This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A growth-focused portfolio with high exposure to tech and innovative assets

Report created on Aug 4, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

This portfolio is heavily weighted towards equities, comprising 90% stocks and 10% in a Bitcoin ETF, indicating a strong growth orientation. The largest allocation is in the Vanguard Total Stock Market Index Fund ETF Shares, making up half of the portfolio. This is complemented by significant positions in Berkshire Hathaway, Alphabet Inc, and focused ETFs in technology and semiconductors. The inclusion of a Bitcoin trust reflects a high-risk, high-reward component, unusual in traditional portfolios but indicative of an appetite for speculative assets.

Growth Info

Historically, this portfolio has shown an impressive Compound Annual Growth Rate (CAGR) of 27.43%, with a maximum drawdown of -20.39%. The days contributing to 90% of returns being concentrated in just 11 days highlight the portfolio's volatility and the significant impact of short-term gains. This performance, while stellar, should be contextualized with the understanding that past success is not a reliable predictor of future results.

Projection Info

Utilizing the Monte Carlo simulation, which projects potential outcomes based on historical data, the portfolio shows a wide range of future performance scenarios. With all simulations yielding positive returns and a median projected increase of over 5,000%, the analysis suggests strong growth potential. However, it's crucial to remember that these projections are speculative and depend on historical market behaviors repeating themselves, which is never guaranteed.

Asset classes Info

  • Stocks
    90%
  • Other
    10%

The portfolio's asset class distribution, with a heavy emphasis on stocks and an innovative tilt with the Bitcoin ETF, aligns with its growth profile. This composition is suitable for investors seeking substantial long-term gains but requires a high tolerance for risk, especially given the speculative nature of cryptocurrency investments.

Sectors Info

  • Technology
    31%
  • Financials
    18%
  • Telecommunications
    16%
  • Consumer Discretionary
    7%
  • Health Care
    6%
  • Industrials
    5%
  • Consumer Staples
    3%
  • Energy
    2%
  • Real Estate
    1%
  • Utilities
    1%
  • Basic Materials
    1%

The sectoral allocation reveals a significant concentration in technology, financial services, and communication services, accounting for 65% of the portfolio. This concentration in high-growth areas is consistent with the portfolio's overall strategy but introduces sector-specific risks, particularly the vulnerability to tech sector volatility.

Regions Info

  • North America
    88%
  • Asia Developed
    1%
  • Europe Developed
    1%

Geographically, the portfolio is overwhelmingly focused on North America (88%), with minimal exposure to developed markets in Asia and Europe. This concentration enhances the portfolio's potential for growth, given the dynamism of the U.S. market, but also increases its susceptibility to regional economic fluctuations.

Market capitalization Info

  • Mega-cap
    52%
  • Large-cap
    22%
  • Mid-cap
    11%
  • Small-cap
    3%
  • Micro-cap
    1%

The market capitalization breakdown shows a preference for mega and large-cap stocks, which comprise 74% of the portfolio. This preference suggests a balance between seeking growth and mitigating risk, as these companies typically offer more stability than their smaller counterparts.

Redundant positions Info

  • Schwab U.S. Large-Cap Growth ETF
    Vanguard Total Stock Market Index Fund ETF Shares
    High correlation

The high correlation between the Schwab U.S. Large-Cap Growth ETF and the Vanguard Total Stock Market Index Fund ETF Shares indicates overlapping exposures, which might limit diversification benefits. Reducing redundancy in asset selection could enhance the portfolio's risk-adjusted returns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Optimizing this portfolio could involve reducing the overlap between the Schwab U.S. Large-Cap Growth ETF and the Vanguard Total Stock Market Index Fund ETF Shares to improve diversification. Additionally, considering the Efficient Frontier, reallocating assets to balance the high growth potential with a more measured risk profile could enhance the portfolio's performance stability.

Dividends Info

  • Alphabet Inc Class A 0.40%
  • Schwab U.S. Large-Cap Growth ETF 0.40%
  • VanEck Semiconductor ETF 0.40%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Weighted yield (per year) 0.72%

The dividend yield across the portfolio averages to 0.72%, a modest contribution to overall returns. Given the portfolio's growth focus, dividends are not a primary concern, but they do provide a small, steady income stream that can be reinvested for compounding growth.

Ongoing product costs Info

  • Fidelity Wise Origin Bitcoin Trust 0.25%
  • Schwab U.S. Large-Cap Growth ETF 0.04%
  • VanEck Semiconductor ETF 0.35%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Weighted costs total (per year) 0.08%

The portfolio's overall expense ratio (TER) is remarkably low at 0.08%, which is beneficial for long-term growth as lower costs translate directly into higher net returns. This efficiency is particularly notable given the inclusion of specialized ETFs, which often come with higher fees.

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