Global equity portfolio blending broad market exposure with value tilts and a strong technology presence

Report created on Jun 11, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is made up of four equity ETFs, split between broad global funds and explicit value factor funds. Two large positions track very wide market baskets, while the other two tilt toward value stocks in both developed and emerging markets. With 35% in a US-focused large index, 35% in a global all‑country index, and 30% in value strategies, the structure leans heavily on diversified building blocks rather than concentrated single stocks. This kind of setup puts most of the decision-making in the index design rather than in individual security picking. The mix is straightforward to understand and monitor, which is a practical benefit when thinking in terms of a long, mostly buy‑and‑hold approach.

Growth Info

From November 2023 to June 2026, €1,000 in this portfolio grew to about €1,809, implying a compound annual growth rate (CAGR) of 25.53%. CAGR is like the “average speed” of the portfolio over the journey, smoothing out bumps along the way. Over the same period, both the US market and global market benchmarks delivered just over 21% per year, so this portfolio outpaced them by a little over 4 percentage points annually. The maximum drawdown, or worst peak‑to‑trough fall, was about ‑21%, broadly in line with global markets. This pattern suggests the strong returns came without meaningfully deeper downturns, though future results can differ a lot from this short, favorable window.

Projection Info

The Monte Carlo projection uses the portfolio’s historical risk and return to simulate many possible 15‑year paths. Think of it as re‑rolling the past in thousands of different ways to see a range of plausible futures, not a prediction. The median outcome shows €1,000 growing to around €2,895, with a central “likely” band from roughly €1,846 to €4,325. In more extreme but still plausible cases, values range from about €1,045 to €8,581. Around three‑quarters of simulations end with a gain, and the average simulated annual return is 8.43%. These numbers highlight uncertainty: even with the same starting portfolio, long‑term outcomes can vary widely.

Asset classes Info

  • Stocks
    100%

All of this portfolio is invested in stocks, with 100% allocated to equities and nothing in bonds or cash‑like assets. That concentration means returns are driven entirely by the ups and downs of global stock markets rather than being smoothed by fixed income. Equity‑only portfolios tend to offer higher growth potential over long periods but can swing more sharply over shorter ones. Compared with a blended stock‑bond mix, this structure usually experiences bigger drawdowns during market stress and stronger rebounds in recoveries. The clear, single‑asset‑class focus makes it easy to understand where performance is coming from, while also meaning that any diversification benefits must come from within equities themselves.

Sectors Info

  • Technology
    37%
  • Financials
    14%
  • Consumer Discretionary
    9%
  • Industrials
    9%
  • Telecommunications
    8%
  • Health Care
    7%
  • Consumer Staples
    4%
  • Energy
    4%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    2%

Sector‑wise, the portfolio is clearly tilted toward technology, which makes up about 37% of equity exposure. Financials are next at 14%, followed by consumer discretionary and industrials at 9% each, then a broad spread across telecoms, health care, staples, energy, materials, utilities, and real estate. Compared with common global benchmarks, this is a tech‑heavy mix with modest but present exposure to more defensive areas like utilities and staples. Tech‑heavy portfolios can benefit strongly when innovation and growth themes are in favor, but they may feel more sensitive to interest‑rate changes or shifts in investor sentiment. The rest of the sectors are reasonably balanced, which helps keep the overall profile from being entirely dominated by one theme.

Regions Info

  • North America
    66%
  • Asia Developed
    11%
  • Europe Developed
    9%
  • Asia Emerging
    6%
  • Japan
    5%
  • Latin America
    1%
  • Africa/Middle East
    1%
  • Australasia
    1%
  • Europe Emerging
    1%

Geographically, about two‑thirds of the portfolio sits in North America, with the remainder spread across developed Asia, Europe, Japan, and smaller slices in emerging regions like Asia, Latin America, and Africa/Middle East. This means the portfolio leans more heavily on North American companies than a perfectly world‑market‑weighted approach, although the MSCI ACWI ETF helps keep global representation broad. The upside of this tilt is alignment with some of the largest, most liquid markets that have been strong performers recently. The trade‑off is that economic and policy developments in North America can have an outsized influence on returns, while smaller allocations to other regions mean their specific growth stories have less impact.

