprinkled in for decoration. Financials, industrials, and the rest are basically supporting characters in the “NVIDIA and friends” show. Compared to broad indexes, this is meaningfully more concentrated in one high-beta, headline-driven area. When that sector rallies, it looks brilliant. When it corrects, there’s nowhere to hide because this portfolio decided to put most of its eggs in the same shiny silicon basket.

Regions Info

  • North America
    94%
  • Asia Developed
    1%

Geographically, this portfolio is operating on the “USA and… nah, just USA” strategy. With 94% in North America and a lonely 1% in developed Asia, it’s effectively betting that the home market will keep pulling most of the global weight. That’s patriotic, but not exactly worldly. It ignores the fact that a big chunk of global economic growth and listed companies live outside that bubble. The funny part: many of the big names here earn money globally, but that’s an accident of corporate revenue, not real geographic diversification. When North America sneezes, this portfolio catches the full-blown flu.

Market capitalization Info

  • Mega-cap
    37%
  • Large-cap
    30%
  • Mid-cap
    13%
  • Small-cap
    9%
  • Micro-cap
    6%

By market cap, the portfolio leans into the giants first and then sprinkles in some smaller chaos. About two-thirds is in mega and large caps, the household names everybody knows, but there’s also a non-trivial 15% in small and micro caps via the small-cap value sleeve. That’s like mixing blue-chip reliability with a few bar-fight stocks. The big guys dampen some noise, but those smaller names can move sharply and ignore your feelings entirely. So while it looks “sensible” at first glance, the tail risk from the little guys is still there, ready to show up when volatility wakes up.

True holdings Info

  • NVIDIA Corporation
    7.94%
    Part of fund(s):
    • Invesco S&P 500® Momentum ETF
    • VanEck Semiconductor ETF
    • Vanguard Information Technology Index Fund ETF Shares
    • Vanguard Total Stock Market Index Fund ETF Shares
  • Apple Inc
    4.35%
    Part of fund(s):
    • Vanguard Information Technology Index Fund ETF Shares
    • Vanguard Total Stock Market Index Fund ETF Shares
  • Broadcom Inc
    3.77%
    Part of fund(s):
    • Invesco S&P 500® Momentum ETF
    • VanEck Semiconductor ETF
    • Vanguard Information Technology Index Fund ETF Shares
    • Vanguard Total Stock Market Index Fund ETF Shares
  • Microsoft Corporation
    3.18%
    Part of fund(s):
    • Vanguard Information Technology Index Fund ETF Shares
    • Vanguard Total Stock Market Index Fund ETF Shares
  • Alphabet Inc Class A
    2.68%
    Part of fund(s):
    • Invesco S&P 500® Momentum ETF
    • Vanguard Total Stock Market Index Fund ETF Shares
  • Micron Technology Inc
    2.18%
    Part of fund(s):
    • Invesco S&P 500® Momentum ETF
    • VanEck Semiconductor ETF
    • Vanguard Information Technology Index Fund ETF Shares
  • Alphabet Inc Class C
    2.12%
    Part of fund(s):
    • Invesco S&P 500® Momentum ETF
    • Vanguard Total Stock Market Index Fund ETF Shares
  • Amazon.com Inc
    1.85%
    Part of fund(s):
    • Vanguard Total Stock Market Index Fund ETF Shares
  • Advanced Micro Devices Inc
    1.31%
    Part of fund(s):
    • Invesco S&P 500® Momentum ETF
    • VanEck Semiconductor ETF
    • Vanguard Information Technology Index Fund ETF Shares
  • SK Hynix Inc
    1.30%
    Part of fund(s):
    • Roundhill Memory ETF
  • Top 10 total 30.68%

The look-through holdings read like a who’s-who of current market darlings. NVIDIA at nearly 8% total exposure is the unofficial portfolio mascot, with Apple, Microsoft, Alphabet (twice), Amazon, AMD, Broadcom, Micron, and SK Hynix rounding out the tech celebrity cast. This isn’t just overlap; it’s a fan club. Because only top 10s are captured, true duplication is probably even worse under the hood. The net result: a lot of positions that look different on the surface are actually the same handful of companies underneath, magnifying stock-specific risk while pretending to be diversified through multiple ETFs.

