This portfolio has only about 1.5 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

An aggressive single-focused portfolio with an overwhelming tilt towards Tidal Trust II

Report created on Aug 16, 2025

Risk profile Info

6/7
Aggressive
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

The portfolio is notably concentrated, with 98.87% invested in Tidal Trust II, an ETF, and the remainder spread thinly across five other ETFs. This extreme concentration in a single ETF is unusual and raises questions about diversification and risk management. Typically, a well-diversified portfolio spreads its investments across a broader range of assets to mitigate risk and capture growth from different sectors and geographies.

Growth Info

Historical performance shows a Compound Annual Growth Rate (CAGR) of 12.89%, with a maximum drawdown of -26.80%. These figures suggest that while the portfolio has experienced significant growth, it has also faced substantial volatility. The days contributing to 90% of returns being limited to just three indicates that the portfolio's performance is highly erratic, with significant gains concentrated in brief periods.

Projection Info

Monte Carlo simulations, using historical data to forecast future performance, predict a wide range of outcomes, with a median increase of 832.3%. While the high percentile outcomes are promising, it's important to remember that these projections are based on past performance, which is not a reliable indicator of future results. The simulations underscore the portfolio's aggressive growth potential but also hint at significant risk.

Asset classes Info

  • Stocks
    83%
  • Cash
    17%

The asset class distribution, with 83% in stocks and 17% in cash, is reflective of an aggressive investment strategy aimed at capital growth. The absence of bonds or other fixed-income securities further emphasizes the portfolio's high-risk, high-reward nature. However, this allocation may not be suitable for all investors, especially those with a low risk tolerance or nearing retirement.

Sectors Info

  • Technology
    40%
  • Financials
    23%
  • Telecommunications
    14%
  • Consumer Discretionary
    6%
  • Utilities
    6%
  • Health Care
    5%
  • Industrials
    5%

Sector allocation heavily favors technology and financial services, constituting 63% of the portfolio. This concentration in high-growth but volatile sectors can lead to significant fluctuations in portfolio value. Diversifying across a broader range of sectors could help mitigate some of this volatility while still providing growth opportunities.

Regions Info

  • North America
    100%

The portfolio's geographic allocation is entirely focused on North America, omitting exposure to developed and emerging markets elsewhere. This lack of international diversification can increase susceptibility to regional economic downturns and misses out on potential growth in other global markets.

Market capitalization Info

  • Small-cap
    40%
  • Large-cap
    24%
  • Mid-cap
    13%
  • Mega-cap
    5%
  • Micro-cap
    3%

The market capitalization breakdown shows a surprising tilt towards smaller companies, with 40% in small-cap stocks. While small-cap stocks can offer substantial growth potential, they also come with higher volatility and risk compared to their larger counterparts. Balancing this with larger cap stocks could reduce overall portfolio risk.

Redundant positions Info

  • Invesco QQQ Trust
    Vanguard Total Stock Market Index Fund ETF Shares
    High correlation

The high correlation between Invesco QQQ Trust and Vanguard Total Stock Market Index Fund ETF Shares suggests redundancy within the portfolio, limiting its diversification benefits. Identifying and reducing overlapping investments can enhance the portfolio's efficiency by better spreading risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The current portfolio's risk-return profile suggests room for optimization. By redistributing investments to reduce overlap and enhance diversification, it's possible to achieve a more efficient portfolio with an expected return of 18.41% at a slightly lower risk level. This adjustment would not only aim for better returns but also seek to smooth out volatility.

Dividends Info

  • Invesco QQQ Trust 0.50%
  • Schwab U.S. Dividend Equity ETF 3.70%
  • VanEck Semiconductor ETF 0.40%
  • Tidal Trust II 118.40%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 117.08%

The dividend yield data, especially the anomalously high yield reported for Tidal Trust II, likely indicates a data error or an outlier event. Generally, dividends contribute to a portfolio's total return, providing a steady income stream in addition to potential capital gains. A balanced approach to dividend-yielding investments can offer both growth and income.

Ongoing product costs Info

  • Invesco QQQ Trust 0.20%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • VanEck Semiconductor ETF 0.35%
  • Tidal Trust II 1.14%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 1.13%

The total expense ratio (TER) of 1.13% is influenced heavily by the high cost of Tidal Trust II. Reducing costs is crucial for enhancing long-term returns, as even small percentage differences can compound significantly over time. Exploring lower-cost alternatives for similar exposure could improve net performance.

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