This portfolio has only about 1.1 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A growth-focused portfolio with a strategic blend of global equities and alternative investments

Report created on Aug 15, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

This portfolio stands out due to its strategic blend of 94% stock and 5% alternative investments, with a minor cash component. The majority stake in the Vanguard Total Stock Market Index Fund ETF Shares and Invesco S&P 500® Momentum ETF underscores a strong bias towards US equities. Furthermore, the inclusion of specialized ETFs targeting developed markets, emerging markets, and specific sectors like technology and financial services, alongside alternative investments in gold and cryptocurrencies, demonstrates a deliberate approach to diversification. This structure is designed to capture growth across a broad spectrum of assets while maintaining a higher risk tolerance.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 22.37% and a maximum drawdown of -16.71%, the portfolio has shown remarkable resilience and growth potential. The days contributing 90% of returns being limited to seven indicates significant returns were concentrated in brief periods, highlighting the portfolio's volatility but also its potential for substantial gains. This performance, especially in comparison to benchmarks, suggests a well-timed investment strategy but also underscores the importance of understanding the inherent risks and the need for ongoing monitoring.

Projection Info

Monte Carlo simulations, which project future performance based on historical data, suggest a wide range of outcomes for this portfolio, with a median increase of 2,584.0% and a high percentile outcome suggesting even more significant growth. While these projections offer optimism, it's crucial to remember that they are based on past data and cannot guarantee future results. The simulation's optimistic view should be balanced with an understanding of market volatility and the potential for unforeseen events to impact returns.

Asset classes Info

  • Stocks
    94%
  • Other
    5%

The portfolio's heavy allocation towards stocks (94%) aligns with its growth profile, offering high potential returns at the expense of increased volatility. The small but significant inclusion of alternative investments like gold and cryptocurrencies (5%) introduces a hedge against market volatility and inflation, albeit with their own unique risks. This asset class distribution supports a growth-oriented strategy but necessitates a tolerance for short-term fluctuations in pursuit of long-term gains.

Sectors Info

  • Financials
    21%
  • Technology
    19%
  • Industrials
    12%
  • Consumer Discretionary
    10%
  • Telecommunications
    7%
  • Health Care
    7%
  • Consumer Staples
    6%
  • Energy
    4%
  • Basic Materials
    3%
  • Real Estate
    2%
  • Utilities
    2%
  • Consumer Discretionary
    1%

Sectoral allocation reveals a concentration in financial services (21%) and technology (19%), sectors known for their high growth potential but also for their volatility. The portfolio's exposure to industrials, consumer cyclicals, and a range of other sectors suggests an attempt to balance high-growth investments with those offering stability. This sectoral spread is indicative of a strategy aiming to capitalize on specific growth trends while mitigating risk through diversification.

Regions Info

  • North America
    67%
  • Europe Developed
    13%
  • Japan
    4%
  • Asia Emerging
    4%
  • Asia Developed
    3%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

With 67% of its assets in North America and a significant presence in developed European markets, the portfolio is positioned to benefit from the stability and growth potential of these regions. The inclusion of emerging markets, though less pronounced, adds a layer of growth potential and diversification. This geographic distribution reflects a balanced approach, leveraging the relative safety of developed markets while tapping into the growth dynamics of emerging economies.

Market capitalization Info

  • Mega-cap
    38%
  • Large-cap
    27%
  • Mid-cap
    17%
  • Small-cap
    10%
  • Micro-cap
    2%

The allocation across market capitalizations shows a preference for mega (38%) and big (27%) cap stocks, indicative of a focus on stability and proven growth. The presence of medium, small, and micro-cap stocks, though smaller, introduces higher growth potential and volatility. This mix supports the portfolio’s growth orientation while attempting to balance risk through diversification across different market caps.

Redundant positions Info

  • Vanguard FTSE Developed Markets Index Fund ETF Shares
    Dimensional International Value ETF
    High correlation
  • Vanguard Total Stock Market Index Fund ETF Shares
    Invesco S&P 500® Momentum ETF
    High correlation

The analysis identifies high correlation within certain asset groups, suggesting some redundancy in diversification. Specifically, the overlap between Vanguard FTSE Developed Markets Index Fund ETF Shares and Dimensional International Value ETF, as well as between Vanguard Total Stock Market Index Fund ETF Shares and Invesco S&P 500® Momentum ETF, may limit the portfolio's ability to mitigate risk through diversification. Addressing these correlations could enhance the portfolio's risk management strategy.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current configuration, while strong in growth potential, could benefit from optimization to address asset correlation and improve diversification. By reducing overlap in highly correlated assets, the portfolio could achieve a more efficient risk-return profile. The potential to increase the expected return to 36.43% without elevating risk significantly is an opportunity worth exploring. This optimization process should focus on maintaining the portfolio's growth orientation while enhancing its resilience to market fluctuations.

Dividends Info

  • EMERGING MARKETS VALUE PORTFOLIO EMERGING MARKETS VALUE PORTFOLIO - INSTITUTIONAL CLASS 3.40%
  • Dimensional International Value ETF 3.20%
  • Invesco S&P International Developed Momentum ETF 1.90%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 2.60%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Invesco S&P MidCap Momentum ETF 0.70%
  • Invesco S&P SmallCap Momentum ETF 0.90%
  • Weighted yield (per year) 1.45%

The portfolio's average dividend yield of 1.45% contributes to its total return, offering a steady income stream in addition to capital gains. While not the primary focus of a growth-oriented strategy, dividends provide a cushion during market downturns and compound over time, enhancing overall returns. The varied yields across different investments reflect the portfolio's balance between growth stocks, which typically offer lower dividends, and value-oriented assets with higher dividend payouts.

Ongoing product costs Info

  • EMERGING MARKETS VALUE PORTFOLIO EMERGING MARKETS VALUE PORTFOLIO - INSTITUTIONAL CLASS 0.44%
  • Dimensional International Value ETF 0.27%
  • SPDR Gold Mini Shares 0.10%
  • iShares Bitcoin Trust 0.12%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 0.05%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Invesco S&P MidCap Momentum ETF 0.34%
  • Invesco S&P SmallCap Momentum ETF 0.39%
  • iShares Ethereum Trust ETF 0.25%
  • Weighted costs total (per year) 0.16%

With a total expense ratio (TER) of 0.16%, the portfolio is efficiently managed, minimizing the impact of costs on returns. This low cost structure is commendable, especially given the diversified nature of the portfolio, and supports the maximization of net returns. Keeping costs low is a fundamental principle of successful long-term investing, and this portfolio aligns well with that philosophy.

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