Growth-oriented portfolio with emphasis on value and momentum strategies across diverse markets

Report created on Jul 27, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio exhibits a strategic blend of growth, value, and momentum investment strategies, primarily through ETFs that cover a wide spectrum of market capitalizations and geographic regions. The heavy weighting in the Vanguard Total Stock Market Index Fund ETF Shares suggests a strong foundation in the U.S. stock market, complemented by targeted exposure to international markets, small-cap value stocks, and sector-specific momentum. The diversification is moderate, leaning heavily towards North American equities but with an intentional spread across various sectors and regions to capture growth opportunities worldwide.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 17.16% and a maximum drawdown of -35.73%, the portfolio has demonstrated robust growth potential alongside notable volatility. The performance metrics underscore the growth-oriented nature of the portfolio, which has managed to capture significant upside during favorable market conditions. However, the substantial drawdown points to periods of high market stress where the portfolio's value assets might have underperformed. This performance, coupled with the days contributing most to returns, highlights the impact of market timing and momentum strategies.

Projection Info

Monte Carlo simulations, which project future performance based on historical data, suggest a wide range of outcomes for this portfolio, with the median projection significantly outpacing the lower percentile. This variance underscores the inherent uncertainties in market behavior but also the portfolio's potential for substantial growth. It's important to remember that these projections are hypothetical and subject to the limitations of past performance as a predictor of future results.

Asset classes Info

  • Stocks
    100%

The portfolio's allocation is exclusively in stocks, indicating a high-risk, high-reward strategy consistent with a growth-oriented investor. The absence of bonds or cash equivalents suggests a tolerance for volatility and a long-term investment horizon, where the investor is likely seeking capital appreciation over income or stability. This setup is ideal for those comfortable with market fluctuations and who have a sufficient time frame to weather potential downturns.

Sectors Info

  • Technology
    24%
  • Financials
    19%
  • Consumer Discretionary
    12%
  • Industrials
    12%
  • Telecommunications
    8%
  • Health Care
    7%
  • Consumer Staples
    5%
  • Energy
    5%
  • Basic Materials
    4%
  • Real Estate
    2%
  • Utilities
    2%

The sectoral distribution showcases a significant emphasis on technology and financial services, with meaningful allocations in consumer cyclicals and industrials. This composition aligns with the portfolio's growth and momentum focus, as these sectors often lead market rallies. However, the concentration in these areas could expose the portfolio to sector-specific risks, such as regulatory changes or economic cycles that disproportionately affect these industries.

Regions Info

  • North America
    83%
  • Europe Developed
    10%
  • Japan
    4%
  • Australasia
    2%
  • Asia Developed
    1%
  • Africa/Middle East
    1%

With 83% of assets allocated to North America, the portfolio is heavily weighted towards the U.S. market, complemented by a strategic but limited exposure to developed and emerging markets outside North America. This geographic distribution supports growth objectives while incorporating some level of international diversification to capture global market opportunities and mitigate the risk of domestic market downturns.

Market capitalization Info

  • Mega-cap
    37%
  • Large-cap
    25%
  • Mid-cap
    19%
  • Small-cap
    12%
  • Micro-cap
    7%

The market capitalization breakdown reveals a balanced approach, with a tilt towards mega and big-cap stocks, which likely provides a foundation of stability and liquidity. The allocation to medium, small, and micro-cap stocks introduces growth potential and diversification benefits, albeit with increased volatility and risk. This mix supports the portfolio's growth objectives while attempting to manage risk through diversification across different market caps.

Redundant positions Info

  • iShares MSCI USA Quality Factor ETF
    Vanguard Total Stock Market Index Fund ETF Shares
    High correlation

The high correlation observed between the iShares MSCI USA Quality Factor ETF and the Vanguard Total Stock Market Index Fund ETF Shares indicates overlapping exposures, which may limit the portfolio's diversification benefits. This redundancy suggests an area for optimization by reducing exposure to similar assets, thereby potentially enhancing the portfolio's risk-adjusted returns without significantly altering its risk profile.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Optimizing the portfolio for a more efficient risk-return profile involves addressing the identified overlap in holdings. By reallocating assets from highly correlated ETFs to those offering unique exposures or diversification benefits, the portfolio could achieve a higher expected return of 22.30% at a comparable risk level. This process underscores the importance of continuous portfolio review and adjustment to maintain an optimal balance between risk and return.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.70%
  • Avantis® U.S. Small Cap Value ETF 1.70%
  • Invesco S&P International Developed Momentum ETF 2.00%
  • iShares MSCI USA Quality Factor ETF 1.00%
  • Schwab U.S. Large-Cap Growth ETF 0.40%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Weighted yield (per year) 1.49%

The portfolio's overall dividend yield of 1.49% reflects a balanced approach to growth and income, with certain assets like the Avantis® International Small Cap Value ETF offering higher yields. While the focus is clearly on capital appreciation, the dividends contribute to the portfolio's total return, providing a modest income stream and some degree of cushion during market downturns.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • iShares MSCI USA Quality Factor ETF 0.15%
  • Schwab U.S. Large-Cap Growth ETF 0.04%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Weighted costs total (per year) 0.12%

With a total expense ratio (TER) of 0.12%, the portfolio benefits from relatively low costs, which is crucial for long-term growth. Lower costs translate directly into higher net returns for investors, making this portfolio more efficient in terms of cost management. This efficiency is particularly important in a growth-oriented strategy, where every percentage point of return can significantly impact the compound growth rate over time.

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