Growth tilted portfolio mixing broad markets AI themes and a handful of punchy single stocks

Report created on May 4, 2024

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

The portfolio is mostly in broad stock ETFs, with the core built around a total US market fund and a sizeable international fund. Around a quarter of the equity sleeve goes into more specialized ideas like AI and technology, small‑cap value, India, dividends, and a few individual companies in energy, metals, gaming, and health. Roughly one‑tenth sits in a floating‑rate Treasury ETF, adding a bond cushion. This structure blends a strong diversified core with higher‑octane satellite positions. That mix fits a growth mindset but still keeps a solid foundation. The key question is whether the size of the “spicy” positions matches the comfort level with big swings.

Growth Info

From late 2019 to early 2026, $1,000 grew to about $2,449, which is a compound annual growth rate (CAGR) of 15.25%. CAGR is basically your average yearly “speed” over the whole journey. That beats both the US market and the global market by a meaningful margin, while max drawdown – the worst peak‑to‑trough fall – was slightly milder than the benchmarks at about -31%. This combination of higher return with similar downside is a real positive. Just remember, historical performance is like looking in the rear‑view mirror: useful for context but not a guarantee that future roads will look the same.

Asset classes Info

  • Stocks
    90%
  • Bonds
    10%

The allocation is about 90% stocks and 10% bonds, which is clearly growth oriented. Asset classes – mainly stocks and bonds here – are the big building blocks that drive most long‑term outcomes. Stocks typically offer higher long‑run returns but bigger drops, while bonds act more like shock absorbers. Many growth‑focused frameworks would see 90/10 as suitable for someone with a long horizon and high tolerance for volatility. The bond slice, while modest, still helps during equity sell‑offs, especially with floating‑rate Treasuries that can be resilient when interest rates move. If shorter‑term stability becomes more important, increasing that bond portion is a common lever.

Sectors Info

  • Technology
    23%
  • Health Care
    12%
  • Financials
    10%
  • Energy
    8%
  • Consumer Discretionary
    7%
  • Industrials
    7%
  • Telecommunications
    7%
  • Consumer Staples
    7%
  • Basic Materials
    5%
  • Real Estate
    3%
  • Utilities
    1%

This breakdown covers the equity portion of your portfolio only.

Sector exposure is led by technology, with meaningful allocations also to health care, financials, energy, and a mix of other areas, and only a small slice in utilities and real estate. Sector weights matter because different parts of the economy react differently to interest rates, inflation, and business cycles. A noticeable tech tilt can fuel growth when innovation and earnings surprises are rewarded but may hurt more when rates rise or sentiment turns against expensive growth stories. The good news is that exposure isn’t dominated by a single area; there’s a broad spread, which aligns reasonably well with diversified equity benchmarks while still leaning toward growth‑heavy themes.

Regions Info

  • North America
    74%
  • Europe Developed
    6%
  • Asia Emerging
    5%
  • Asia Developed
    3%
  • Japan
    2%

This breakdown covers the equity portion of your portfolio only.

Geographically, the portfolio is heavily skewed to North America, with smaller allocations to developed Europe and Asia, plus a modest slice in emerging Asia and Japan. This lines up with the fact that US markets represent a large portion of global equity value, so a home bias here is not extreme. Geography matters because regional economies, currencies, and policy decisions can diverge. A North America‑heavy approach can benefit when US companies outperform, as they’ve done recently, but it also raises vulnerability if that trend reverses. Increasing exposure to other regions is one way some investors seek smoother global diversification over very long horizons.

Market capitalization Info

  • Mega-cap
    32%
  • Large-cap
    28%
  • Mid-cap
    18%
  • Small-cap
    7%
  • Micro-cap
    4%

This breakdown covers the equity portion of your portfolio only.

