High growth equity portfolio with strong US tilt and concentrated exposure in major technology leaders

Report created on May 20, 2026

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is a pure equity mix built mostly from broad stock ETFs with a few big individual names layered on top. Over half sits in a core S&P 500 ETF, with meaningful allocations to US and international small-cap value funds and a smaller slice in global and international index ETFs. Single stocks like Meta, Amazon, NVIDIA, and TSMC add an extra growth tilt on top of the ETFs that already hold them. This structure is common for growth-focused setups: a broad index core plus satellites. It means most risk and return will track global stock markets, especially the US, with an added boost from small caps and a handful of powerful growth companies.

Growth Info

From late 2019 to mid-2026, a hypothetical $1,000 in this portfolio grew to about $3,818, a compound annual growth rate (CAGR) of 22.46%. CAGR is like average speed on a road trip, smoothing out bumps along the way. That’s a strong result versus both the US market (16.52% CAGR) and global market (13.95% CAGR). The worst drop was about -35% during early 2020, similar in depth and timing to the benchmarks, and it recovered in roughly four months. Only 33 days created 90% of returns, underlining how a few strong days do most of the work. Past performance, though, doesn’t guarantee anything about the future.

Projection Info

The Monte Carlo projection uses the portfolio’s historical pattern of ups and downs to simulate many possible futures. Think of it as rolling the dice 1,000 times with realistic odds based on past data, not guessing one single outcome. Over 15 years, $1,000 has a median projected value around $2,729, with most simulations landing between $1,810 and $4,288. About three-quarters of simulations end positive, and the average annual return across all paths is 8.08%. There’s still a wide possible range, from roughly keeping pace with cash to significantly higher growth. These simulations are useful for framing uncertainty, but they rely on history repeating in some form, which it never does perfectly.

Asset classes Info

  • Stocks
    100%

All of this portfolio is in stocks, with 0% in bonds, cash, or alternative assets. That creates a very growth-oriented profile, because equities historically offer higher long-term return potential but also larger short-term swings. Compared with common mixed stock/bond allocations, this setup will generally move more with the equity market cycle, both up and down. Being 100% in stocks can simplify the structure, but it also means there’s no built-in ballast from safer assets during market stress. The upside is full participation in equity markets; the trade-off is living through the full volatility that comes with that exposure across different economic environments.

Sectors Info

  • Technology
    28%
  • Financials
    13%
  • Consumer Discretionary
    13%
  • Industrials
    11%
  • Telecommunications
    10%
  • Health Care
    6%
  • Energy
    6%
  • Basic Materials
    5%
  • Consumer Staples
    4%
  • Utilities
    2%
  • Real Estate
    2%

Sector exposure is reasonably spread out but clearly leans toward growth-oriented areas. Technology is the largest slice at 28%, followed by meaningful weights in financials and consumer discretionary, then industrials and telecom. Defensive sectors like health care, consumer staples, utilities, and real estate are smaller in comparison. Versus a typical global benchmark, this allocation is more growth-heavy and slightly lighter on stabilizing segments. That kind of profile tends to benefit when innovation, consumer spending, and risk appetite are strong, but it may feel bumpier during periods of rising rates or when investors rotate into more defensive or income-focused areas of the market.

Regions Info

  • North America
    81%
  • Europe Developed
    7%
  • Japan
    5%
  • Asia Emerging
    3%
  • Australasia
    1%
  • Asia Developed
    1%
  • Africa/Middle East
    1%

Geographically, the portfolio is strongly tilted toward North America at 81%, with the rest spread across developed Europe, Japan, emerging Asia, and smaller slices of other regions. Compared with global market weights, this is a notable US bias. That alignment with the US has been helpful in recent years, as US stocks have outperformed many other regions. The international positions add some diversification and exposure to different currencies, economies, and policy regimes. Still, when US markets move sharply, this portfolio will likely move in the same direction, because the bulk of both its holdings and its largest underlying companies are US-based.

