Growth-oriented portfolio with high concentration in tech giants and exclusive US exposure

Report created on Nov 13, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

This portfolio exhibits a highly concentrated structure, with a significant portion allocated to technology stocks, specifically major companies like Apple, Alphabet, and NVIDIA, alongside a broad market ETF, the Vanguard S&P 500. This composition suggests a strong focus on growth through leading tech companies and the broader US market. However, the portfolio's diversification is low, with a heavy reliance on a single sector and geography, increasing its susceptibility to sector-specific and regional economic changes.

Growth Info

The portfolio has experienced a high Compound Annual Growth Rate (CAGR) of 27.23%, which is impressive. However, it's important to note the Max Drawdown of -48.72%, indicating significant volatility and risk. The days contributing to 90% of returns are notably few, suggesting that the portfolio's performance heavily depends on specific, high-impact trading days. This performance pattern underscores the portfolio's high-growth but high-risk nature, aligning with its growth profile classification.

Projection Info

Monte Carlo simulations, using historical data to forecast future outcomes, show a wide range of possible returns, with a median projection significantly higher than the initial investment. This optimistic projection, however, comes with the caveat that past performance and simulated outcomes do not guarantee future results. The broad spread between the 5th and 67th percentiles highlights the portfolio's risk and potential for both high returns and significant losses.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely composed of stocks, with no allocation to bonds, real estate, or other asset classes that could provide income or reduce volatility. This singular focus on stocks, particularly within the tech sector, amplifies both the growth potential and the risk, making it susceptible to market swings and sector-specific downturns.

Sectors Info

  • Technology
    55%
  • Telecommunications
    23%
  • Financials
    5%
  • Consumer Discretionary
    4%
  • Health Care
    4%
  • Industrials
    3%
  • Consumer Staples
    2%
  • Energy
    1%
  • Utilities
    1%
  • Real Estate
    1%
  • Basic Materials
    1%

The sector allocation heavily favors technology, accounting for over half of the portfolio, followed by communication services. This concentration in high-growth sectors can lead to substantial returns during market upswings but also exposes the portfolio to higher volatility and risk during downturns. The minimal presence in defensive sectors like healthcare or consumer staples further underscores the aggressive growth orientation.

Regions Info

  • North America
    100%

With 100% of assets allocated in North America, specifically the US, the portfolio lacks international diversification. This geographic concentration increases exposure to US market risks and misses potential opportunities in developed and emerging markets abroad. Diversifying geographically could reduce risk and tap into growth opportunities outside the US.

Market capitalization Info

  • Mega-cap
    78%
  • Large-cap
    14%
  • Mid-cap
    7%

The focus on mega-cap stocks (78%) aligns with the portfolio's growth and risk profile, as these companies often offer stability and strong performance. However, this concentration limits exposure to the potentially higher growth rates of smaller companies and reduces diversification benefits. Including more mid-cap or even small-cap stocks could enhance returns and spread risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, the portfolio could potentially be optimized for a better risk-return ratio by adjusting asset allocations. While it currently leans heavily towards high-growth tech stocks, introducing assets from different sectors or asset classes could improve diversification and risk management without necessarily sacrificing growth potential.

Dividends Info

  • Apple Inc 0.40%
  • Alphabet Inc Class A 0.30%
  • Vanguard S&P 500 ETF 1.10%
  • Weighted yield (per year) 0.62%

The portfolio's dividend yield is relatively low, with the Vanguard S&P 500 ETF offering the highest yield. This focus on growth stocks, which typically reinvest profits rather than pay dividends, aligns with the portfolio's growth orientation but offers little in the way of income generation. Investors seeking income alongside growth might consider adding assets with higher dividend yields.

Ongoing product costs Info

  • Vanguard S&P 500 ETF 0.03%
  • Weighted costs total (per year) 0.01%

The portfolio benefits from exceptionally low costs, with the Vanguard S&P 500 ETF's expense ratio contributing to an overall low Total Expense Ratio (TER). This cost efficiency supports better long-term performance by minimizing the drag on returns, a positive aspect for investors mindful of the impact of fees on investment growth.

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