This portfolio has only about 8 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Balanced stock heavy portfolio with strong momentum tilt and modest global diversification

Report created on Mar 18, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

The portfolio is almost entirely in stocks, with about 99% in equities and a small 1% cash slice. A large core position sits in a broad US index fund, complemented by an international index fund and an emerging markets ETF. Around 10% of the portfolio is in more thematic or specialized ETFs tied to infrastructure and AI-related areas. This structure mixes a broad market core with some satellite growth themes. Having most of the money in diversified index funds is a big positive, as it anchors risk and keeps behavior close to broad markets. The smaller satellite funds add return potential but also introduce extra volatility and concentration.

Growth Info

Historically, this portfolio shows a very high compound annual growth rate (CAGR) of 28.15%, meaning the average yearly growth has been exceptional. The max drawdown is only -6.22%, which is a relatively shallow peak‑to‑trough decline compared with typical stock portfolios. Versus broad benchmarks like large US or global indices, this combination suggests unusually strong returns with surprisingly low historical downside. It’s important to remember that such numbers may be based on a short or unusually favorable period. Past performance can be heavily influenced by lucky timing and specific themes, so it shouldn’t be assumed as the norm for future decades.

Projection Info

The Monte Carlo analysis runs 1,000 simulated futures using past return and volatility patterns to estimate a range of potential outcomes. In this case, every simulation produced a positive return, and the median outcome is an impressive 8,165% cumulative gain from the starting value. The 5th percentile still shows very strong growth, which reflects both the powerful historic returns and the assumptions baked into the simulation. Monte Carlo is useful for visualizing uncertainty, but it’s only as realistic as the historical data it feeds on. Markets evolve, so these numbers should be seen as a rough map of possibilities, not a promise.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

With 99% in stocks and almost nothing in bonds or alternatives, the portfolio is clearly growth‑oriented. That fits a balanced‑to‑growth risk score but means most risk comes from equity market swings. Compared with a classic “balanced” mix that often holds meaningful bonds or other stabilizers, this lineup is more aggressive and tied to stock market cycles. The upside is higher long‑term growth potential; the trade‑off is deeper losses when equities fall sharply. For someone comfortable riding through full market cycles, this stock‑heavy stance can be sensible, but shorter‑term goals might benefit from mixing in more defensive asset classes over time.

Sectors Info

  • Technology
    39%
  • Industrials
    14%
  • Financials
    12%
  • Telecommunications
    7%
  • Consumer Discretionary
    6%
  • Health Care
    6%
  • Utilities
    4%
  • Consumer Staples
    3%
  • Energy
    3%
  • Basic Materials
    3%
  • Real Estate
    1%
  • Consumer Discretionary
    1%

Sector exposure is tilted toward technology at 39%, with meaningful allocations to industrials and financial services, plus mid‑single‑digit slices in communication services, healthcare, and consumer areas. Utilities, energy, and basic materials are present but smaller, while real estate is minimal. Compared with broad global equity benchmarks, this is more tech‑heavy and slightly lighter in traditionally defensive areas. Tech‑driven portfolios often do very well in growth and innovation cycles but can be more sensitive to rising interest rates or sentiment turns toward expensive growth names. The good news is that having 10+ sectors represented still supports decent diversification across different parts of the economy.

Regions Info

  • North America
    61%
  • Asia Developed
    12%
  • Europe Developed
    11%
  • Japan
    6%
  • Asia Emerging
    5%
  • Africa/Middle East
    2%
  • Latin America
    2%
  • Australasia
    1%
  • Europe Emerging
    1%

Geographically, the portfolio is anchored in North America at 61%, with additional exposure across developed Asia, Europe, Japan, and a modest slice of emerging markets across Asia, Africa, and Latin America. This mix is reasonably close to global equity benchmarks, though there is a slight home‑bias toward North America, which is very common for US‑based investors. The spread across regions is a strength: different economies and currencies can offset each other over long periods. Still, emerging markets remain a small piece, so the portfolio’s fate is still largely tied to developed markets. Over time, some investors choose to dial emerging exposure up or down as comfort changes.

Market capitalization Info

  • Mega-cap
    43%
  • Large-cap
    36%
  • Mid-cap
    16%
  • Small-cap
    3%
  • Micro-cap
    1%

The market‑cap breakdown shows a strong tilt toward mega and large companies, with 79% in mega and big caps, 16% in mid caps, and only a small slice in small and micro caps. This pattern is very similar to standard index funds, which naturally allocate more to larger companies. Big companies tend to be more stable and widely followed, which can mean smoother rides than a portfolio packed with tiny, volatile names. On the flip side, small and mid caps sometimes offer higher long‑term growth potential, though with bumpier paths. Here, the bias toward size helps keep risk moderate relative to an all–small‑cap approach.

True holdings Info

  • SONY GROUP CORP
    5.86%
    Part of fund(s):
    • COMPUTERS PORTFOLIO COMPUTERS PORTFOLIO
    • FIDELITY ZERO INTERNATIONAL INDEX FUND
    • Fidelity 500 Index Fund
  • CISCO SYSTEMS INC
    5.27%
    Part of fund(s):
    • COMPUTERS PORTFOLIO COMPUTERS PORTFOLIO
    • FIDELITY ZERO INTERNATIONAL INDEX FUND
    • Fidelity 500 Index Fund
  • SAMSUNG ELECTRONICS CO LTD
    4.63%
    Part of fund(s):
    • COMPUTERS PORTFOLIO COMPUTERS PORTFOLIO
    • FIDELITY ZERO INTERNATIONAL INDEX FUND
    • Fidelity 500 Index Fund
  • ARISTA NETWORKS INC
    3.57%
    Part of fund(s):
    • COMPUTERS PORTFOLIO COMPUTERS PORTFOLIO
    • FIDELITY ZERO INTERNATIONAL INDEX FUND
    • Fidelity 500 Index Fund
  • APPLE INC
    3.04%
    Part of fund(s):
    • COMPUTERS PORTFOLIO COMPUTERS PORTFOLIO
    • FIDELITY ZERO INTERNATIONAL INDEX FUND
    • Fidelity 500 Index Fund
  • MOTOROLA SOLUTIONS INC
    2.49%
    Part of fund(s):
    • COMPUTERS PORTFOLIO COMPUTERS PORTFOLIO
    • FIDELITY ZERO INTERNATIONAL INDEX FUND
    • Fidelity 500 Index Fund
  • NINTENDO CO LTD
    2.06%
    Part of fund(s):
    • COMPUTERS PORTFOLIO COMPUTERS PORTFOLIO
    • FIDELITY ZERO INTERNATIONAL INDEX FUND
    • Fidelity 500 Index Fund
  • XIAOMI CORP B
    1.96%
    Part of fund(s):
    • COMPUTERS PORTFOLIO COMPUTERS PORTFOLIO
    • FIDELITY ZERO INTERNATIONAL INDEX FUND
    • Fidelity 500 Index Fund
  • GARMIN LTD
    1.76%
    Part of fund(s):
    • COMPUTERS PORTFOLIO COMPUTERS PORTFOLIO
    • FIDELITY ZERO INTERNATIONAL INDEX FUND
    • Fidelity 500 Index Fund
  • WESTERN DIGITAL CORP
    1.57%
    Part of fund(s):
    • COMPUTERS PORTFOLIO COMPUTERS PORTFOLIO
    • FIDELITY ZERO INTERNATIONAL INDEX FUND
    • Fidelity 500 Index Fund
  • Top 10 total 32.20%

Looking through the ETFs and funds, a notable chunk of the portfolio ends up in a handful of major technology and electronics names like Sony, Cisco, Samsung, Arista Networks, and Apple. These positions appear multiple times across different funds, creating hidden concentration even though each fund looks diversified on its own. Because only ETF top‑10 holdings are captured, the actual overlap is probably somewhat higher than shown. This stacking effect means the portfolio will lean heavily on the fortunes of large global tech and electronics firms. Being aware of this overlap helps set expectations for volatility when that industry goes through booms or setbacks.

Factors Info

Value
Preference for undervalued stocks
No data
Data availability: 0%
Size
Exposure to smaller companies
No data
Data availability: 0%
Momentum
Exposure to recently outperforming stocks
High
Data availability: 100%
Quality
Preference for financially healthy companies
No data
Data availability: 0%
Yield
Preference for dividend-paying stocks
No data
Data availability: 0%
Low Volatility
Preference for stable, lower-risk stocks
Low
Data availability: 5%

Factor data shows a strong momentum tilt at 70%, with some exposure to low volatility at 30%, though coverage is limited. Momentum means the portfolio leans toward stocks that have recently done well, which can boost returns in trending markets but may hurt during sudden reversals. Low‑volatility exposure suggests some holdings are relatively more stable, which can soften swings. Factor investing is basically about leaning into certain traits that drive returns, like a recipe with more of some ingredients. Because coverage is only partial, the signals aren’t perfect, but the combination of momentum and a touch of low‑volatility lines up with the strong historic performance.

Risk contribution Info

  • Fidelity 500 Index Fund
    Weight: 40.00%
    29.7%
  • COMPUTERS PORTFOLIO COMPUTERS PORTFOLIO
    Weight: 20.00%
    29.3%
  • FIDELITY ZERO INTERNATIONAL INDEX FUND
    Weight: 20.00%
    16.2%
  • Avantis Emerging Markets ex-China Equity ETF
    Weight: 10.00%
    10.1%
  • Defiance AI & Power Infrastructure ETF
    Weight: 5.00%
    9.4%
  • Top 5 risk contribution %

Risk contribution shows how much each holding adds to overall volatility, which can differ a lot from simple weights. Here, the broad US index fund is 40% of the portfolio but contributes about 30% of risk, meaning it’s relatively stable for its size. The COMPUTERS fund is only 20% by weight yet drives nearly the same risk as the core index, signaling a higher‑octane profile. The AI and power infrastructure ETF at 5% adds almost 9.4% of risk, a very high risk‑to‑weight ratio. This tells you that the concentrated or thematic funds are the real “risk engines,” even though they’re smaller positions.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the risk‑return chart, the current portfolio would likely sit somewhere near the efficient frontier, given the strong historical performance versus volatility. The efficient frontier is the curve that shows the best possible return for each risk level using the existing holdings with different weights. If the current point is slightly below the curve, it means a different mix of these same funds could improve the Sharpe ratio, which measures return per unit of risk. Small tweaks—like trimming the highest risk‑to‑weight satellites or slightly boosting broad index exposure—can nudge the portfolio closer to that optimal balance without changing the building blocks.

Dividends Info

  • Avantis Emerging Markets ex-China Equity ETF 1.80%
  • COMPUTERS PORTFOLIO COMPUTERS PORTFOLIO 6.90%
  • Fidelity 500 Index Fund 1.10%
  • FIDELITY ZERO INTERNATIONAL INDEX FUND 2.60%
  • First Trust NASDAQ® Clean Edge® Smart Grid Infrastructure Index Fund 0.90%
  • Weighted yield (per year) 2.56%

The overall dividend yield of around 2.56% is a solid, moderate income level for an equity‑only portfolio. Some holdings, like the COMPUTERS fund, show a particularly high yield, while the clean grid infrastructure ETF has a lower payout. Dividends can be handy for investors who like seeing cash flow, but reinvesting them can also meaningfully boost long‑term compounding. For a growth‑oriented investor, a yield in this range is a nice bonus rather than the main driver. Over time, rising dividends from companies that grow earnings can help offset inflation and add resilience, even when share prices move sideways for a while.

Ongoing product costs Info

  • COMPUTERS PORTFOLIO COMPUTERS PORTFOLIO 0.69%
  • Fidelity 500 Index Fund 0.02%
  • First Trust NASDAQ® Clean Edge® Smart Grid Infrastructure Index Fund 0.57%
  • Weighted costs total (per year) 0.17%

Costs are impressively low overall, with a total expense ratio around 0.17%, thanks mainly to the ultra‑cheap Fidelity index funds. That’s a big strength: every 0.1% saved in fees is money that keeps compounding for you instead of going to fund providers. The COMPUTERS and infrastructure ETFs have higher individual expense ratios, but because they’re smaller weights, they don’t drag the total much. Keeping this blended cost under 0.2% is very much in line with best practices and supports better long‑term outcomes. If you ever add new positions, checking that they don’t push the weighted fee meaningfully higher would keep this advantage intact.

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