This portfolio has only about 1.2 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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Momentum junkie portfolio pretending to be diversified while joyriding on short term performance

Report created on Jun 10, 2026

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

This portfolio is basically five flavors of the same ice cream: U.S. stocks with a split personality of value and momentum. Half of it is value-tilted, the other half is momentum-chasing, and all of it lives in the same neighborhood. It looks diversified at first glance, but under the hood it’s “growthy casino with a value side quest.” With everything in one asset class, one country, and a couple of factor themes, the portfolio is more concentrated than the holding count suggests. The structure screams “I like factors I read about once,” but without much balance or redundancy if one of those themes has a nasty decade instead of a cute 1‑year run.

Growth Info

One or more local-currency benchmark funds are unavailable for this report.

The portfolio’s short 1.2‑year history looks like a highlight reel: $1,000 turning into $1,468 and a 37.33% CAGR versus the global market’s 29.57%. Nice, but this is a sprint, not a marathon. CAGR (compound annual growth rate) is just the average speed over this tiny road trip, not proof the engine is magical. Max drawdown of -14.2% is only slightly worse than the market’s dip, which, again, is one mild wobble in a very forgiving period. With only 13 days driving 90% of returns, this thing is riding hot streaks, not building a track record. Past data over 1.2 years is basically market gossip, not history.

Projection Info

The Monte Carlo simulation is doing its best crystal ball impression with bad eyesight. It’s taking that short, punchy return history and running 1,000 random “what if” futures: most paths land around $2,759 from $1,000 after 15 years, but the range is a comedy sketch — from barely above water at $1,047 to almost $7,846. That 8.18% annualized projection is just yesterday’s weather pushed 15 years forward. With only 1.2 years of input data, the model is exaggerating confidence off a tiny sample of mostly good vibes. Translation: the chart looks scientific, but it’s built on a very wobbly foundation.

Asset classes Info

  • Stocks
    100%

Asset classes section is easy: it’s 100% stocks, all day, every day. No bonds, no cash buffer, no real diversifiers — just pure equity rollercoaster. That’s not automatically “wrong,” but calling this a “Growth” profile with a 5/7 risk score is generous; this sits solidly in “hope the market gods stay kind” territory. When everything is in one asset class, there’s nowhere to hide in a real downturn — it all moves together, just at different speeds of pain. The low diversification score of 2/5 is the system politely saying, “This is one big bet wearing five different ticker symbols.”

Sectors Info

  • Technology
    34%
  • Industrials
    13%
  • Financials
    13%
  • Consumer Discretionary
    10%
  • Energy
    9%
  • Telecommunications
    7%
  • Health Care
    6%
  • Consumer Staples
    4%
  • Basic Materials
    3%
  • Utilities
    1%

Sector mix screams “Tech and friends” with Technology at 34%, then a supporting cast of Industrials, Financials, and Consumer Discretionary. That’s not absurd for a modern equity portfolio, but layering heavy momentum and NASDAQ exposure on top makes that 34% tech feel a lot louder than the number suggests. Energy, telecom, and the rest are basically there so the pie chart doesn’t look embarrassing. This setup leans on the most cyclical, story-driven parts of the market. When the music is playing, it’s fun. When risk appetite dies, these are usually the first sectors to find the floor the hard way.

Regions Info

  • North America
    98%
  • Europe Developed
    1%
  • Latin America
    1%

Geographically, this thing is a USA monologue: 98% North America with a token 1% in Europe Developed and 1% Latin America just to technically qualify as “global.” It’s basically saying, “The rest of the world exists, but I’ll watch from the sidelines.” That works great when U.S. markets dominate, which they conveniently have in recent memory. But it’s still concentration, not conviction backed by diversification. If U.S. valuations compress or policy shifts hit domestic markets harder than others, this portfolio has almost zero ballast elsewhere. One country, one currency, one economic cycle — a single point of failure dressed up as home bias.

Market capitalization Info

  • Large-cap
    28%
  • Mid-cap
    20%
  • Mega-cap
    20%
  • Small-cap
    20%
  • Micro-cap
    12%

Market cap exposure is all over the map: mega-cap 20%, large 28%, mid 20%, small 20%, and even 12% in micro-caps. So the portfolio spans the size spectrum, but not in an elegant way — it’s like someone ordered “one of everything” off the U.S. equity menu. The micro and small cap chunk, especially when wrapped in value and momentum, tends to be the drama queen in rough markets. Bigger companies bring some stability, but the portfolio isn’t exactly anchored; it’s more like a speedboat tied to a cruise ship and a jetski at the same time. Plenty of excitement, less structural calm.

