Tech tilted global equity portfolio with strong recent returns and moderate diversification across regions and sectors

Report created on May 10, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is a 100% stock mix built entirely from broad equity ETFs with a clear tilt toward the US and technology. Around 43% sits in a total US large-cap fund, almost 20% in developed markets outside the US, and roughly a third is split between two tech-heavy funds and a mid/small‑cap US fund. A small slice targets the energy sector specifically. Structurally, this is a relatively simple lineup of six ETFs, but the weights give the US and growth-oriented areas a big role in driving results. This kind of structure means returns and risks are dominated by global stock markets, with an extra boost from large US technology companies.

Growth Info

Over the period from October 2023 to May 2026, a $1,000 hypothetical investment in this portfolio grew to about $1,848. That works out to a compound annual growth rate (CAGR) of 26.88%, which is the average yearly growth rate smoothed over the full period, similar to calculating the average speed over a long trip. This beat both the US market benchmark at 25.00% and the global market at 24.48%. The max drawdown, or worst peak‑to‑trough fall, was about -20.18%, slightly deeper than the benchmarks. Only 23 days produced 90% of gains, highlighting how missing a few strong days can matter. Past returns, though, don’t guarantee similar results going forward.

Projection Info

The forward projection uses a Monte Carlo simulation, which basically “replays” thousands of possible futures by mixing and matching patterns from historical returns and volatility. Starting from $1,000, the median outcome after 15 years is around $2,761, implying an annualized return of 7.95% across all simulations. The central 50% of outcomes range roughly from $1,781 to $4,049, while the wider 5–95% band stretches from about $939 to $7,754. This shows both the potential upside and the uncertainty that comes with an all‑equity portfolio. Importantly, simulations are only models of what could happen based on the past, not forecasts or promises of what will happen.

Asset classes Info

  • Stocks
    100%

All of this portfolio is invested in stocks, with 0% in bonds, cash, or alternatives. Equities are typically the main long‑term growth engine in portfolios but can swing more in the short term than bonds or cash. Being 100% in stocks means the portfolio is fully exposed to equity market cycles, benefiting strongly in rising markets but also feeling the full force of equity bear phases. Compared with many blended stock‑bond mixes, this structure leans more toward growth than capital stability. The upside is simplicity and clear exposure to global corporate earnings; the trade‑off is higher volatility and a heavier reliance on equity markets behaving well over time.

Sectors Info

  • Technology
    35%
  • Financials
    11%
  • Telecommunications
    10%
  • Consumer Discretionary
    9%
  • Industrials
    9%
  • Health Care
    7%
  • Energy
    6%
  • Consumer Staples
    5%
  • Basic Materials
    3%
  • Utilities
    2%
  • Real Estate
    2%

Sector-wise, the portfolio is led by technology at about 35%, well above many broad‑market allocations. Financials, telecom, consumer discretionary, and industrials make up the next largest slices, with health care, energy, consumer staples, materials, utilities, and real estate rounding things out. This spread means the portfolio is present in most parts of the economy, but with a clear growth‑oriented tilt via tech and related areas. Tech-heavy mixes tend to be more sensitive to changes in interest rates, innovation cycles, and market sentiment toward high‑growth companies. When tech is in favor this can support strong performance; during tech slowdowns, it can also amplify drawdowns compared with more evenly balanced sector allocations.

Regions Info

  • North America
    81%
  • Europe Developed
    11%
  • Japan
    4%
  • Asia Developed
    2%
  • Australasia
    1%

Geographically, about 81% of the portfolio sits in North America, with most of that being the US. Europe developed is around 11%, Japan about 4%, and the rest spread across other developed markets in Asia and Australasia. This means the portfolio is more US‑centric than many global benchmarks, which usually give a larger share to the rest of the world. A strong US tilt has helped over the last decade as US markets and tech names led global returns. The flip side is that economic, regulatory, or currency shocks specific to North America would have a large impact, while developments in other regions play a smaller role in overall performance.

