This portfolio has only about 2 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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High growth focused stock portfolio with strong technology tilt and short but very strong recent performance

Report created on Jun 2, 2026

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is made up almost entirely of stock ETFs, with roughly one third in a broad US index, another fifth in a focused semiconductor ETF, and the rest spread across international stocks, small-cap value, US dividend payers, large-cap growth, and a memory-related thematic ETF. That means the structure mixes core “market” exposure with several targeted growth and factor sleeves. Because everything here is equity and there’s a big tilt to specific themes, the portfolio naturally leans toward higher risk and higher potential return. With only about two months of history, it’s too early to say how this particular mix behaves across full market cycles, but the building blocks clearly skew towards growth and concentration rather than broad, ultra-diversified balance.

Growth Info

One or more local-currency benchmark funds are unavailable for this report.

Over the brief April–May window, $1,000 in this portfolio grew to about $1,284, which annualizes to a 424% Compound Annual Growth Rate (CAGR). CAGR is like average speed on a road trip: it turns a bumpy ride into one smooth number. This result massively outpaced the global market proxy over the same short stretch, while max drawdown stayed shallow at around -3.4%. That sounds extraordinary, but two months is far too little to treat as a pattern; a few strong days can dominate returns, as shown by 90% of gains coming from just 10 days. Past performance over such a tiny sample says more about recent tech strength than any long-term expectation.

Projection Info

The Monte Carlo projection uses this short history to simulate many possible 15‑year paths, like rolling dice 1,000 times using recent volatility and returns as inputs. The median outcome turns $1,000 into about $2,782, with a wide “likely” band from roughly $1,819 to $4,225 and very broad extremes from about $1,020 to $7,931. These numbers illustrate how compounding and volatility can create very different futures even from the same starting point. However, because the model relies on only two months of data, which themselves were unusually strong, the projections are much less reliable than they would be with a decade of history. They should be seen as a rough illustration, not a forecast.

Asset classes Info

  • Stocks
    99%
  • Other
    1%

Asset class exposure is almost pure equity: about 99% in stocks and just 1% in “other.” Compared with many broad multi‑asset benchmarks that mix stocks with bonds or cash, this is a far more aggressive stance. Equities are the main long‑term growth engine in most portfolios, but they also drive bigger swings in value during market turbulence. With no meaningful allocation to traditionally defensive assets, any shock that hits global stock markets will flow straight through to this portfolio’s value. The upside is a very focused growth engine; the trade-off is that the portfolio lacks built‑in cushioning that bond-heavy or diversified multi‑asset mixes typically provide.

Sectors Info

  • Technology
    48%
  • Financials
    11%
  • Consumer Discretionary
    8%
  • Industrials
    7%
  • Telecommunications
    6%
  • Health Care
    6%
  • Energy
    5%
  • Consumer Staples
    4%
  • Basic Materials
    2%
  • Utilities
    1%
  • Real Estate
    1%

Sector-wise, technology dominates at about 48%, with financials, consumer discretionary, industrials, telecoms, health care, energy, staples, materials, utilities, and real estate making up the rest in smaller slices. Compared with common global equity benchmarks, this is a much heavier tech tilt, amplified by the semiconductor and memory ETFs. Sector concentration matters because different areas of the market react differently to things like interest rates, economic growth, and regulation. Tech-heavy portfolios often do very well when innovation themes and risk appetite are strong, but they can be more sensitive when rates rise or growth expectations cool. The non‑tech exposure does broaden things, but the sector story here is clearly growth and technology-led.

Regions Info

  • North America
    79%
  • Asia Developed
    9%
  • Europe Developed
    6%
  • Japan
    3%
  • Asia Emerging
    2%
  • Australasia
    1%

Geographically, the portfolio leans heavily toward North America at roughly 79%, with the remainder spread across developed Asia, Europe, Japan, emerging Asia, and a small slice of Australasia. Many global indices have a significant US tilt, but this allocation goes even further, meaning results are closely tied to one major economy and currency. The international index ETF does introduce non‑US diversification, which can help when different regions move out of sync. Still, the bulk of geographic risk, earnings exposure, and policy sensitivity sits in North America. With only a short performance window, it’s hard to see how this global mix behaves in varied environments, but structurally it’s a US-dominated global equity approach.

Market capitalization Info

  • Mega-cap
    41%
  • Large-cap
    33%
  • Mid-cap
    12%
  • Small-cap
    7%
  • Micro-cap
    5%

By market capitalization, the portfolio is anchored in mega‑caps and large‑caps, which together make up around 74%. Mid‑caps, small‑caps, and micro‑caps account for the remaining quarter. This structure mixes the stability and liquidity of large established companies with a smaller, intentional tilt toward smaller firms via the small-cap value ETF. Market cap matters because larger companies often have more diversified businesses and steadier earnings, while smaller ones can be more volatile but offer bigger swings in both directions. The current blend means most of the portfolio’s behavior will look like broad large‑cap equity, with some extra punch from the smaller-cap segment, especially during periods when smaller companies are in favor.

