A concentrated high growth portfolio with heavy reliance on technology and energy exposure
Risk profile
- Secure Speculative
The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.
Diversification profile
- Focused Diversified
The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.
What type of investor this portfolio is suitable for
Growth Investors
This setup fits an investor who is comfortable with meaningful ups and downs in pursuit of strong long-term growth. They likely have a long time horizon, such as 10 years or more, and don’t rely on the portfolio for near-term spending. A higher risk tolerance and willingness to accept concentrated bets in a few themes are key traits. This type of investor is usually more focused on compounding capital than collecting income, and can stay calm through sharp drawdowns. Discipline, patience, and a clear plan are essential for staying invested when markets become volatile or individual holdings swing widely.
Positions
-
Vanguard Growth Index Fund ETF Shares
VUG - US9229087369 40.00% -
Cameco Corp
CCJ - CA13321L1085 15.00% -
NVIDIA Corporation
NVDA - US67066G1040 15.00% -
Vanguard Energy Index Fund ETF Shares
VDE - US92204A3068 15.00% -
Monster Beverage Corp
MNST - US61174X1090 10.00% -
Palantir Technologies Inc. Class A Common Stock
PLTR - US69608A1088 5.00%
The portfolio is highly concentrated, with about 40% in a broad growth ETF and the rest in a handful of single stocks. This creates a strong tilt toward a few themes instead of a wide mix. A typical broad benchmark would usually spread risk across many more holdings and asset types, which tends to smooth the ride. Concentration can boost returns if the chosen names keep winning, but it also magnifies the impact when any one position stumbles. Gradually adding a few more diversified funds or trimming oversized single-stock weights can help balance potential upside with more stable long-term behaviour.
Growth
Historically, this setup has delivered extremely strong growth, with a compound annual growth rate (CAGR) of about 34%. CAGR is like your average speed on a long road trip, smoothing out good and bad years into one number. Compared with broad market benchmarks that usually sit much lower, this is a standout result. The max drawdown of around -26% shows there have been real bumps, but not catastrophic ones so far. It’s important to remember that such high past returns are unusual and unlikely to repeat forever, so using history as a rough guide rather than a promise is key.
Projection
The Monte Carlo simulation uses thousands of random “what if” paths based on historical patterns to estimate future outcomes. Here, even the lower scenarios still show strong growth, and the median projection suggests very large gains over time. This paints an optimistic picture, especially with so many simulations ending positive. However, simulations lean heavily on the past and certain assumptions, so they can’t foresee new risks, regulation, or changes in market leadership. Treat these numbers as a rough weather forecast, not a guarantee. It can be smart to plan using more cautious expectations than the most optimistic simulated paths suggest.
Asset classes
- Stocks 100%
- Cash 0%
- Other 0%
All of the holdings sit in a single asset class: stocks. That pure-equity tilt explains both the strong upside and the higher volatility. Broad benchmarks often blend in some bonds or cash-like assets, which can help cushion downturns and provide dry powder to buy after drops. Sticking fully in stocks is fine for growth-focused profiles with long horizons, but it does mean accepting sharper swings. Over time, even adding a small portion of more stable assets or a wider global equity mix can improve the overall ride without completely diluting the growth focus that is already working well here.
Sectors
- Technology 41%
- Energy 30%
- Consumer Staples 11%
- Telecommunications 6%
- Consumer Discretionary 6%
- Financials 2%
- Health Care 2%
- Industrials 2%
- Real Estate 1%
- Basic Materials 0%
Sector-wise, the portfolio is dominated by technology and energy, together making up more than two-thirds of the exposure. This creates strong convictions in just a couple of themes. Tech-heavy allocations often shine in innovation-driven markets but can be hit hard when interest rates rise or sentiment shifts. Energy tends to be tied to commodity cycles and policy changes, which can be volatile. Many broad benchmarks spread more evenly across sectors, helping reduce the impact of any one theme. Keeping this tilt can be intentional, but checking regularly that the size of these bets still matches comfort with big sector swings is helpful.
Regions
- North America 100%
- Latin America 0%
Geographically, the exposure is almost entirely North America, which aligns closely with a lot of US-based benchmarks. This alignment is actually a strength for simplicity and familiarity, and it has worked very well in recent years as US markets outperformed many others. The trade-off is limited diversification across global economic cycles, currencies, and policy regimes. If North America hits a rough patch, there’s little offset from other regions. For some growth-oriented investors, that concentration is acceptable. Others may gradually introduce a small allocation to international markets over time to broaden the base without completely changing the current character.
Market capitalization
- Mega-cap 46%
- Large-cap 41%
- Mid-cap 11%
- Small-cap 1%
- Micro-cap 1%
The portfolio leans heavily into mega and large companies, with only a sliver in mid and smaller names. That size profile is quite similar to major indices, which is a positive sign for stability and liquidity. Big companies often have more established business models and stronger balance sheets, which can make them more resilient during downturns. On the flip side, smaller companies sometimes offer higher growth potential, although with more volatility. Keeping a core in large caps while optionally adding a modest slice of mids and smaller names over time can broaden the opportunity set without abandoning the current large-cap anchor.
Dividends
- Cameco Corp 0.20%
- Vanguard Energy Index Fund ETF Shares 3.20%
- Vanguard Growth Index Fund ETF Shares 0.40%
- Weighted yield (per year) 0.67%
The overall dividend yield of the portfolio is quite low, under 1%, which is normal for aggressive growth-focused setups. Yield is the cash paid out each year as a percentage of your investment, and here, most companies are reinvesting profits back into the business instead of paying them out. That’s often a good sign for long-term compounding if those reinvestments earn high returns. This design fits investors who care more about future growth than current income. Anyone who later needs more cash flow can slowly tilt toward holdings with steadier and higher payouts without necessarily abandoning the growth tilt.
Ongoing product costs
- Vanguard Energy Index Fund ETF Shares 0.10%
- Vanguard Growth Index Fund ETF Shares 0.04%
- Weighted costs total (per year) 0.03%
Costs are impressively low, with expense ratios around 0.04%–0.10% on the ETFs and an overall blended cost near zero. That’s a real strength and aligns closely with best practices and benchmark-like cost levels. Fees are like a constant headwind on performance, and even a small difference compounds over decades. Keeping costs this lean increases the share of returns that stays in your pocket. Since the stock positions themselves don’t carry ongoing fund fees, the main thing to watch is trading costs or tax impacts from frequent changes. Sticking with a low-turnover approach helps preserve this strong cost advantage.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
From a risk versus return angle, the portfolio currently sits in a high-return, high-volatility zone on the Efficient Frontier. The Efficient Frontier is the set of mixes, using only the existing holdings, that give the most return for each level of risk. Efficiency here means the best trade-off, not necessarily the widest diversification. With such concentrated thematic bets, small shifts between the individual positions and the growth ETF could move the portfolio closer to that optimal line. Exploring mixes that slightly reduce concentration risk while keeping the growth profile may improve the risk-return ratio without changing the core identity.
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