Market capitalization Info

  • Mega-cap
    42%
  • Large-cap
    31%
  • Mid-cap
    20%
  • Small-cap
    5%
  • Micro-cap
    1%

By market capitalization, the portfolio leans clearly toward large and mega‑cap companies: about 42% in mega‑caps and 31% in large‑caps, with mid‑caps at 20%, small‑caps at 5%, and micro‑caps at 1%. Large and mega‑cap stocks are typically more established, with deeper liquidity and often more analyst coverage, which can translate into somewhat more stability than a portfolio dominated by smaller companies. The presence of mid and small‑caps adds some diversification and growth potential, as these companies can be more sensitive to economic cycles and business expansion. Overall, the structure tracks common market‑cap patterns, with a solid big‑company core and a modest tilt to smaller names.

True holdings Info

  • NVIDIA Corporation
    5.03%
    Part of fund(s):
    • Invesco QQQ Trust
    • JPMorgan U.S. Tech Leaders ETF
    • Vanguard S&P 500 ETF
  • Apple Inc
    3.92%
    Part of fund(s):
    • Invesco QQQ Trust
    • Vanguard S&P 500 ETF
  • Microsoft Corporation
    2.90%
    Part of fund(s):
    • Invesco QQQ Trust
    • Vanguard S&P 500 ETF
  • Alphabet Inc Class C
    2.37%
    Part of fund(s):
    • Invesco QQQ Trust
    • JPMorgan U.S. Tech Leaders ETF
    • Vanguard S&P 500 ETF
  • Amazon.com Inc
    2.29%
    Part of fund(s):
    • Invesco QQQ Trust
    • Vanguard S&P 500 ETF
  • Broadcom Inc
    2.14%
    Part of fund(s):
    • Invesco QQQ Trust
    • JPMorgan U.S. Tech Leaders ETF
    • Vanguard S&P 500 ETF
  • Alphabet Inc Class A
    1.86%
    Part of fund(s):
    • Invesco QQQ Trust
    • Vanguard S&P 500 ETF
  • Tesla Inc
    1.78%
    Part of fund(s):
    • Invesco QQQ Trust
    • JPMorgan U.S. Tech Leaders ETF
    • LS 1x Tesla Tracker ETP Securities GBP
    • Vanguard S&P 500 ETF
  • Meta Platforms Inc.
    0.97%
    Part of fund(s):
    • Vanguard S&P 500 ETF
  • Advanced Micro Devices Inc
    0.86%
    Part of fund(s):
    • Invesco QQQ Trust
    • JPMorgan U.S. Tech Leaders ETF
  • Top 10 total 24.13%

Looking through the ETFs’ top holdings, several big names repeat across multiple funds, creating hidden concentration. NVIDIA stands out at about 5.03% of the portfolio, with Apple at 3.92%, Microsoft at 2.90%, Alphabet (both share classes) at 4.23% combined, Amazon at 2.29%, Broadcom at 2.14%, Tesla at 1.78%, Meta at 0.97%, and AMD at 0.86%. Because only ETF top‑10 holdings are captured, real overlap is likely somewhat higher. This pattern shows how broad and tech-focused ETFs can converge on the same large growth names, meaning the portfolio’s results are heavily linked to the performance of a relatively small group of mega‑cap technology and internet companies.

Factors Info

Value
Preference for undervalued stocks
Neutral
Data availability: 97%
Size
Exposure to smaller companies
Neutral
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 97%
Quality
Preference for financially healthy companies
Neutral
Data availability: 97%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 100%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 100%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

Across standard investment factors, this portfolio sits near “neutral” for value, size, momentum, quality, yield, and low volatility. Factor exposure is basically a way of describing which traits the holdings collectively lean toward, like growth vs. value or stable vs. more volatile stocks. Here, being in the 40–60% band across all factors suggests a market‑like profile with no strong systematic tilts driving behavior. That means performance is likely to track broad equity markets rather than being dominated by any single factor style. In practice, returns will be more influenced by the sector and regional tilts—especially toward US technology—than by explicit factor bets such as deep value or high dividend.