Factors Info

Value
Preference for undervalued stocks
Very high
Data availability: 10%
Size
Exposure to smaller companies
Very low
Data availability: 95%
Momentum
Exposure to recently outperforming stocks
High
Data availability: 20%
Quality
Preference for financially healthy companies
No data
Data availability: 0%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 95%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 95%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

Factor-wise, this thing is aggressively opinionated whether it meant to be or not. Very high value exposure plus very low size exposure on the factor scale says it’s actually tilted toward larger, cheaper-ish names in factor terms, despite that small-cap value ETF in the mix. Then you add high momentum, and now you’re trying to own what’s cheap and what’s been ripping at the same time. It’s like mixing discount shopping with hypebeast culture. Factor exposure is the ingredient label of the portfolio, and this label says “strong style bets” rather than “chill, diversified mix,” which tends to amplify regime risk if the market mood flips.

Risk contribution Info

  • Vanguard Total Stock Market Index Fund ETF Shares
    Weight: 50.00%
    32.2%
  • Invesco S&P 500® Momentum ETF
    Weight: 20.00%
    26.1%
  • Roundhill Memory ETF
    Weight: 5.00%
    17.1%
  • Vanguard Information Technology Index Fund ETF Shares
    Weight: 10.00%
    10.2%
  • VanEck Semiconductor ETF
    Weight: 5.00%
    9.4%
  • Top 5 risk contribution 94.9%

Risk contribution reveals who’s really running the show, and it’s not subtle. The total market fund is 50% of the weight but only about 32% of the risk, doing the grown-up work. Meanwhile, the S&P momentum ETF at 20% weight is responsible for 26% of risk, and the tiny 5% Roundhill Memory ETF is somehow contributing a wild 17% of total risk. That 3.41 risk/weight ratio is doing acrobatics no 5% position should be doing in a “balanced” setup. Top three positions drive over 75% of portfolio risk, so a lot of drama comes from a relatively narrow slice of the lineup.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the efficient frontier, this portfolio is the kid who showed up to class with good ingredients and then assembled them badly. It sits a full 17.28 percentage points below the frontier at its current risk, meaning there are combinations of these same holdings that historically would have given more return for the same volatility. The Sharpe ratio of 8.03 versus 9.36 for the optimal mix drives the point home, even though these numbers are warped by the ultra-short data window. Still, within this limited sample, the portfolio is leaving risk-adjusted return on the table just by how it’s weighted.

Dividends Info

  • Avantis® U.S. Small Cap Value ETF 1.30%
  • VanEck Semiconductor ETF 0.20%
  • Invesco S&P 500® Momentum ETF 0.70%
  • Vanguard Information Technology Index Fund ETF Shares 0.30%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.00%
  • Weighted yield (per year) 0.81%

Dividend yield at 0.81% is basically pocket change in exchange for taking full-on equity risk. The portfolio clearly didn’t come here for income; it came for capital appreciation and vibes. With a tilt toward growthy tech, momentum, and thematic plays, yield was never going to be the star of the show. The value and small-cap piece tries to pull the average up a bit, but the high-flying tech crowd drags it right back down. If this were marketed as an “income strategy,” it’d be false advertising. As it stands, dividends are more of a side effect than a core feature.

Ongoing product costs Info

  • Avantis® U.S. Small Cap Value ETF 0.25%
  • VanEck Semiconductor ETF 0.35%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Weighted costs total (per year) 0.09%

Costs are the one area where this portfolio isn’t trying to make life harder. A total TER of 0.09% is impressively low for something this factor- and theme-heavy. The core ETF is dirt cheap, and even the pricier specialty and smart-beta funds don’t drag the average into “why am I paying this?” territory. Fees are under control — almost suspiciously sensible compared with the rest of the high-octane setup. Of course, low cost doesn’t fix concentration risk or style bets, it just means you’re paying very little for whatever rollercoaster you’ve strapped yourself onto.

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