Market capitalization Info

  • Mega-cap
    38%
  • Large-cap
    22%
  • Mid-cap
    19%
  • Small-cap
    13%
  • Micro-cap
    7%

Market capitalization is well distributed, with 38% in mega-caps, 22% in large caps, and the rest spread across mid, small, and even some micro-cap exposure. Mega and large caps tend to be more established firms that can anchor portfolio stability, while mid and smaller caps add potential for higher growth and bigger swings. The explicit allocations to US and international small-cap value funds are what drive the meaningful small and micro exposure here. This blend means performance won’t be dictated solely by the giants at the top of the market; smaller companies will also meaningfully influence results, which can boost returns in certain cycles but add volatility.

True holdings Info

  • NVIDIA Corporation
    6.48%
    Part of fund(s):
    • SPDR S&P 500 ETF Trust
    • SPDR® Portfolio S&P 500 Growth ETF
    • Vanguard Total World Stock Index Fund ETF Shares
    Direct holding 2.00%
  • Amazon.com Inc
    4.45%
    Part of fund(s):
    • SPDR S&P 500 ETF Trust
    • SPDR® Portfolio S&P 500 Growth ETF
    • SPDR® Portfolio S&P 500 Value ETF
    • Vanguard Total World Stock Index Fund ETF Shares
    Direct holding 2.00%
  • Meta Platforms Inc.
    4.25%
    Part of fund(s):
    • SPDR S&P 500 ETF Trust
    • SPDR® Portfolio S&P 500 Growth ETF
    • Vanguard Total World Stock Index Fund ETF Shares
    Direct holding 3.00%
  • Apple Inc
    3.85%
    Part of fund(s):
    • SPDR S&P 500 ETF Trust
    • SPDR® Portfolio S&P 500 Growth ETF
    • SPDR® Portfolio S&P 500 Value ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Microsoft Corporation
    2.87%
    Part of fund(s):
    • SPDR S&P 500 ETF Trust
    • SPDR® Portfolio S&P 500 Growth ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Alphabet Inc Class A
    2.11%
    Part of fund(s):
    • SPDR S&P 500 ETF Trust
    • SPDR® Portfolio S&P 500 Growth ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Taiwan Semiconductor Manufacturing
    2.00%
  • Broadcom Inc
    1.88%
    Part of fund(s):
    • SPDR S&P 500 ETF Trust
    • SPDR® Portfolio S&P 500 Growth ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Alphabet Inc Class C
    1.68%
    Part of fund(s):
    • SPDR S&P 500 ETF Trust
    • SPDR® Portfolio S&P 500 Growth ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Tesla Inc
    0.98%
    Part of fund(s):
    • LS 1x Tesla Tracker ETP Securities GBP
    • SPDR S&P 500 ETF Trust
    • SPDR® Portfolio S&P 500 Value ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Top 10 total 30.54%

Looking through the ETFs, a few big names show up repeatedly. NVIDIA ends up around 6.48% of the portfolio when combining the direct position and ETF exposure. Amazon totals about 4.45%, and Meta about 4.25%. Apple, Microsoft, Alphabet, and Tesla are also meaningful via ETFs. This overlap creates hidden concentration: when those mega-cap tech and internet names move sharply, multiple holdings move together. The reported overlap is based only on ETF top-10 holdings, so true duplication is likely higher. This concentration has helped historically, since these names have done very well, but it also means a handful of companies drive a big share of the portfolio’s day-to-day swings.

Factors Info

Value
Preference for undervalued stocks
Neutral
Data availability: 100%
Size
Exposure to smaller companies
Neutral
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 100%
Quality
Preference for financially healthy companies
Neutral
Data availability: 100%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 98%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 100%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

Factor exposure across value, size, momentum, quality, yield, and low volatility is broadly neutral, sitting close to market averages. Factors are like investing “ingredients” – characteristics such as cheapness (value) or stability (low volatility) that research links to long-term returns. Here, no factor shows a strong tilt either toward or away from the market baseline. That’s somewhat interesting, given the specific small-cap value ETFs plus large growth names; the net effect balances out. In practice, this means the portfolio behaves a lot like a broad global equity market from a factor perspective: not especially value-heavy, growth-heavy, defensive, or high-yield relative to the overall market.

