A growth-focused portfolio with strong global diversification but with unknown asset allocation

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

What type of investor this portfolio is suitable for

Growth Investors

This portfolio suits an investor with a growth-oriented mindset, moderate risk tolerance, and a long-term horizon. It focuses on capital appreciation through global equity exposure, making it ideal for those seeking to build wealth over time. The emphasis on low costs and diversified holdings aligns with investors aiming for efficient growth without excessive risk exposure.

Positions

  • Invesco FTSE All-World UCITS ETF USD Accumalation
    FWRG - IE000716YHJ7
    50.00%
  • Vanguard S&P 500 UCITS Acc
    VUAG - IE00BFMXXD54
    20.00%
  • Vanguard FTSE Developed Europe ex UK UCITS ETF Accuimulation GBP
    VERG - IE00BK5BQY34
    10.00%
  • Vanguard FTSE Emerging Markets UCITS ETF USD Accumulation GBP
    VFEG - IE00BK5BQV03
    5.00%
  • Vanguard FTSE Japan UCITS ETF USD Accumulation GBP
    VJPB - IE00BFMXYX26
    5.00%
  • Vanguard FTSE 100 UCITS GBP Acc
    VUKG - IE00BFMXYP42
    5.00%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation
    VWRP - IE00BK5BQT80
    5.00%

The portfolio is composed of seven ETFs, with a significant 50% allocation to the Invesco FTSE All-World UCITS ETF. This suggests a broad exposure to global equities. The remaining allocation is diversified across various regions and markets, including the S&P 500 and emerging markets. Compared to typical benchmarks, this portfolio is well-diversified, but the unknown asset class composition may obscure potential risks. Consider clarifying these unknowns to ensure alignment with investment goals.

Warning The historical data covers less than 2 years, which reduces the confidence in the calculated values.

Growth Info

With a hypothetical initial investment, the portfolio's historic performance shows a CAGR of 16.09%, indicating robust growth over time. However, a max drawdown of -18.15% highlights potential volatility. Comparing this to a benchmark like the S&P 500, the portfolio has performed well, but the drawdown suggests a need for risk management. To mitigate future risks, consider balancing growth with more stable assets.

Warning Due to limited historical data, this may show extreme values that are not realistic.

Projection Info

Forward projections using Monte Carlo simulations, which use historical data to predict future outcomes, show an average annual return of 14.66%. While the 5th percentile suggests a potential downturn, the majority of simulations indicate positive returns. It's important to remember that these projections are based on past data and cannot guarantee future performance. Regularly review and adjust the portfolio to adapt to changing market conditions.

Asset classes Info

  • Unknown
    50%
  • Stocks
    50%
  • Other
    0%
  • No data
    0%
  • Cash
    0%
  • Bonds
    0%

The portfolio's asset class allocation is predominantly unknown, with a 50% allocation to stocks. This uncertainty could impact diversification and risk management. Compared to benchmarks, a clearer understanding of asset class distribution could enhance strategic planning. Consider obtaining more detailed information on the unknown portion to ensure a balanced approach to risk and return.

Sectors Info

  • Unknown
    50%
  • Technology
    11%
  • Financials
    9%
  • Industrials
    6%
  • Consumer Discretionary
    6%
  • Health Care
    5%
  • Telecommunications
    4%
  • Consumer Staples
    3%
  • Energy
    2%
  • Basic Materials
    2%
  • Utilities
    1%
  • Real Estate
    1%

Sector allocation shows a strong emphasis on technology, followed by financial services and industrials. This tech-heavy focus could lead to higher volatility during market downturns or interest rate hikes. Compared to common benchmarks, the portfolio is well-aligned but may benefit from further diversification into less volatile sectors. Consider adjusting sector weights to balance growth and stability.

Regions Info

  • Unknown
    50%
  • North America
    23%
  • Europe Developed
    16%
  • Japan
    5%
  • Asia Emerging
    3%
  • Asia Developed
    1%
  • Africa/Middle East
    1%
  • Latin America
    0%
  • Europe Emerging
    0%
  • Australasia
    0%

Geographically, the portfolio is heavily weighted towards North America and Europe, with limited exposure to emerging markets and Japan. This allocation aligns with many global benchmarks but may miss opportunities in underrepresented regions. Diversifying further into emerging markets could enhance growth potential and reduce reliance on developed markets. Evaluate geographic risks and opportunities regularly.

Market capitalization Info

  • Unknown
    50%
  • Mega-cap
    24%
  • Large-cap
    17%
  • Mid-cap
    8%
  • Small-cap
    0%
  • Micro-cap
    0%

The portfolio's market capitalization is predominantly unknown, with significant exposure to mega-cap stocks. This focus on large companies can provide stability but may limit growth potential compared to smaller-cap stocks. To align with benchmarks, consider diversifying across market caps to capture growth from smaller, high-potential companies. A balanced approach can improve risk-adjusted returns.

Ongoing product costs Info

  • Vanguard FTSE Japan UCITS ETF USD Accumulation GBP 0.15%
  • Vanguard S&P 500 UCITS Acc 0.07%
  • Vanguard FTSE 100 UCITS GBP Acc 0.10%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.22%
  • Weighted costs total (per year) 0.04%

The portfolio's costs, with a Total Expense Ratio (TER) of 0.04%, are impressively low, supporting better long-term performance. Low costs enhance net returns, which is beneficial for growth-focused investors. Compared to industry averages, this cost structure is efficient. Continue monitoring expense ratios to maintain cost-effectiveness, as high costs can erode returns over time.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

The portfolio could potentially benefit from risk vs. return optimization using the Efficient Frontier, which identifies the best possible risk-return ratio. While the current allocation is growth-oriented, adjusting weights between existing assets could enhance efficiency. This does not imply a need for diversification but rather optimizing within existing holdings to achieve desired outcomes.

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