The market‑cap breakdown leans toward mega‑ and large‑cap companies, with healthy representation from mid‑caps and a visible, though smaller, allocation to small and micro caps. Market capitalization simply measures company size by stock market value. Bigger firms are often more stable and widely researched; smaller ones can be more volatile but may hold higher growth potential. This mix gives a good blend of stability and dynamism, similar to a market‑weighted approach but with an intentional nudge toward smaller stocks. That mid‑ and small‑cap exposure can help when smaller companies lead in recoveries, but it can also deepen downside during risk‑off periods.

True holdings Info

  • Hims Hers Health Inc
    3.40%
  • Energy Fuels Inc
    2.80%
  • Costco Wholesale Corp
    2.72%
  • Pan American Silver Corp.
    2.72%
  • NVIDIA Corporation
    2.59%
    Part of fund(s):
    • Global X Artificial Intelligence & Technology ETF
    • ProShares Ultra S&P500
    • Vanguard Total Stock Market Index Fund ETF Shares
    • iShares Semiconductor ETF
  • Apple Inc
    2.29%
    Part of fund(s):
    • Global X Artificial Intelligence & Technology ETF
    • ProShares Ultra S&P500
    • Vanguard Total Stock Market Index Fund ETF Shares
    • iShares Core Dividend Growth ETF
  • AstraZeneca PLC
    1.82%
    Part of fund(s):
    • Vanguard Total International Stock Index Fund ETF Shares
    Direct holding 1.75%
  • Chevron Corp
    1.78%
    Part of fund(s):
    • Schwab U.S. Dividend Equity ETF
    Direct holding 1.60%
  • Microsoft Corporation
    1.57%
    Part of fund(s):
    • ProShares Ultra S&P500
    • Vanguard Total Stock Market Index Fund ETF Shares
    • iShares Core Dividend Growth ETF
  • VICI Properties Inc
    1.44%
  • Top 10 total 23.12%

This breakdown covers the equity portion of your portfolio only.

Looking through the ETFs’ top holdings, exposure is spread across many names, with a few overlaps where a stock appears both directly and inside funds, like AstraZeneca and Chevron. Big tech names such as NVIDIA, Apple, and Microsoft show up via ETFs, giving indirect concentration to those giants even without holding them directly. Hidden overlap matters because it can quietly increase reliance on a small group of companies. While only ETF top‑10 positions are captured here, and real overlap is likely higher, it’s still clear that a handful of large, familiar names drive a chunk of risk and return. Being aware of that reliance helps set expectations.

Factors Info

Value
Preference for undervalued stocks
Neutral
Data availability: 100%
Size
Exposure to smaller companies
Neutral
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 100%
Quality
Preference for financially healthy companies
Neutral
Data availability: 100%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 92%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 100%

Factor exposure across value, size, momentum, quality, yield, and low volatility all sits in the neutral, market‑like range. Factors are traits like “cheap vs. expensive” or “stable vs. volatile” that decades of research link to return patterns. A neutral profile means there’s no big bet on any one characteristic; behavior should be broadly similar to the overall equity market rather than acting like a deep‑value, high‑yield, or momentum‑chasing strategy. This balance is a quiet strength, because it avoids over‑reliance on a single style. The portfolio can still be growth‑tilted from its holdings and themes without having outsized factor concentration risks.

Risk contribution Info

  • Vanguard Total Stock Market Index Fund ETF Shares
    Weight: 32.91%
    33.5%
  • Vanguard Total International Stock Index Fund ETF Shares
    Weight: 9.36%
    8.0%
  • Global X Artificial Intelligence & Technology ETF
    Weight: 6.63%
    8.0%
  • Avantis® U.S. Small Cap Value ETF
    Weight: 6.53%
    8.0%
  • Energy Fuels Inc
    Weight: 2.80%
    6.3%
  • Top 5 risk contribution 63.7%

Risk contribution shows how much each holding adds to overall volatility, which can differ from its simple weight. Here, the core US total market ETF contributes about a third of total risk, closely matching its weight, which is healthy. Some smaller positions, though, punch above their size. For example, Energy Fuels has a risk‑to‑weight ratio above 2, meaning it adds more than double the risk you’d expect from its percentage allocation. High‑beta thematic or small‑cap exposures can behave similarly. When one or two volatile names dominate risk, trimming or offsetting them with steadier positions is one way to align risk with intent.