Risk contribution Info

  • SPDR S&P 500 ETF Trust
    Weight: 52.00%
    49.8%
  • Avantis® U.S. Small Cap Value ETF
    Weight: 14.00%
    16.5%
  • Avantis® International Small Cap Value ETF
    Weight: 14.00%
    11.5%
  • Vanguard Total World Stock Index Fund ETF Shares
    Weight: 5.00%
    4.6%
  • Meta Platforms Inc.
    Weight: 3.00%
    4.0%
  • Top 5 risk contribution 86.4%

Risk contribution looks at how much each position adds to total volatility, which can differ from its weight. The S&P 500 ETF is 52% of the portfolio and contributes about 49.83% of total risk, roughly in line with its size. The US small-cap value ETF is 14% of the weight but adds 16.54% of risk, showing it’s slightly more volatile than the average holding. The international small-cap value ETF contributes a bit less risk than its weight. Meta, at 3% weight, contributes nearly 4% of risk, reflecting the punchy nature of individual tech stocks. Overall, the top three holdings together drive almost 78% of total risk, signaling a moderately concentrated risk structure.

Redundant positions Info

  • SPDR S&P 500 ETF Trust
    Vanguard Total World Stock Index Fund ETF Shares
    SPDR® Portfolio S&P 500 Growth ETF
    High correlation

The correlation data shows some holdings move almost identically. The SPDR S&P 500 ETF is highly correlated with both the SPDR S&P 500 Growth ETF and the Vanguard Total World ETF. Correlation measures how often and how closely assets move together; when it is very high, they behave more like one combined bet than independent positions. That doesn’t make these funds unnecessary, but it does mean their diversification benefit is limited in sharp market moves. In practice, if the S&P 500 falls, these correlated holdings are likely to fall in tandem. True diversification relies more on assets that zig while others zag, not those that track nearly the same path.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The efficient frontier chart compares risk (volatility) and expected return for different mixes of your existing holdings. The current portfolio has a Sharpe ratio of 0.74, which measures return per unit of risk after accounting for a risk-free rate. The optimal mix of these same holdings, at a much higher risk level, has a Sharpe of 1.4, while the minimum-variance blend sits at 0.69. Your current allocation sits about 4.86 percentage points below the frontier at its risk level, meaning a different weighting of the same investments could, in theory, deliver better risk-adjusted results. This is a mathematical insight, not a prediction, and it doesn’t guarantee future outcomes.

Dividends Info

  • Avantis® International Small Cap Value ETF 2.80%
  • Avantis® U.S. Small Cap Value ETF 1.30%
  • Meta Platforms Inc. 0.30%
  • SPDR S&P 500 ETF Trust 1.00%
  • SPDR® Portfolio S&P 500 Growth ETF 0.50%
  • SPDR® Portfolio S&P 500 Value ETF 1.70%
  • Taiwan Semiconductor Manufacturing 0.70%
  • Vanguard Total World Stock Index Fund ETF Shares 1.60%
  • Vanguard Total International Stock Index Fund ETF Shares 2.80%
  • Weighted yield (per year) 1.31%

The portfolio’s overall dividend yield is about 1.31%, which is modest for an all-equity mix. Yield is the income paid out as cash, expressed as a percentage of the portfolio’s value. The international small-cap value ETF and the international broad ETF are the main income contributors, both around 2.8%, while growth-oriented holdings like Meta, Amazon, and NVIDIA pay little or nothing. This pattern fits a growth-focused portfolio that leans more on capital appreciation than cash income. Dividends still play a role in total return, but here, most of the heavy lifting historically has come from share price growth rather than regular payouts.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • SPDR S&P 500 ETF Trust 0.10%
  • SPDR® Portfolio S&P 500 Growth ETF 0.04%
  • SPDR® Portfolio S&P 500 Value ETF 0.04%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.14%

Average total expense ratio (TER) across the funds is about 0.14%, which is impressively low for an actively tilted, multi-fund setup. TER is the annual fee charged by funds, taken out of returns behind the scenes. Keeping this number low means more of the portfolio’s performance stays in your pocket over time. The cheapest pieces are the broad index ETFs, while the Avantis small-cap value funds are pricier but still in a reasonable range for their style. Relative to many actively managed funds or older products, this cost level is very competitive. Low ongoing costs provide a solid foundation for long-term compounding.

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