A focused growth portfolio with high exposure to technology and North America

Report created on Aug 11, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is heavily weighted towards two ETFs, with a 90% allocation in the iShares Core MSCI World UCITS ETF USD (Acc) and a 10% allocation in the iShares NASDAQ 100 UCITS ETF USD (Acc). This structure emphasizes global exposure with a significant tilt towards the US market, particularly in the technology sector. Given the concentration in stocks (100%), this portfolio offers no asset class diversification, which is typical for growth-focused investors but carries higher volatility.

Growth Info

Historically, this portfolio has achieved a Compound Annual Growth Rate (CAGR) of 13.67%, with a maximum drawdown of -25.98%. The days contributing to 90% of returns being limited to 42 suggests that a few key periods have driven the portfolio's performance. Comparing this to benchmarks, this performance indicates a strong growth trajectory, albeit with significant risk due to the concentrated nature of returns.

Projection Info

Monte Carlo simulations, using historical data to forecast future outcomes, suggest a wide range of potential future values for this portfolio. With the 50th percentile at a 737.2% increase, it shows optimism for future growth. However, the wide spread between the 5th and 67th percentiles highlights the inherent uncertainty and risk, emphasizing the need for regular review and potential rebalancing.

Asset classes Info

  • Stocks
    100%

The portfolio's allocation is entirely in stocks, providing high growth potential but also higher volatility compared to more diversified portfolios. This singular focus on equities means that the portfolio lacks the stabilizing influence of bonds or other asset classes, which can be beneficial in downturns. For investors with a balanced risk profile, introducing other asset classes could offer a smoother investment experience.

Sectors Info

  • Technology
    31%
  • Financials
    15%
  • Consumer Discretionary
    10%
  • Industrials
    10%
  • Telecommunications
    10%
  • Health Care
    9%
  • Consumer Staples
    6%
  • Energy
    3%
  • Basic Materials
    3%
  • Utilities
    3%
  • Real Estate
    2%

With a 31% allocation to technology and significant investments in financial services and consumer cyclicals, the portfolio is positioned to benefit from growth in these sectors. However, this concentration also exposes it to sector-specific risks. Diversifying into underrepresented sectors could reduce volatility and provide a hedge against sector-specific downturns.

Regions Info

  • North America
    78%
  • Europe Developed
    14%
  • Japan
    5%
  • Australasia
    2%
  • Asia Developed
    1%

The geographic allocation heavily favors North America (78%), with modest exposure to developed markets in Europe and Japan. This concentration enhances the portfolio's growth potential, given the dominance of US markets in global finance. However, it also increases exposure to US market-specific risks. Broadening geographic diversification, especially into emerging markets, could offer additional growth opportunities and risk mitigation.

Market capitalization Info

  • Mega-cap
    48%
  • Large-cap
    34%
  • Mid-cap
    16%

The focus on mega (48%) and big (34%) cap stocks underscores the portfolio's preference for established, large companies, likely contributing to its solid historical performance. While this bias towards larger companies can offer stability and lower volatility, incorporating a small allocation to medium or even small-cap stocks could enhance growth potential and diversification.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, this portfolio appears to be positioned towards the higher end of the risk-return spectrum. While its current allocation has historically provided strong returns, there may be opportunities to achieve a more optimal risk-return balance by diversifying across additional asset classes and sectors. Regularly reviewing and adjusting the allocation could help in maintaining an optimal balance as market conditions change.

Ongoing product costs Info

  • iShares NASDAQ 100 UCITS ETF USD (Acc) 0.36%
  • iShares Core MSCI World UCITS ETF USD (Acc) 0.20%
  • Weighted costs total (per year) 0.22%

The portfolio's total expense ratio (TER) of 0.22% is relatively low, which is advantageous for long-term growth by minimizing the drag on returns due to costs. Keeping costs low is crucial for maximizing compounding returns over time, and this portfolio's cost structure is well-aligned with that principle.

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