Redundant positions Info

  • iShares Core Dividend Growth ETF
    Schwab U.S. Dividend Equity ETF
    High correlation
  • Vanguard Total Stock Market Index Fund ETF Shares
    ProShares Ultra S&P500
    High correlation

Correlation measures how often assets move together, from -1 (opposite) to +1 (identical). Here, the dividend‑focused ETFs are extremely tightly linked, and the leveraged S&P 500 fund basically moves in lockstep with the total US market ETF, just amplified. Very high correlation means those holdings add less diversification than their number suggests; they tend to zig and zag together, especially in stressed markets. That’s not necessarily bad if the exposure is truly desired, but it does mean complexity without much extra diversification benefit. Consolidating highly correlated positions can sometimes simplify the portfolio while keeping the same broad market exposure.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the risk‑return chart, the current portfolio sits well below the efficient frontier, with a Sharpe ratio of 0.8. The efficient frontier is the curve of the best possible return for each risk level, using only your existing holdings with different weightings. A higher Sharpe means better return per unit of volatility. Since the portfolio is about 7.7 percentage points below that frontier, it’s taking more risk than needed for the expected return. The big positive is that the same ingredients could be rearranged to improve this trade‑off, either by moving toward the maximum Sharpe mix or a same‑risk, higher‑Sharpe configuration.

Dividends Info

  • Global X Artificial Intelligence & Technology ETF 0.20%
  • Avantis® U.S. Small Cap Value ETF 1.40%
  • AstraZeneca PLC 1.70%
  • Costco Wholesale Corp 0.50%
  • Chevron Corp 3.30%
  • iShares Core Dividend Growth ETF 2.10%
  • First Trust India NIFTY 50 Equal Weight ETF 1.40%
  • Pan American Silver Corp. 1.00%
  • Schwab U.S. Dividend Equity ETF 2.60%
  • iShares Semiconductor ETF 0.50%
  • ProShares Ultra S&P500 0.60%
  • WisdomTree Floating Rate Treasury Fund 3.70%
  • VICI Properties Inc 5.00%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Vanguard Total International Stock Index Fund ETF Shares 3.00%
  • Weighted yield (per year) 1.57%

The overall dividend yield is about 1.57%, which is modest but consistent with a growth‑oriented, US‑tilted portfolio. Yield is the cash income paid out as dividends relative to price. Some holdings, like the dividend ETFs and certain individual companies, offer higher payouts, while growth‑focused or thematic funds typically pay little. This setup suits an investor prioritizing long‑term growth over current income. For someone who eventually wants income, the existing dividend positions provide a base that could be built upon later. Just remember that total return comes from both price movement and dividends, and low yield doesn’t mean low overall performance.

Ongoing product costs Info

  • Global X Artificial Intelligence & Technology ETF 0.68%
  • ARK Innovation ETF 0.75%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • iShares Core Dividend Growth ETF 0.08%
  • First Trust India NIFTY 50 Equal Weight ETF 0.80%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • iShares Semiconductor ETF 0.35%
  • ProShares Ultra S&P500 0.91%
  • WisdomTree Floating Rate Treasury Fund 0.15%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.16%

The blended total expense ratio (TER) of about 0.16% is impressively low given the mix of broad index funds and more specialized ETFs. TER is the annual fee charged by funds as a percentage of assets. Low costs matter because they quietly compound in your favor over time, leaving more of the market’s return in your pocket. The core holdings, like the total market and international funds, anchor the portfolio with rock‑bottom expenses, offsetting the higher charges from thematic, leveraged, or niche strategies. This cost‑conscious structure is a real strength and supports better long‑term outcomes versus higher‑fee setups.

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