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A high-octane growth portfolio that thinks diversification is just a buzzword

Report created on May 6, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

Diving into this portfolio feels like walking into a party where only the cool kids from the stock market were invited. With 70% of your assets chasing momentum and small-cap value like they're going out of style, it's like betting on both the fastest horse and the underdog in the same race. While you've spread your bets across US and international waters, it's like you've confused "broadly diversified" with "let's just pick a bit of everything and see what sticks."

Growth Info

Historically, this portfolio has sprinted like Usain Bolt with a 17.12% CAGR, which is impressive until you realize the max drawdown was a knee-buckling -34.80%. It's the financial equivalent of a roller coaster where you're not strapped in. Sure, those 18 days that made up 90% of your returns were exhilarating, but let's not pretend that didn't come without some sleepless nights and potential heartache.

Projection Info

Looking at the Monte Carlo simulation, which is basically a fancy way of saying "let's make educated guesses," your portfolio seems like it could either fund a small island purchase or barely buy a used car, with returns swinging from 51.6% to 534.6% at the median. This kind of prediction variability is like weather forecasting in the tropics; you know it's going to be wild, but you're not quite sure if you need an umbrella or a lifeboat.

Asset classes Info

  • Stocks
    100%

Stocks, stocks, and more stocks. With 100% of your portfolio in equity, it's clear you have the risk appetite of a teenager with a sports car. There's no cash for safety, no bonds for balance, just full-throttle down the equity highway. While thrilling, it's also as risky as betting it all on black and spinning the roulette wheel.

Sectors Info

  • Financials
    27%
  • Consumer Discretionary
    14%
  • Technology
    14%
  • Industrials
    13%
  • Telecommunications
    9%
  • Consumer Staples
    8%
  • Energy
    5%
  • Basic Materials
    4%
  • Health Care
    3%
  • Utilities
    2%
  • Real Estate
    1%

Your sector allocation is like a high school clique: financial services, consumer cyclicals, and technology are your best friends, making up more than half of your portfolio. It's cool to have close friends, but remember, even in investing, it's important to play nice with everyone. Ignoring sectors like healthcare and utilities completely is like forgetting to invite some key players to your party, which could lead to some awkward conversations later.

Regions Info

  • North America
    74%
  • Europe Developed
    15%
  • Japan
    5%
  • Australasia
    3%
  • Asia Developed
    1%
  • Africa/Middle East
    1%

With 74% in North America, your portfolio screams "home bias" louder than a sports fan during playoffs. The sprinkle of developed Europe and a dash of Japan makes it seem like you're trying to be worldly, but let's be honest, this is more of a domestic affair than a global gala. Emerging markets? Latin America? Apparently, those places don't even exist on your investment map.

Market capitalization Info

  • Mega-cap
    38%
  • Large-cap
    25%
  • Small-cap
    14%
  • Mid-cap
    13%
  • Micro-cap
    10%

Your market cap allocation is like a confused teenager, not quite sure if it wants to hang with the cool big megacap companies or the edgy small and micro-caps. While it's great to see some level of diversification here, the heavy lean towards mega and big caps with a side order of small and micro suggests a bit of an identity crisis. It's like you're trying to play it safe and wild at the same time.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

When it comes to risk vs. return, your portfolio is on the "hold my beer" end of the spectrum. It's like you've decided to play financial chicken, hoping for high returns without fully respecting the risk involved. The Efficient Frontier is about finding that sweet spot where you're not taking on more risk than necessary for your returns. Right now, it looks like you're doing donuts in the parking lot, hoping not to hit anything.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.80%
  • Avantis® U.S. Small Cap Value ETF 1.90%
  • Invesco S&P International Developed Momentum ETF 1.70%
  • Invesco S&P 500® Momentum ETF 0.50%
  • Weighted yield (per year) 1.35%

Ah, dividends, the forgotten child of your portfolio. With a total yield of 1.35%, it's clear that income isn't your game; growth is where your heart lies. But remember, dividends can be the comforting pat on the back during market turmoil, providing a steady stream of income when your growth stocks are taking a nap. Don't ignore them; they're like the steady, reliable friend you'll wish you'd paid more attention to in your wilder days.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Weighted costs total (per year) 0.20%

Kudos for keeping an eye on costs, with a total expense ratio (TER) of just 0.20%. It's like finding a luxury car with the fuel efficiency of a compact; you're getting a lot of bang for your buck here. In a world where fees can eat into returns like a termite, you've managed to keep the pests at bay. Let's just hope the performance continues to justify even these low costs.

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