True holdings Info

  • Micron Technology Inc
    4.42%
    Part of fund(s):
    • American Century ETF Trust - Avantis U.S. Large Cap Value ETF
    • Invesco NASDAQ 100 ETF
    • Invesco S&P 500® Momentum ETF
  • NVIDIA Corporation
    3.00%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • Invesco S&P 500® Momentum ETF
  • Broadcom Inc
    2.06%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • Invesco S&P 500® Momentum ETF
  • Lam Research Corp
    1.55%
    Part of fund(s):
    • American Century ETF Trust - Avantis U.S. Large Cap Value ETF
    • Invesco S&P 500® Momentum ETF
  • Alphabet Inc Class A
    1.50%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • Invesco S&P 500® Momentum ETF
  • Apple Inc
    1.50%
    Part of fund(s):
    • American Century ETF Trust - Avantis U.S. Large Cap Value ETF
    • Invesco NASDAQ 100 ETF
  • Advanced Micro Devices Inc
    1.41%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • Invesco S&P 500® Momentum ETF
  • Exxon Mobil Corp
    1.38%
    Part of fund(s):
    • American Century ETF Trust - Avantis U.S. Large Cap Value ETF
    • Invesco S&P 500® Momentum ETF
  • Alphabet Inc Class C
    1.24%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • Invesco S&P 500® Momentum ETF
  • Amazon.com Inc
    1.20%
    Part of fund(s):
    • American Century ETF Trust - Avantis U.S. Large Cap Value ETF
    • Invesco NASDAQ 100 ETF
  • Top 10 total 19.26%

Look-through holdings show the usual suspects crowding the stage: Micron, NVIDIA, Broadcom, AMD, Alphabet, Apple, Amazon — all popping up via ETFs, not direct picks. With only top-10 ETF data, overlap is clearly understated, yet we already see the same big tech and chip names repeating. That’s hidden concentration 101: different tickers, same underlying giants. You’re not getting five separate brains; you’re getting several ways to own the same momentum darlings. When these names pump, the portfolio looks brilliant. When they sneeze, everything catches a cold at the same time. Diversification by ETF label doesn’t mean diversification by business risk.

Factors Info

Value
Preference for undervalued stocks
High
Data availability: 75%
Size
Exposure to smaller companies
Low
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
High
Data availability: 50%
Quality
Preference for financially healthy companies
No data
Data availability: 0%
Yield
Preference for dividend-paying stocks
Low
Data availability: 100%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 85%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

Factor-wise, this thing is a walking contradiction — high value (73%) and high momentum (75%) at the same time. Factor exposure is basically the ingredient label explaining what’s really driving returns, and here it reads like “cheap stuff that’s also been ripping lately.” That combo can work, but it’s definitely not subtle. Size at 22% means a tilt away from smaller companies overall despite a real small-cap sleeve, so it’s still skewed toward bigger names in aggregate. Yield is low and low volatility is neutral, so there’s not much of a cushion: the portfolio bets on “winners” and “cheapness,” not stability or income.

Risk contribution Info

  • Invesco S&P 500® Momentum ETF
    Weight: 25.00%
    28.0%
  • Avantis® U.S. Small Cap Value ETF
    Weight: 25.00%
    25.4%
  • American Century ETF Trust - Avantis U.S. Large Cap Value ETF
    Weight: 25.00%
    22.0%
  • MarketDesk Focused U.S. Momentum ETF
    Weight: 15.00%
    14.2%
  • Invesco NASDAQ 100 ETF
    Weight: 10.00%
    10.5%

Risk contribution shows what’s actually shaking the portfolio, not just what takes up space. The top three positions — two value ETFs plus the S&P 500 momentum ETF — are 75% of total risk. That’s a lot of the rollercoaster coming from just three levers. The Invesco S&P 500 Momentum ETF alone is slightly punching above its weight with 28% of risk from 25% weight, which is acceptable but still noticeable. Nothing is wildly out of control, but the risk story is clear: if those top three stumble together, everything else is basically a footnote. This isn’t a symphony; it’s a power trio.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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On the risk vs. return chart, the portfolio is sitting 2.83 percentage points below the efficient frontier. The efficient frontier is just the “best you could do” line with these same ingredients, showing the highest return for each level of risk. Sharpe ratio — return per unit of risk — is 1.54 here, while the optimal mix of the same holdings hits 1.84. Translation: even with only these funds, a smarter weighting could squeeze more out of the risk you’re already taking. Being below the curve means you’re paying for a rollercoaster and not even getting the full ride, all with only 1.2 years of shaky data behind it.

Dividends Info

  • American Century ETF Trust - Avantis U.S. Large Cap Value ETF 1.10%
  • Avantis® U.S. Small Cap Value ETF 1.30%
  • Invesco NASDAQ 100 ETF 0.40%
  • Invesco S&P 500® Momentum ETF 0.70%
  • MarketDesk Focused U.S. Momentum ETF 0.20%
  • Weighted yield (per year) 0.84%

Dividend yield at 0.84% is basically a rounding error dressed as income. The holdings here are not trying to pay you; they’re trying to grow (or crash) aggressively. That’s fine if the goal is price appreciation, but calling this any kind of “income strategy” would be comedy. The value ETFs contribute a bit of yield, but the momentum and NASDAQ sleeves drag the income profile down to “don’t quit your day job.” In practical terms, the portfolio relies almost entirely on capital gains — which are, of course, hostage to market mood swings, especially over the tiny 1.2‑year window we’ve actually seen.

Ongoing product costs Info

  • American Century ETF Trust - Avantis U.S. Large Cap Value ETF 0.15%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Invesco NASDAQ 100 ETF 0.15%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Weighted costs total (per year) 0.15%

Costs are one of the few things that don’t need roasting: a blended TER around 0.15% is pretty clean. That’s cheaper than many “smart beta” or factor-heavy setups, so at least the portfolio isn’t lighting money on fire in fees while it experiments with value and momentum. But even here, there’s a tiny smirk: you’re paying for a complex factor cocktail that ends up behaving a lot like “U.S. growthy risk with bells on.” Fees are under control, yes — it’s the design and concentration that are doing the heavy lifting in the drama department, not the cost structure.

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