This portfolio has only about 1.2 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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Growth-focused portfolio with heavy tech exposure and limited international diversification

Report created on May 27, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification
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Positions

Your portfolio is heavily weighted towards technology stocks and ETFs, with a significant portion allocated to the SPDR S&P 500 UCITS ETF and individual tech companies like NVIDIA and Microsoft. This composition indicates a growth-oriented strategy, leveraging the performance of large-cap tech companies. However, the concentration in tech and North American markets could expose the portfolio to sector-specific and geographic risks. Diversification beyond technology and North American equities could mitigate these risks.

Growth Info

Historically, your portfolio has shown a strong Compound Annual Growth Rate (CAGR) of 17.03%, outpacing many traditional benchmarks. This impressive performance is largely attributed to the tech sector's boom. However, the maximum drawdown of -26.02% highlights the potential volatility and risk associated with this concentration. It's crucial to balance the pursuit of high returns with the understanding that past performance is not indicative of future results, especially in a rapidly changing tech landscape.

Projection Info

The Monte Carlo simulation suggests a wide range of potential outcomes, with a median projected growth of 542%. While this underscores the portfolio's growth potential, it also highlights the high level of uncertainty and risk. Monte Carlo simulations are useful for understanding possible future scenarios, but they rely on historical data, which may not always predict future market movements accurately. Diversifying your investments can help manage these risks.

Asset classes Info

  • Stocks
    100%

Your portfolio is exclusively invested in stocks, aligning with a high-growth strategy but also increasing volatility and risk. While stocks have historically provided higher returns than other asset classes, they can be more susceptible to market fluctuations. Introducing fixed-income securities or real assets could provide income and reduce volatility, offering a more balanced risk-return profile.

Sectors Info

  • Technology
    47%
  • Consumer Discretionary
    12%
  • Financials
    9%
  • Telecommunications
    7%
  • Health Care
    7%
  • Industrials
    6%
  • Consumer Staples
    5%
  • Energy
    2%
  • Utilities
    2%
  • Basic Materials
    2%
  • Real Estate
    1%

With 47% of your portfolio in technology, followed by consumer cyclicals and financial services, there's a clear tilt towards high-growth sectors. While this has likely contributed to your portfolio's strong performance, it also increases susceptibility to sector-specific downturns. Diversifying across a broader range of sectors could reduce volatility and improve long-term stability.

Regions Info

  • North America
    94%
  • Europe Developed
    4%
  • Japan
    1%

The geographic allocation heavily favors North America, particularly the United States, with minimal exposure to international markets. This concentration enhances exposure to U.S. market risks and misses potential opportunities in developing and other developed markets. Expanding geographic diversification could capture growth in diverse economies and reduce dependency on U.S. market performance.

Market capitalization Info

  • Mega-cap
    62%
  • Large-cap
    25%
  • Mid-cap
    12%

Your portfolio's focus on mega and big-cap stocks is typical for growth investors seeking stability and performance. However, this concentration may limit exposure to the potentially higher growth rates of mid and small-cap stocks. Including smaller companies could introduce more volatility but also offer higher growth potential and further diversification benefits.

Redundant positions Info

  • SPDR S&P 500 UCITS ETF USD Acc EUR
    Invesco EQQQ NASDAQ-100 UCITS ETF Acc
    High correlation

The high correlation between the SPDR S&P 500 UCITS ETF and the Invesco EQQQ NASDAQ-100 UCITS ETF suggests redundancy, limiting the effectiveness of diversification within your portfolio. Reducing overlap by reallocating assets from one of these ETFs to underrepresented sectors or geographies could enhance portfolio diversification and risk management.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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Optimizing your portfolio along the Efficient Frontier would involve reducing the high correlation between certain assets and increasing diversification across sectors, geographies, and asset classes. This optimization aims to achieve the best possible risk-return ratio, enhancing the portfolio's efficiency without necessarily compromising on your growth objectives.

Ongoing product costs Info

  • Invesco EQQQ NASDAQ-100 UCITS ETF Acc 0.35%
  • Weighted costs total (per year) 0.05%

The overall cost structure of your portfolio, highlighted by the Invesco EQQQ NASDAQ-100 UCITS ETF's expense ratio of 0.35% and a total TER of 0.05%, is relatively low, which is beneficial for long-term growth. Keeping costs low is crucial for maximizing returns, especially in a growth-focused portfolio where compound interest plays a significant role.

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