Tech-heavy portfolio with high growth potential and significant sector concentration

Report created on Nov 5, 2025

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

What type of investor this portfolio is suitable for

Aggressive Investors

This portfolio suits an investor with a high risk tolerance, aiming for substantial growth over a long-term horizon. It's designed for those who are comfortable with significant market fluctuations and sector-specific risks, particularly within the technology sector. Ideal for individuals who prioritize capital appreciation over income and are prepared to withstand periods of high volatility in pursuit of superior returns.

Positions

Your portfolio is predominantly invested in technology and related sectors, with a 100% allocation to stocks, including both ETFs and individual stocks. This composition reflects a high-growth orientation but also exposes the portfolio to sector-specific risks. The significant weight in technology ETFs and stocks like NVIDIA Corporation underlines a strong belief in the tech sector's continued outperformance. However, this concentration increases volatility and risk, especially during market downturns or sector-specific shocks.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 35.63% and a maximum drawdown of -50.74%, your portfolio demonstrates high volatility alongside its impressive growth. The days contributing to 90% of returns being so few indicates that the portfolio's performance is highly dependent on specific, short-term gains, which can be risky. While past performance is remarkable, it's crucial to remember that such high returns can come with equally high risks.

Projection Info

Monte Carlo simulations project a wide range of outcomes for your portfolio, highlighting its volatility and risk. While the median return is exceptionally high, the presence of simulations with significant losses underscores the portfolio's aggressive nature. These projections, based on historical data, suggest that while high returns are possible, they come with substantial risk, and past performance is not a reliable indicator of future results.

Asset classes Info

  • Stocks
    100%

Your portfolio's exclusive investment in stocks, without diversification into other asset classes like bonds or real estate, maximizes growth potential but also increases risk. This approach is suitable for investors with a high risk tolerance and a long-term investment horizon. Diversifying across different asset classes could reduce volatility and provide more stable returns over time.

Sectors Info

  • Technology
    57%
  • Financials
    20%
  • Telecommunications
    15%
  • Consumer Discretionary
    3%
  • Industrials
    3%
  • Health Care
    1%
  • Consumer Staples
    1%

The sectoral allocation heavily favors technology, with significant investments also in financial services and communication services. This concentration in a few sectors increases exposure to sector-specific risks. Diversifying across a broader range of sectors could mitigate some of this risk and potentially smooth out returns over time, especially during tech sector downturns.

Regions Info

  • North America
    73%
  • Europe Developed
    13%
  • Australasia
    10%
  • Japan
    2%
  • Asia Developed
    1%
  • Asia Emerging
    1%

Geographically, the portfolio is heavily weighted towards North America, with some exposure to Europe and Australasia. This concentration in developed markets, particularly the US, aligns with the portfolio's growth focus but limits exposure to emerging markets, which could offer diversification benefits and exposure to different growth dynamics.

Market capitalization Info

  • Large-cap
    48%
  • Mega-cap
    36%
  • Mid-cap
    8%
  • Small-cap
    5%
  • Micro-cap
    1%

The portfolio's emphasis on big and mega-cap stocks supports its growth orientation and adds a layer of stability compared to smaller-cap investments. However, the limited exposure to medium, small, and micro-cap stocks may restrict potential high-growth opportunities outside the large-cap space.

Redundant positions Info

  • Invesco NASDAQ 100 ETF
    Fidelity® MSCI Information Technology Index ETF
    High correlation

The high correlation observed between the Invesco NASDAQ 100 ETF and the Fidelity® MSCI Information Technology Index ETF indicates overlapping investments that do not contribute to diversification. Reducing such overlap can enhance the portfolio's risk-adjusted returns by ensuring that each investment contributes uniquely to the portfolio's performance.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Optimizing the portfolio involves addressing the high correlation between certain assets to enhance diversification. The Efficient Frontier suggests that there's room for improvement in the risk-return profile by adjusting asset allocations. Prioritizing assets that offer unique contributions to the portfolio's performance can achieve a more efficient balance.

Dividends Info

  • Fidelity® MSCI Information Technology Index ETF 0.40%
  • Invesco NASDAQ 100 ETF 0.50%
  • Defiance Quantum ETF 0.70%
  • Weighted yield (per year) 0.32%

The portfolio's dividend yield is relatively low, which is typical for growth-oriented investments focusing on capital appreciation over income. While dividends contribute to total returns, the primary goal here appears to be price appreciation, aligning with the portfolio's aggressive growth strategy.

Ongoing product costs Info

  • Fidelity® MSCI Information Technology Index ETF 0.08%
  • Invesco NASDAQ 100 ETF 0.15%
  • Defiance Quantum ETF 0.40%
  • Weighted costs total (per year) 0.13%

The overall portfolio costs, represented by the Total Expense Ratio (TER), are relatively low, which is beneficial for long-term growth by minimizing the drag on performance. Keeping costs low is crucial in maximizing net returns, especially in a high-growth strategy where every percentage point of return can be significant.

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