Market capitalization Info

  • Mega-cap
    48%
  • Large-cap
    34%
  • Mid-cap
    16%
  • Small-cap
    1%

By market capitalization, nearly half of the portfolio is in mega‑cap companies, with another third in large caps, and smaller allocations to mid and small caps. This mirrors a typical cap‑weighted global index where the largest firms dominate. Mega‑ and large‑cap stocks tend to be more established businesses with deep trading liquidity, which can make the portfolio’s day‑to‑day price moves smoother than a small‑cap‑heavy strategy. The modest exposure to mid and small caps still leaves room for companies earlier in their growth journey to contribute. Overall, this cap mix favors stability and scale over the higher volatility but sometimes higher growth potential associated with more aggressive small‑cap allocations.

True holdings Info

  • NVIDIA Corporation
    4.48%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Apple Inc
    3.76%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Microsoft Corporation
    2.79%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Taiwan Semiconductor Manufacturing Co. Ltd.
    2.48%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
  • Amazon.com Inc
    2.31%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Micron Technology Inc
    2.19%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR
  • Alphabet Inc Class A
    1.98%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Broadcom Inc
    1.81%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Alphabet Inc Class C
    1.61%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    • State Street SPDR S&P 500 UCITS ETF (Acc)
  • Samsung Electronics Co Ltd
    1.46%
    Part of fund(s):
    • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
  • Top 10 total 24.85%

Looking through the ETFs’ top holdings, several large technology and platform companies appear repeatedly, including NVIDIA, Apple, Microsoft, Amazon, and Alphabet. NVIDIA alone accounts for about 4.5% of the portfolio from ETF exposure, while Apple and others each add a few percent. This shows that, although there are only four ETFs, the underlying bets are still diversified across many companies, but there is noticeable overlap in the largest global names. Because overlap is measured only using ETF top‑10 lists, the true duplication is likely a bit higher. This kind of hidden concentration is common in index portfolios and mainly means the very biggest global firms drive a significant share of the overall outcome.

Risk contribution Info

  • State Street SPDR S&P 500 UCITS ETF (Acc)
    Weight: 35.00%
    36.2%
  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    Weight: 35.00%
    34.5%
  • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
    Weight: 15.00%
    15.7%
  • iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR
    Weight: 15.00%
    13.7%

Risk contribution measures how much each holding adds to the portfolio’s overall ups and downs, which can differ from simple weight. The S&P 500 ETF, at 35% weight, contributes about 36% of risk, while the ACWI ETF at the same weight contributes roughly 34% of risk, both close to proportional. The emerging markets value ETF at 15% weight contributes a slightly higher 15.7% share of risk, while the world value ETF contributes a bit less than its weight. The top three holdings together account for over 86% of total portfolio risk. This pattern shows that, even in a four‑ETF structure, most volatility is driven by a small number of broad, highly correlated positions.

Redundant positions Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF
    State Street SPDR S&P 500 UCITS ETF (Acc)
    High correlation

Correlation looks at how holdings move relative to each other: a correlation near 1 means they tend to rise and fall together. In this portfolio, the S&P 500 ETF and the global ACWI ETF are highlighted as almost perfectly correlated, which makes sense given their large overlap in US large‑cap stocks. When two big positions behave very similarly, they still add diversification in terms of breadth of companies but don’t significantly reduce portfolio‑level volatility. The value‑tilted ETFs likely have somewhat lower correlation to the main US and global baskets, providing part of the internal diversification. Overall, the portfolio benefits more from being globally broad than from owning assets that zig when others zag.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The risk‑versus‑return chart, or efficient frontier, shows the best achievable return for each risk level using only these four ETFs in different weightings. The Sharpe ratio, which measures return per unit of risk above a risk‑free rate, is 1.45 for the current mix. An alternative “optimal” mix reaches a Sharpe of 2.02 with slightly higher return and modestly higher risk, while the minimum‑variance mix has lower risk and a Sharpe of 1.67. Because the current portfolio sits about 3.45 percentage points below the frontier at its risk level, it is not making the most efficient use of its holdings. In theory, reweighting these same ETFs could improve risk‑adjusted returns without changing the underlying components.

Ongoing product costs Info

  • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD 0.40%
  • iShares Edge MSCI World Value Factor UCITS ETF USD (Acc) EUR 0.30%
  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI UCITS ETF 0.45%
  • Weighted costs total (per year) 0.26%

The total ongoing cost of the portfolio, measured by the weighted Total Expense Ratio (TER), is about 0.26% per year. Individual ETFs range from 0.30% to 0.45%, which is in line with many factor and global index products. TER is the annual fee charged by the fund, quietly deducted inside the ETF rather than as a separate bill. Over long horizons, lower fees help more of the portfolio’s gross return show up in your net performance. In this case, costs are impressively low given the global reach and factor tilts, providing a solid structural foundation. The fee level supports the idea that most returns will be driven by markets, not by ongoing charges.

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