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A tech-heavy portfolio betting big on Alphabet and ignoring the world beyond the US

Report created on Aug 13, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is like a tech fanboy’s dream, heavily skewed with a staggering 36.91% in Alphabet Inc alone, and then doubling down on the tech and growth sectors with the rest. It’s like putting all your eggs in one basket and then asking your most tech-obsessed friend to watch that basket. The "Moderately Diversified" label is a bit of a stretch unless we're grading on a curve where the other end is just buying more Alphabet stock.

Growth Info

Historically, this portfolio has been riding the tech wave with a CAGR of 20.30%, which sounds fantastic until you remember it's basically been surfing on a single giant wave called the tech boom. The -37.29% max drawdown is a stark reminder of what happens when your wave crashes. It’s like enjoying a roller coaster until it suddenly stops mid-loop.

Projection Info

Monte Carlo simulations are like weather forecasts for your investments, showing a range of possible future outcomes. For this portfolio, the forecast varies from a slight chill of -4.3% to a balmy 604.7% in the median scenario, which sounds great until you remember forecasts are notoriously unreliable in predicting storms or tech busts.

Asset classes Info

  • Stocks
    100%

With 100% in stocks and a big fat zero in cash or any other asset class, this portfolio is all in, all the time. It's like playing poker but only betting on royal flushes. Sure, the wins can be big, but it's a strategy that completely ignores the value of a diversified hand to weather the bad beats.

Sectors Info

  • Telecommunications
    43%
  • Financials
    24%
  • Technology
    18%
  • Consumer Discretionary
    5%
  • Health Care
    3%
  • Industrials
    3%
  • Consumer Staples
    2%
  • Utilities
    1%
  • Energy
    1%

The sector allocation reads like a Silicon Valley wishlist: 43% in Communication Services (read: Google and friends), followed by 24% in Financial Services, which is like saying you’re diversified because you also invest in banks that invest in tech. The minimal nods to other sectors are less diversification and more like afterthoughts.

Regions Info

  • North America
    79%
  • Latin America
    21%

With 79% in North America and a surprising 21% adventure into Latin America, it’s clear this portfolio subscribes to the "America(s) First" doctrine. The complete absence of investments in Europe, Asia, or anywhere else suggests a belief that innovation and growth are purely Western Hemisphere phenomena.

Market capitalization Info

  • Mega-cap
    61%
  • Mid-cap
    26%
  • Large-cap
    13%

The mega-cap love affair (61%) with a side of medium and big caps suggests a fear of commitment to smaller companies. It’s like always choosing blockbuster movies over indie films because you think they’re a safer bet, ignoring the fact that sometimes, the biggest returns come from unexpected places.

Redundant positions Info

  • Vanguard S&P 500 ETF
    Invesco QQQ Trust
    Vanguard S&P 500 Growth Index Fund ETF Shares
    High correlation

The high correlation between the ETFs is like buying three different brands of vanilla ice cream and expecting a diverse flavor profile. The portfolio’s reliance on similar assets for growth is a diversification faux pas, akin to wearing different shades of the same color and calling it a wardrobe.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio’s version of optimization seems to be throwing darts at a board of tech and growth stocks. The advice to remove overlapping assets is like being told to diversify your diet when all you eat is pizza – by suggesting maybe don’t have it for every meal.

Dividends Info

  • Alphabet Inc Class A 0.40%
  • Invesco QQQ Trust 0.50%
  • Vanguard S&P 500 ETF 1.20%
  • Vanguard S&P 500 Growth Index Fund ETF Shares 0.50%
  • Weighted yield (per year) 0.45%

With a total yield of 0.45%, this portfolio's dividend strategy is like finding loose change in the couch cushions. It's a nice surprise but hardly a reliable income stream. It leans heavily on growth, hoping the stocks appreciate in value, which is great until you actually need some cash flow.

Ongoing product costs Info

  • Invesco QQQ Trust 0.20%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard S&P 500 Growth Index Fund ETF Shares 0.10%
  • Weighted costs total (per year) 0.05%

The total TER of 0.05% is surprisingly reasonable, like finding a luxury car with economy pricing. It’s one of the few bright spots in a portfolio that otherwise seems determined to ride the tech and growth sectors without a seatbelt.

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