This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A growth-focused portfolio with high exposure to tech and innovative assets

Report created on Aug 12, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

The portfolio is heavily weighted towards ETFs, with a significant 60% allocation in the Invesco S&P 500® Momentum ETF, indicating a strong focus on momentum within the S&P 500. The American Century ETF Trust and Vanguard Information Technology Index Fund ETF Shares together account for 35% of the portfolio, further emphasizing a tilt towards technology and growth sectors. The inclusion of iShares Gold Trust and iShares Bitcoin Trust, although minimal, introduces a mix of traditional and digital safe-haven assets. This composition suggests a strategy that leans heavily on growth and technology with a nod to diversification through commodities and cryptocurrency.

Growth Info

The portfolio has shown a remarkable Compound Annual Growth Rate (CAGR) of 33.77%, with a maximum drawdown of -18.69%. This performance is indicative of a high-growth strategy, albeit with significant volatility. The days contributing to 90% of the returns being concentrated in just 17 days highlight the portfolio's reliance on sharp, positive market movements. Such historical performance, while impressive, underscores the importance of understanding the inherent risks and the potential for wide fluctuations in value.

Projection Info

Monte Carlo simulations, which use historical data to forecast a range of possible outcomes, suggest a wide variance in potential future portfolio values. With all simulations showing positive returns and a median projected increase of 13,546.7%, the analysis underscores the portfolio's growth potential. However, the broad range between the 5th and 67th percentiles (2,133.8% to 22,640.2%) highlights the uncertainty and risk associated with high-growth investments. Investors should consider this volatility when planning for future financial needs.

Asset classes Info

  • Stocks
    95%
  • Other
    5%

The portfolio's asset allocation is heavily skewed towards stocks (95%), with a minor allocation to 'Other' assets (5%), presumably gold and cryptocurrency. This high concentration in equities, particularly in growth and technology sectors, aligns with the portfolio's growth orientation but also increases its susceptibility to market fluctuations. Diversifying across more asset classes, such as bonds or real estate, could provide a buffer against volatility while still allowing for significant growth potential.

Sectors Info

  • Technology
    32%
  • Financials
    16%
  • Consumer Discretionary
    11%
  • Telecommunications
    10%
  • Industrials
    9%
  • Consumer Staples
    6%
  • Health Care
    3%
  • Energy
    3%
  • Utilities
    2%
  • Basic Materials
    2%
  • Real Estate
    1%

With technology (32%) and financial services (16%) making up nearly half of the sector allocation, the portfolio is positioned to benefit from growth in these areas. However, this concentration also exposes it to sector-specific risks, such as regulatory changes or technological disruptions. Expanding into underrepresented sectors could help mitigate these risks and stabilize returns over time.

Regions Info

  • North America
    76%
  • Europe Developed
    8%
  • Japan
    3%
  • Asia Emerging
    3%
  • Asia Developed
    3%
  • Australasia
    1%
  • Latin America
    1%
  • Africa/Middle East
    1%

The geographic allocation is predominantly in North America (76%), with minimal exposure to other regions. This concentration in developed markets, particularly the U.S., may limit potential gains from emerging markets, which can offer high growth opportunities. Broadening geographic exposure could enhance diversification and potentially reduce risk.

Market capitalization Info

  • Mega-cap
    46%
  • Large-cap
    29%
  • Mid-cap
    15%
  • No data
    3%
  • Small-cap
    3%
  • Micro-cap
    1%

The focus on mega (46%) and big (29%) cap stocks suggests a preference for established, large companies, likely contributing to the portfolio's strong past performance. While these companies tend to be more stable, diversifying into medium, small, or micro-cap stocks could offer higher growth prospects, albeit with increased risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current allocation suggests it is positioned near the Efficient Frontier, indicating an optimal risk-return balance based on historical data. However, markets evolve, and what was efficient in the past may not remain so. Regularly reviewing and adjusting the asset allocation can ensure the portfolio continues to align with the investor's risk tolerance and financial goals while striving for maximum efficiency.

Dividends Info

  • American Century ETF Trust 3.00%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Vanguard Information Technology Index Fund ETF Shares 0.50%
  • Weighted yield (per year) 1.04%

The overall dividend yield of the portfolio is relatively low at 1.04%, reflecting its growth-focused strategy. For investors seeking income, this may not be ideal. However, for those prioritizing capital appreciation, reinvesting these dividends into the portfolio can compound growth over time. Considering higher-yielding assets could provide a balance between growth and income.

Ongoing product costs Info

  • American Century ETF Trust 0.31%
  • iShares Gold Trust 0.25%
  • iShares Bitcoin Trust 0.12%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Weighted costs total (per year) 0.16%

The portfolio's total expense ratio (TER) is impressively low at 0.16%, which is beneficial for long-term growth as lower costs mean more of the investment's return is retained by the investor. This cost efficiency is a strong aspect of the portfolio, supporting better performance net of fees.

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