True holdings Info

  • NVIDIA Corporation
    6.65%
    Part of fund(s):
    • Schwab U.S. Large-Cap Growth ETF
    • VanEck Semiconductor ETF
    • Vanguard S&P 500 ETF
  • Apple Inc
    2.87%
    Part of fund(s):
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
  • Broadcom Inc
    2.81%
    Part of fund(s):
    • Schwab U.S. Large-Cap Growth ETF
    • VanEck Semiconductor ETF
    • Vanguard S&P 500 ETF
  • Microsoft Corporation
    2.13%
    Part of fund(s):
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
  • SK Hynix Inc
    2.07%
    Part of fund(s):
    • Roundhill Memory ETF
    • Vanguard Total International Stock Index Fund ETF Shares
  • Taiwan Semiconductor Manufacturing
    1.98%
    Part of fund(s):
    • VanEck Semiconductor ETF
  • Micron Technology Inc
    1.90%
    Part of fund(s):
    • Roundhill Memory ETF
    • VanEck Semiconductor ETF
  • Amazon.com Inc
    1.82%
    Part of fund(s):
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
  • Advanced Micro Devices Inc
    1.59%
    Part of fund(s):
    • VanEck Semiconductor ETF
  • Intel Corporation
    1.58%
    Part of fund(s):
    • VanEck Semiconductor ETF
  • Top 10 total 25.40%

Looking through ETF top holdings, a handful of big technology and semiconductor names stand out: NVIDIA, Apple, Broadcom, Microsoft, SK Hynix, TSMC, Micron, Amazon, AMD, and Intel all appear. NVIDIA alone accounts for about 6.65% of the total, spread across multiple funds, showing how overlap can quietly increase concentration. Because this analysis only covers ETF top‑10 positions, actual overlap is likely higher than shown. Hidden concentration matters because owning the same company through several funds can amplify its impact on overall performance and risk, even if each individual ETF weight looks moderate. Here, the look‑through layer reinforces the story of a portfolio heavily linked to a relatively small group of leading tech and chip firms.

Factors Info

Value
Preference for undervalued stocks
High
Data availability: 25%
Size
Exposure to smaller companies
Very low
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
High
Data availability: 7%
Quality
Preference for financially healthy companies
No data
Data availability: 0%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 100%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 93%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

On factor exposures, the portfolio shows a high tilt to value (68%), very low exposure to the size factor (11%), and high momentum (75%), with yield and low volatility roughly neutral and quality not available. Factors are like underlying “traits” such as cheapness (value) or recent outperformance (momentum) that research links to long‑term returns. A very low size score suggests a tilt away from smaller-company factor characteristics overall, even though there is a dedicated small-cap value sleeve. The strong momentum tilt indicates a preference for stocks that have been doing well recently, which can help in trending markets but can also magnify swings when trends reverse. With only two months of data feeding these estimates, these tilts should be read as early indications rather than fixed features.

Risk contribution Info

  • VanEck Semiconductor ETF
    Weight: 20.84%
    36.1%
  • Roundhill Memory ETF
    Weight: 7.29%
    24.1%
  • Vanguard S&P 500 ETF
    Weight: 33.33%
    17.2%
  • Vanguard Total International Stock Index Fund ETF Shares
    Weight: 13.54%
    13.2%
  • Avantis® U.S. Small Cap Value ETF
    Weight: 10.42%
    4.7%
  • Top 5 risk contribution 95.3%

Risk contribution shows how much each holding drives the portfolio’s total ups and downs, which can differ a lot from simple weight. The semiconductor ETF is about 21% of assets but contributes over 36% of risk. The Roundhill Memory ETF is only about 7% by weight yet adds more than 24% of risk, a risk‑to‑weight ratio of 3.3. Meanwhile, the broad S&P 500 ETF is a third of the portfolio but only 17% of risk. This means a big slice of day‑to‑day volatility currently comes from just two thematic positions, even though they’re not the majority by size. Top three holdings together drive over three‑quarters of total risk, highlighting a fairly concentrated risk profile despite a diversified list of tickers.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The efficient frontier analysis compares this portfolio’s risk and return to other mixes using the same holdings. The current allocation sits below the efficient frontier by about 23.6 percentage points of return at its risk level, and its Sharpe ratio (a measure of return per unit of volatility) is lower than that of the “optimal” mix in this set. In plain terms, historical data from this short window suggests that rearranging weights among these same ETFs could, in theory, have delivered similar or better returns with less bumpiness. However, because the underlying performance period is only about two months and includes unusually strong gains, any optimization result should be treated as highly tentative rather than a robust guide.

Dividends Info

  • Avantis® U.S. Small Cap Value ETF 1.30%
  • Schwab U.S. Dividend Equity ETF 3.30%
  • Schwab U.S. Large-Cap Growth ETF 0.40%
  • VanEck Semiconductor ETF 0.20%
  • Vanguard S&P 500 ETF 1.00%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 1.15%

The portfolio’s overall dividend yield is about 1.15%, driven mainly by the Schwab U.S. Dividend Equity ETF and the international index fund, which yield more than the growth and semiconductor funds. Yield is the cash income paid out as a percentage of the investment, and it can be an important part of total return, especially over long horizons. In this portfolio, dividends are clearly a secondary feature: most of the weight is in growth-oriented and tech-focused ETFs with lower payouts. That means return expectations rely more on price movement and earnings growth than on cash distributions. With such a short history, it’s too early to judge the stability of these yields, but structurally this is a growth-first, income-second setup.

Ongoing product costs Info

  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • Schwab U.S. Large-Cap Growth ETF 0.04%
  • VanEck Semiconductor ETF 0.35%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.12%

Total ongoing costs, measured by the weighted average Total Expense Ratio (TER), sit around 0.12%, which is impressively low for a portfolio mixing broad and thematic ETFs. TER is the annual fee charged by a fund, similar to a small yearly membership cost expressed as a percentage of assets. Low costs matter because they come off returns every year; even small differences can compound significantly over long periods. Here, the slightly higher fees of the semiconductor and memory ETFs are more than offset by very low-cost core holdings like the S&P 500 and large-cap growth funds. Overall, the cost structure aligns well with best practices for long-term investing and supports better net outcomes relative to higher-fee portfolios.

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