A tech-heavy aggressive portfolio with a strong focus on large-cap stocks and minimal emerging market exposure

Report created on Nov 7, 2025

Risk profile Info

6/7
Aggressive
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is heavily weighted towards technology stocks, with a significant portion allocated to the iShares Core S&P 500 ETF, NVIDIA Corporation, and Broadcom Inc, together comprising 85% of the portfolio. Apple Inc adds to the tech focus, while the Pioneer Emerging Markets Equity Fund Class A offers a minimal diversification into emerging markets. The concentration in a few large-cap tech stocks alongside an ETF tracking the S&P 500 suggests a strategy that leans heavily on the performance of the tech sector and large-cap stocks in the U.S. market.

Growth Info

Historically, this portfolio has shown a remarkable Compound Annual Growth Rate (CAGR) of 42.90%, albeit with a significant maximum drawdown of -49.17%. These figures highlight the portfolio's aggressive growth strategy, which comes at the cost of high volatility. The days contributing to 90% of returns being limited to 33 suggests that the portfolio's performance is highly concentrated in specific periods, which is typical for tech-heavy, growth-oriented investments.

Projection Info

Using Monte Carlo simulations, which project future performance based on historical data, this portfolio shows a wide range of outcomes with a median increase of 7,116.0% and a high percentile outcome showing even more substantial growth. However, it's crucial to note that such simulations assume past performance trends will continue, which may not always be the case, especially in a volatile sector like technology.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely composed of stocks, with no allocation to bonds, real estate, or commodities, which would traditionally offer diversification benefits. This lack of diversification across asset classes increases the portfolio's sensitivity to stock market fluctuations, especially within the technology sector, which comprises a significant portion of the allocation.

Sectors Info

  • Technology
    74%
  • Financials
    5%
  • Telecommunications
    4%
  • Consumer Discretionary
    4%
  • Health Care
    3%
  • Industrials
    3%
  • Consumer Staples
    2%
  • Energy
    1%
  • Real Estate
    1%
  • Utilities
    1%
  • Basic Materials
    1%
  • Consumer Discretionary
    1%

With 74% of the portfolio invested in technology, the sectoral allocation underscores the portfolio's aggressive growth approach but also highlights its vulnerability to sector-specific risks. The minimal diversification into other sectors such as financial services, healthcare, and industrials does little to mitigate this risk, suggesting an overreliance on the tech sector's performance.

Regions Info

  • North America
    95%
  • Asia Emerging
    2%
  • Asia Developed
    2%
  • Latin America
    1%

The geographic allocation is heavily skewed towards North America, specifically the U.S., with a 95% allocation, while only a nominal portion is invested in emerging and developed markets outside of North America. This concentration enhances the portfolio's exposure to U.S. market performance but limits potential gains from global diversification.

Market capitalization Info

  • Mega-cap
    79%
  • Large-cap
    13%
  • Mid-cap
    7%

The focus on mega and big-cap stocks (92% combined) aligns with the portfolio's aggressive growth strategy, as these companies often offer more stability and growth potential than their smaller counterparts. However, this also means missing out on the potentially higher growth rates of small and micro-cap stocks.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Given the current allocation, optimizing the portfolio using the Efficient Frontier could potentially enhance the risk-return profile. This means adjusting the asset allocation to achieve the highest possible returns for a given level of risk. However, the current heavy allocation to tech stocks and large-cap equities suggests that diversification into other sectors or asset classes could be beneficial for reducing volatility without significantly compromising growth potential.

Dividends Info

  • Apple Inc 0.40%
  • Broadcom Inc 0.70%
  • iShares Core S&P 500 ETF 1.20%
  • Weighted yield (per year) 0.60%

The overall dividend yield of the portfolio is relatively low at 0.60%, reflecting the growth-oriented nature of the investments. While dividends contribute to total returns, the primary focus here is clearly on capital appreciation, which is typical for portfolios with a high risk and return profile.

Ongoing product costs Info

  • iShares Core S&P 500 ETF 0.03%
  • Pioneer Emerging Markets Equity Fund Class A 3.26%
  • Weighted costs total (per year) 0.17%

The portfolio's total expense ratio (TER) is relatively low, primarily due to the low-cost iShares Core S&P 500 ETF. However, the Pioneer Emerging Markets Equity Fund Class A significantly increases costs due to its higher expense ratio. Reducing costs in high-fee funds could improve net returns over the long term.

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