This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A tech-heavy growth-focused portfolio with a high exposure to Indian markets and emerging tech

Report created on Aug 23, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

The portfolio is predominantly invested in stocks (96%), with a significant concentration in technology companies and a specific focus on the Indian market through dedicated ETFs. The presence of major tech stocks like Apple, Microsoft, and Alphabet, along with specialized ETFs such as the Franklin FTSE India ETF and the iShares MSCI India Small-Cap ETF, highlights a growth-oriented strategy. The inclusion of the iShares Bitcoin Trust indicates an appetite for emerging technologies and alternative investments. This composition suggests an aggressive pursuit of growth, leveraging both established leaders in technology and high-potential markets.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 23.53%, the portfolio has shown strong historical performance. The maximum drawdown of -21.66% indicates that while the portfolio has experienced significant volatility, its overall growth trajectory has been impressive. The days contributing to 90% of returns being limited to 11.0 suggests that the portfolio's performance is somewhat reliant on exceptional gains on specific days, emphasizing the importance of staying invested during volatile periods to capture potential surges.

Projection Info

Monte Carlo simulations, which use historical data to project potential future outcomes, suggest a wide range of possible performances for this portfolio. With all simulations showing positive returns and a median projected increase of over 5,000%, the forward-looking outlook appears highly optimistic. However, it's crucial to remember that such simulations carry limitations and uncertainties, especially in predicting the performance of alternative assets like Bitcoin.

Asset classes Info

  • Stocks
    96%
  • Other
    3%

The portfolio's heavy allocation towards stocks, particularly in the technology sector, aligns with its growth profile but also introduces significant volatility and risk. The minimal diversification into other asset classes (with only 3% in alternatives and no allocation to bonds or real estate) could exacerbate downturns during market corrections. Broadening the asset class mix could help stabilize returns over time.

Sectors Info

  • Technology
    44%
  • Telecommunications
    12%
  • Financials
    10%
  • Consumer Discretionary
    7%
  • Industrials
    6%
  • Health Care
    6%
  • Consumer Staples
    3%
  • Energy
    2%
  • Basic Materials
    2%
  • Real Estate
    2%
  • Utilities
    2%

Sector allocation reveals a strong emphasis on technology (44%) and communication services (12%), sectors known for their high growth potential but also for their susceptibility to market sentiment and interest rate changes. The financial services and consumer cyclicals sectors offer some diversification, but the heavy tech focus could lead to heightened volatility in response to sector-specific developments.

Regions Info

  • North America
    86%
  • Asia Emerging
    11%

The geographic allocation heavily favors North America (86%), with a significant bet on Asia Emerging markets (11%) through Indian market ETFs. This concentration in developed and specific emerging markets offers growth opportunities but lacks exposure to other regions that could provide additional diversification benefits, such as Europe Developed or Latin America.

Market capitalization Info

  • Mega-cap
    57%
  • Large-cap
    20%
  • Mid-cap
    14%
  • Small-cap
    4%
  • Micro-cap
    1%

The portfolio's emphasis on mega (57%) and big-cap (20%) companies suggests a focus on established, large companies likely to offer stability and steady growth. However, the limited exposure to medium, small, and micro-cap stocks means potentially missing out on higher growth opportunities present in these segments, which can offer outsized returns albeit with higher risk.

Redundant positions Info

  • Vanguard Total Stock Market Index Fund ETF Shares
    Vanguard Growth Index Fund ETF Shares
    High correlation

The high correlation observed between the Vanguard Total Stock Market Index Fund ETF Shares and the Vanguard Growth Index Fund ETF Shares indicates overlapping investments, which may limit diversification benefits. Diversifying into assets with lower correlations could help reduce portfolio volatility and improve overall risk-adjusted returns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The current portfolio's risk-return profile suggests room for optimization, particularly by addressing the overlap in highly correlated assets. Adjusting the asset allocation to reduce redundancies could enhance diversification without necessarily increasing risk, potentially moving the portfolio closer to the Efficient Frontier, where the best possible risk-return ratio is achieved.

Dividends Info

  • Apple Inc 0.50%
  • Franklin FTSE India ETF 0.80%
  • Alphabet Inc Class A 0.40%
  • Microsoft Corporation 0.50%
  • iShares MSCI India Small-Cap ETF 7.00%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Vanguard Growth Index Fund ETF Shares 0.40%
  • Weighted yield (per year) 1.15%

The portfolio's overall dividend yield stands at 1.15%, with individual yields ranging from 0.40% to 7.00% for the iShares MSCI India Small-Cap ETF. While dividends contribute to total returns, the focus here is clearly on capital appreciation. Investors looking for income might consider increasing allocations to assets with higher dividend yields.

Ongoing product costs Info

  • Franklin FTSE India ETF 0.19%
  • iShares Bitcoin Trust 0.12%
  • iShares MSCI India Small-Cap ETF 0.79%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard Growth Index Fund ETF Shares 0.04%
  • Weighted costs total (per year) 0.07%

The portfolio's overall expense ratio is relatively low, averaging 0.07%, which is beneficial for long-term growth as lower costs translate directly into higher net returns. The specific costs associated with the ETFs and stocks in the portfolio are well within reasonable bounds, indicating efficient management of investment expenses.

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