Growth-focused portfolio with a strong tilt towards technology and strategic metals

Report created on Oct 27, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is heavily weighted towards ETFs that track major indices and sectors, with a significant emphasis on technology and strategic metals. The Vanguard S&P 500 ETF, making up nearly half of the portfolio, provides broad exposure to the largest U.S. companies. The Invesco NASDAQ 100 and PHLX Semiconductor ETFs further concentrate the portfolio in technology, while the VanEck Rare Earth/Strategic Metals ETF adds a niche focus. The Schwab U.S. Dividend Equity ETF diversifies into dividend-paying stocks, albeit to a lesser extent.

Growth Info

Historically, this portfolio has achieved a Compound Annual Growth Rate (CAGR) of 14.21%, with a maximum drawdown of -29.26%. These figures suggest strong growth potential but also significant volatility. The days contributing most to returns are relatively few, indicating that performance peaks are driven by specific market events or trends. Comparing this to benchmarks would likely show a higher growth rate but also increased risk.

Projection Info

Using Monte Carlo simulations, which project future performance based on historical data, this portfolio shows a wide range of outcomes. The median projection suggests a significant potential for growth (301.7%), but the 5th percentile warns of substantial downside risks (-31.5%). While these simulations offer valuable insights, they rely on past data and cannot predict future market conditions with certainty.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely invested in stocks, lacking exposure to other asset classes like bonds or real estate. This singular focus enhances growth prospects but also increases risk, especially during market downturns. Diversifying across asset classes can reduce volatility and provide more stable returns over time.

Sectors Info

  • Technology
    41%
  • Basic Materials
    14%
  • Consumer Discretionary
    8%
  • Telecommunications
    8%
  • Financials
    7%
  • Health Care
    6%
  • Industrials
    5%
  • Consumer Staples
    5%
  • Energy
    3%
  • Utilities
    1%
  • Real Estate
    1%

Sector allocation is heavily skewed towards technology, which comprises 41% of the portfolio. While tech stocks have historically offered high growth potential, they can also be more volatile, especially in response to interest rate changes or economic downturns. The strategic metals and dividend equity components offer some sectoral diversification, but the overall portfolio remains predominantly growth-oriented.

Regions Info

  • North America
    88%
  • Australasia
    4%
  • Asia Emerging
    4%
  • Europe Developed
    3%
  • Latin America
    1%
  • Asia Developed
    1%

Geographically, the portfolio is heavily concentrated in North America (88%), with minimal exposure to international markets. This concentration benefits from the robust performance of the U.S. market but limits global diversification. Expanding into emerging markets or developed international markets could reduce geographic risk and tap into growth opportunities outside the U.S.

Market capitalization Info

  • Large-cap
    39%
  • Mega-cap
    34%
  • Mid-cap
    19%
  • Small-cap
    6%
  • Micro-cap
    1%

The portfolio's market capitalization breakdown shows a balanced exposure to big (39%) and mega-cap (34%) companies, with a smaller allocation towards medium, small, and micro-cap stocks. This indicates a preference for stability and growth potential offered by larger companies, though incorporating more small and micro-cap stocks could enhance growth prospects at the cost of higher volatility.

Redundant positions Info

  • Vanguard S&P 500 ETF
    Invesco NASDAQ 100 ETF
    High correlation

The high correlation between the Vanguard S&P 500 ETF and Invesco NASDAQ 100 ETF suggests redundancy in the portfolio, limiting diversification benefits. Both track large-cap U.S. stocks, with a significant overlap in holdings, particularly in the technology sector. Reducing exposure to one of these ETFs could make room for assets that offer genuine diversification.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

While the portfolio shows a promising growth trajectory, there's room for optimization, especially by addressing the overlap between the Vanguard S&P 500 and Invesco NASDAQ 100 ETFs. Employing the Efficient Frontier model could identify an allocation that offers a better risk-return trade-off, potentially enhancing returns for the same level of risk.

Dividends Info

  • Invesco NASDAQ 100 ETF 0.50%
  • VanEck Rare Earth/Strategic Metals ETF 1.40%
  • Schwab U.S. Dividend Equity ETF 3.80%
  • Invesco PHLX Semiconductor ETF 0.50%
  • Vanguard S&P 500 ETF 1.10%
  • Weighted yield (per year) 1.23%

The portfolio's dividend yield stands at 1.23%, contributed mainly by the Schwab U.S. Dividend Equity ETF. While dividends provide a steady income stream and can contribute to total returns, the portfolio's focus remains on capital appreciation. Investors seeking higher income might consider increasing the allocation to higher-yielding assets.

Ongoing product costs Info

  • Invesco NASDAQ 100 ETF 0.15%
  • VanEck Rare Earth/Strategic Metals ETF 0.54%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • Invesco PHLX Semiconductor ETF 0.19%
  • Vanguard S&P 500 ETF 0.03%
  • Weighted costs total (per year) 0.14%

The portfolio's total expense ratio (TER) is relatively low at 0.14%, which is beneficial for long-term growth as lower costs translate to higher net returns. The costs vary among the ETFs, with the VanEck Rare Earth/Strategic Metals ETF being the most expensive. Keeping costs low is crucial, especially in growth-oriented portfolios where the compound effect of fees can be significant over time.

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