A focused growth-oriented portfolio centered on Vanguard S&P 500 ETF with low diversity
Report created on Jul 22, 2025Risk profile
5/7
Diversification profile
2/5
Positions
-
VO Vanguard S&P 500 ETF
VOO - US9229083632 100.00%
Your portfolio is entirely invested in the Vanguard S&P 500 ETF, which tracks the performance of the S&P 500 Index, a benchmark for U.S. equity market performance. This ETF encompasses a broad range of sectors, with significant weights in Technology, Financial Services, and Consumer Cyclicals. The portfolio's singular focus on this ETF reflects a growth-oriented approach but lacks diversification across different asset classes and geographies, concentrating risk in the performance of the U.S. stock market.
Growth
Historically, your portfolio has exhibited a Compound Annual Growth Rate (CAGR) of 14.65%, with a maximum drawdown of -34.02%. These figures highlight the portfolio's robust growth potential but also underscore its susceptibility to significant market downturns. The concentration in the S&P 500 means your investment's performance closely mirrors the volatility and returns of the U.S. large-cap market segment.
Projection
Monte Carlo simulations, which use historical data to forecast future performance, suggest a wide range of outcomes for your portfolio. With the majority of simulations indicating positive returns and a median projected increase of 523.8%, these results affirm the growth potential of your investment. However, it's crucial to remember that such projections are not guarantees and should be considered alongside the inherent risks of market volatility.
Asset classes
- Stocks 100%
Your portfolio's allocation is solely in stocks, specifically through the Vanguard S&P 500 ETF. This single-asset class approach aligns with a growth-oriented strategy but limits diversification benefits. Diversification across different asset classes, such as bonds or real estate, can mitigate risk and reduce volatility, potentially leading to more stable returns over time.
Sectors
- Technology 33%
- Financials 14%
- Consumer Discretionary 11%
- Health Care 10%
- Telecommunications 10%
- Industrials 8%
- Consumer Staples 6%
- Energy 3%
- Utilities 2%
- Real Estate 2%
- Basic Materials 2%
The sectoral allocation within your portfolio mirrors the S&P 500, with heavy emphasis on Technology, Financial Services, and Consumer Cyclicals. While this reflects a focus on growth sectors, it also exposes the portfolio to sector-specific risks, such as regulatory changes or economic cycles affecting these industries. Broadening sector exposure could help cushion against these risks.
Regions
- North America 99%
Geographically, your portfolio is almost entirely invested in North America, specifically the U.S. stock market. This concentration enhances exposure to U.S. economic growth but also increases vulnerability to domestic market fluctuations. Expanding into international markets could provide additional growth opportunities and risk diversification.
Market capitalization
- Mega-cap 47%
- Large-cap 35%
- Mid-cap 18%
- Small-cap 1%
The market capitalization breakdown shows a preference for Mega and Big cap stocks, which are typically less volatile than smaller companies. This is consistent with the growth profile of your portfolio but also limits exposure to the potentially higher returns of mid and small-cap investments. Consider whether a more balanced cap-size allocation could align with your risk tolerance and return objectives.
Dividends
- Vanguard S&P 500 ETF 1.20%
- Weighted yield (per year) 1.20%
The Vanguard S&P 500 ETF's dividend yield of 1.20% contributes to the portfolio's total returns, providing a steady income stream in addition to potential capital gains. While not the primary focus of a growth-oriented strategy, dividends offer a buffer during market volatility and can be reinvested to compound growth.
Ongoing product costs
- Vanguard S&P 500 ETF 0.03%
- Weighted costs total (per year) 0.03%
With a total expense ratio (TER) of 0.03%, your portfolio benefits from low costs, maximizing the potential for net returns. Keeping investment costs low is crucial for long-term growth, as even small differences in fees can significantly impact compounded returns over time.
What next?
Ready to invest in this portfolio?
Select a broker that fits your needs and watch for low fees to maximize your returns.
Create your own report?
Join our community!
The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.
Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.
Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.
Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.
By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.
Instrument logos provided by Elbstream.
Help us improve Insightfolio
Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey