A focused growth-oriented portfolio with exclusive investment in the Vanguard S&P 500 UCITS ETF
Report created on Jul 22, 2025Risk profile
4/7
Diversification profile
2/5
Positions
-
VU Vanguard S&P 500 UCITS Acc
VUAG - IE00BFMXXD54 100.00%
The portfolio is fully invested in the Vanguard S&P 500 UCITS ETF, indicating a singular focus on tracking the performance of the S&P 500 Index. This composition offers exposure to the top 500 U.S. companies, covering various sectors but lacks diversification across different asset classes or geographic regions. The heavy reliance on one ETF for exposure to the equity market simplifies the investment approach but also concentrates risk in the performance of the U.S. stock market and the sectors it heavily weights, such as technology.
Growth
Historically, the portfolio has demonstrated a Compound Annual Growth Rate (CAGR) of 14.53%, which is impressive and indicative of the strong performance of U.S. equities, particularly those within the S&P 500, over the review period. The maximum drawdown of -25.62% reflects the portfolio's vulnerability to market downturns, emphasizing the risk associated with a lack of diversification. The days contributing to 90% of returns being limited to 25 suggests significant returns are concentrated in relatively few days, highlighting the importance of staying invested through market cycles.
Projection
The Monte Carlo simulation, with 1,000 runs, projects a wide range of outcomes, from a 5th percentile of 139.7% to a 67th percentile of 772.0%, showing significant upside potential. However, it's important to note that such simulations use historical data and assumptions that cannot perfectly predict future events. The high percentage of simulations with positive returns (998 out of 1,000) suggests resilience but should be viewed with cautious optimism, as past performance is not a reliable indicator of future results.
Asset classes
- Stocks 100%
The portfolio's allocation is 100% in stocks, specifically within the U.S. equity market. This asset class is known for its growth potential over the long term but comes with higher volatility compared to bonds or real estate. The lack of diversification across asset classes means the portfolio does not benefit from the potential risk-reducing effects of holding non-correlated assets, which can smooth out returns over time.
Sectors
- Technology 34%
- Financials 14%
- Consumer Discretionary 11%
- Telecommunications 10%
- Health Care 9%
- Industrials 8%
- Consumer Staples 5%
- Energy 3%
- Utilities 2%
- Real Estate 2%
- Basic Materials 2%
Sector allocation closely mirrors the S&P 500's composition, with significant weightings in technology, financial services, and consumer cyclicals. This sectoral distribution reflects the current economic landscape, where technology, in particular, has been a major growth driver. However, heavy concentration in specific sectors can expose the portfolio to sector-specific risks, such as regulatory changes or shifts in consumer behavior.
Regions
- North America 99%
Geographic exposure is almost entirely focused on North America (99%), offering limited international diversification. While the U.S. market has been a strong performer, this concentration increases susceptibility to U.S.-specific economic and political events. Expanding geographic exposure could potentially reduce risk and tap into growth opportunities in other regions.
Market capitalization
- Mega-cap 47%
- Large-cap 35%
- Mid-cap 18%
- Small-cap 1%
The portfolio's market capitalization breakdown—47% mega, 35% big, 18% medium, and 1% small—indicates a bias towards larger, more established companies. This bias typically offers stability and resilience but may limit exposure to the higher growth potential of smaller companies. Diversifying across different market caps can potentially enhance returns and reduce volatility.
Ongoing product costs
- Vanguard S&P 500 UCITS Acc 0.07%
- Weighted costs total (per year) 0.07%
With a Total Expense Ratio (TER) of 0.07%, the portfolio is highly cost-efficient, minimizing the drag on returns caused by fees. This low cost is a significant advantage, especially over the long term, as it allows more of the investment's return to compound. However, investors should also consider other costs associated with investing, such as taxes and brokerage fees.
What next?
Create your own report?
Join our community!
The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.
Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.
Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.
Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.
By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.
Instrument logos provided by Elbstream.
Help us improve Insightfolio
Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey