A growth-focused portfolio with a strong tilt towards technology and North American equities

Report created on Jul 20, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is structured around three major ETFs, each holding a significant one-third share. It's concentrated in the stock asset class, with a clear focus on equities. The Vanguard FTSE All-World UCITS ETF provides global exposure, while the iShares Core S&P 500 and iShares NASDAQ 100 UCITS ETFs concentrate on U.S. equities, particularly large-cap and technology stocks. This composition suggests a growth-oriented strategy but with limited diversification across asset classes, leaning heavily towards North American markets and technology sectors.

Growth Info

Historically, the portfolio has demonstrated a strong performance with a Compound Annual Growth Rate (CAGR) of 15.25%. The maximum drawdown experienced was -31.72%, indicating a relatively high risk during market downturns. The days contributing to 90% of returns being concentrated in just 25 days highlight the portfolio's dependency on short, significant growth spurts, typical of growth-focused investments in volatile sectors like technology.

Projection Info

Forward projections using Monte Carlo simulation suggest a wide range of potential outcomes, with a median increase of 611.9%. This analysis, while optimistic, should be approached with caution as it relies on historical data, which does not guarantee future performance. The high number of simulations with positive returns reinforces the growth potential but also underscores the inherent volatility and risk.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely composed of equities, offering no asset class diversification. While this can amplify returns during bullish market phases, it also increases vulnerability to market corrections. Diversifying across different asset classes, such as bonds or real estate, could provide a buffer against equity market volatility, potentially smoothing out returns over time.

Sectors Info

  • Technology
    38%
  • Consumer Discretionary
    12%
  • Telecommunications
    11%
  • Financials
    11%
  • Health Care
    8%
  • Industrials
    7%
  • Consumer Staples
    6%
  • Energy
    2%
  • Utilities
    2%
  • Basic Materials
    2%
  • Real Estate
    1%

The sector allocation is heavily weighted towards technology, followed by consumer cyclicals, communication services, and financial services. This concentration in high-growth sectors matches the portfolio's growth-oriented strategy but also exposes it to sector-specific risks, such as regulatory changes or market sentiment shifts. A more balanced sector distribution could mitigate these risks.

Regions Info

  • North America
    87%
  • Europe Developed
    6%
  • Asia Emerging
    2%
  • Japan
    2%
  • Asia Developed
    1%
  • Australasia
    1%
  • Latin America
    1%

With 87% of assets allocated to North America, the portfolio's geographic exposure is highly concentrated. This focus has likely contributed to its strong historical performance, given the robust growth of U.S. equities, especially in the technology sector. However, this concentration also increases exposure to region-specific risks. Expanding into more diverse geographic areas could reduce this risk and tap into growth opportunities in other markets.

Market capitalization Info

  • Mega-cap
    50%
  • Large-cap
    34%
  • Mid-cap
    15%

The market capitalization breakdown shows a preference for mega and big-cap stocks, which is consistent with the portfolio's growth strategy and focus on stability and performance. However, this focus may limit exposure to the potentially higher growth rates of mid and small-cap companies, which could offer greater diversification and return potential in a well-rounded growth portfolio.

Redundant positions Info

  • iShares Core S&P 500 UCITS ETF USD (Acc)
    Vanguard FTSE All-World UCITS ETF USD Accumulation
    High correlation

The high correlation between the Vanguard FTSE All-World UCITS ETF and the iShares Core S&P 500 UCITS ETF indicates overlapping investments, particularly in U.S. and technology stocks, reducing the diversification benefits. Diversifying into non-correlated assets or sectors could enhance the portfolio's risk-adjusted returns by spreading risk more evenly across different investment areas.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current configuration on the Efficient Frontier could be optimized by addressing the high correlation between certain assets. By reducing overlap and increasing diversification across less correlated asset classes and sectors, the portfolio could achieve a more favorable risk-return profile. This optimization process involves reallocating investments to achieve the best possible balance between risk and return, without necessarily sacrificing growth potential.

Ongoing product costs Info

  • iShares Core S&P 500 UCITS ETF USD (Acc) 0.12%
  • iShares NASDAQ 100 UCITS ETF USD (Acc) 0.36%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.22%
  • Weighted costs total (per year) 0.23%

The Total Expense Ratio (TER) of 0.23% is relatively low, which is beneficial for long-term growth by minimizing the drag on returns caused by fees. The portfolio's cost efficiency is a strong point, allowing more of the investment's returns to compound over time.

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