Risk contribution Info

  • Vanguard S&P 500 ETF
    Weight: 43.08%
    38.7%
  • JPMorgan U.S. Tech Leaders ETF
    Weight: 13.99%
    21.4%
  • Invesco QQQ Trust
    Weight: 14.72%
    17.2%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares
    Weight: 19.78%
    15.2%
  • Vanguard Extended Market Index Fund ETF Shares
    Weight: 5.44%
    6.1%
  • Top 5 risk contribution 98.5%

Risk contribution shows how much each holding drives the portfolio’s ups and downs, which can differ from its weight. The S&P 500 ETF is 43.08% of assets but adds 38.67% of total risk, roughly in line with its size. The JPMorgan US Tech Leaders ETF is 13.99% by weight yet contributes 21.40% of risk, meaning its volatility and correlations make it punch above its size. QQQ also contributes more risk than its weight suggests, while the developed ex‑US fund contributes slightly less. The top three holdings together account for over 77% of total risk, indicating that a relatively small number of positions largely determine the portfolio’s overall volatility pattern.

Redundant positions Info

  • Vanguard S&P 500 ETF
    Invesco QQQ Trust
    High correlation

The correlation view highlights that the Invesco QQQ Trust and the Vanguard S&P 500 ETF move almost identically. Correlation is a measure of how often assets move in the same direction; highly correlated assets don’t reduce volatility much when combined. Here, both funds hold many overlapping large US growth names, so when the S&P 500 rises or falls, QQQ tends to do something very similar, often with a bit more intensity. This close linkage means holding both still gives exposure to the same broad driver—US large‑cap growth—rather than creating a significantly smoother ride. Diversification benefits come more from the developed ex‑US and smaller‑cap pieces.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The risk vs. return chart plots portfolios by volatility (side‑to‑side) and expected return (up‑and‑down). The efficient frontier line shows the best risk/return combinations achievable using only these six holdings at different weights. Currently, the portfolio has a Sharpe ratio of 1.29, which measures return per unit of risk above the risk‑free rate. The optimal mix of the same holdings reaches a Sharpe of 1.58 with slightly lower risk and return, and the minimum‑variance mix is also more efficient. Being about 1.23 percentage points below the frontier at this risk level means, in theory, a different weighting of these same ETFs could offer a more favorable balance between volatility and expected return.

Dividends Info

  • Invesco QQQ Trust 0.40%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 2.70%
  • Vanguard S&P 500 ETF 1.10%
  • Vanguard Extended Market Index Fund ETF Shares 1.10%
  • Energy Select Sector SPDR® Fund 2.70%
  • Weighted yield (per year) 1.21%

The overall dividend yield of the portfolio sits at about 1.21%, which is on the lower side for a broad equity mix. Yield is the cash income paid out annually as a percentage of the portfolio’s value. The developed markets ex‑US fund and the energy ETF are the higher‑yielding pieces at around 2.70%, while QQQ yields just 0.40%, and US broad market funds are around 1.10%. This pattern reflects the growth-heavy, tech‑tilted structure, as growth companies often reinvest profits rather than paying large dividends. As a result, most of the portfolio’s expected total return is likely to come from price appreciation rather than from ongoing cash payouts.

Ongoing product costs Info

  • JPMorgan U.S. Tech Leaders ETF 0.65%
  • Invesco QQQ Trust 0.20%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 0.05%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Extended Market Index Fund ETF Shares 0.06%
  • Energy Select Sector SPDR® Fund 0.09%
  • Weighted costs total (per year) 0.15%

The portfolio’s weighted ongoing fee, or Total Expense Ratio (TER), is about 0.15% per year. TER is the annual percentage cost charged by the funds, quietly deducted inside the ETFs. This level is low by industry standards and helps keep more of the gross investment return in the portfolio over time. Most holdings use very low‑cost index funds, with the main outlier being the JPMorgan US Tech Leaders ETF at 0.65%. Because that fund has a meaningful weight, it raises the overall TER slightly but not dramatically. Overall, the fee structure is impressively lean, providing a solid cost foundation for long‑term compounding.

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