A single-ETF portfolio focusing on global equities with a balanced risk profile

Report created on Jul 29, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

The portfolio is entirely composed of the SPDR® MSCI ACWI UCITS ETF, which aims to provide broad exposure to global equities across developed and emerging markets. This all-in-one approach simplifies portfolio management but places significant reliance on the performance of a single ETF. The ETF's broad diversification across sectors and geographies aligns with a balanced risk classification, yet it inherently limits the ability to tailor the asset mix to specific investor preferences or to take advantage of tactical asset allocation opportunities.

Growth Info

Historically, this portfolio has delivered a Compound Annual Growth Rate (CAGR) of 11.08%, with a maximum drawdown of -33.64%. These figures suggest a relatively strong performance, particularly in terms of growth. However, the substantial drawdown indicates periods of significant volatility, which is typical for portfolios heavily invested in equities. The days contributing most to returns highlight the potential for significant short-term gains but also underline the volatility inherent in such a strategy.

Projection Info

Using Monte Carlo simulations, which project future performance based on historical data, the portfolio shows a wide range of outcomes. While the median simulation suggests substantial growth, the presence of simulations with much lower returns emphasizes the uncertainty and risk involved. It's important to remember that these projections are based on past performance, which is not a reliable indicator of future results. This method helps illustrate potential volatility and the range of possible outcomes but should not be the sole basis for investment decisions.

Asset classes Info

  • Stocks
    100%

The portfolio's asset allocation is entirely in stocks, reflecting a growth-oriented investment strategy. While this can offer higher returns over the long term, it also carries a higher risk compared to portfolios that include bonds or other asset classes for diversification. The absence of other asset classes means there's no built-in buffer against stock market downturns, which could lead to higher volatility and potential losses during market corrections or bear markets.

Sectors Info

  • Technology
    27%
  • Financials
    17%
  • Industrials
    11%
  • Consumer Discretionary
    10%
  • Telecommunications
    9%
  • Health Care
    9%
  • Consumer Staples
    6%
  • Energy
    4%
  • Basic Materials
    3%
  • Utilities
    2%
  • Real Estate
    2%

The sector allocation within the ETF is heavily weighted towards technology and financial services, which may drive growth but also increases susceptibility to sector-specific risks. For instance, technology stocks can be highly volatile, responding significantly to market trends, regulatory changes, and economic cycles. A diversified sector exposure is beneficial, yet the concentration in high-growth sectors underscores the portfolio's aggressive growth orientation and associated risks.

Regions Info

  • North America
    67%
  • Europe Developed
    15%
  • Asia Emerging
    5%
  • Japan
    5%
  • Asia Developed
    4%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, the portfolio is predominantly invested in North America, with significant exposure to developed Europe and a modest allocation to emerging markets. This distribution provides a solid foundation in stable, developed economies while offering limited exposure to the potentially higher growth but higher risk of emerging markets. The underrepresentation of emerging and frontier markets may limit exposure to high-growth regions, potentially curbing overall portfolio growth prospects in the long term.

Market capitalization Info

  • Mega-cap
    50%
  • Large-cap
    34%
  • Mid-cap
    15%

The emphasis on mega and large-cap stocks suggests a focus on stability and resilience, as these companies are generally more established and financially robust than their smaller counterparts. However, the limited exposure to medium and no exposure to small-cap stocks could mean missing out on the higher growth potential these companies often offer. This allocation supports the portfolio's balanced risk profile but may limit opportunities for outsized gains.

Ongoing product costs Info

  • SPDR® MSCI ACWI UCITS ETF 0.45%
  • Weighted costs total (per year) 0.45%

With a total expense ratio (TER) of 0.45%, the portfolio's costs are relatively low, which is advantageous for long-term growth as lower costs directly translate to higher net returns. It's important for investors to be mindful of costs, as they compound over time and can significantly impact investment outcomes.

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