Growth-oriented portfolio with a strong focus on tech stocks and major index funds

Report created on Aug 29, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

This portfolio is heavily weighted towards a single fund, the Vanguard 500 Index Fund Admiral Shares, constituting over two-thirds of the portfolio. The rest is diversified among several high-profile tech companies and a NASDAQ 100 ETF. This composition suggests a strong belief in the US stock market, particularly in the technology sector, which aligns with the portfolio's growth profile. However, the concentration in a few large positions increases risk and reduces diversification, potentially exposing the portfolio to significant volatility.

Growth Info

The portfolio has shown impressive historical performance, with a Compound Annual Growth Rate (CAGR) of 24.05%. However, it's crucial to remember that past performance is not indicative of future results. The maximum drawdown of -31.78% highlights the portfolio's vulnerability to market corrections, especially given its heavy tech focus. The days contributing to 90% of returns being so few suggests that the portfolio's performance is highly reliant on specific market conditions, which may not always be favorable.

Projection Info

Monte Carlo simulations, which use historical data to project potential future outcomes, indicate a wide range of possibilities for this portfolio, with a median projected increase of 6,515.7%. While these projections are encouraging, it's important to approach them with caution. Simulations cannot predict future market conditions or unexpected global events, making it essential to consider the portfolio's risk tolerance and diversification needs.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely invested in stocks, with no allocation to bonds, real estate, or alternative investments. This asset class allocation is consistent with a high-growth, high-risk strategy but lacks the balance that other asset classes can provide in terms of risk management and income generation. Diversifying across different asset classes can help mitigate volatility and improve the portfolio's risk-adjusted returns over time.

Sectors Info

  • Technology
    40%
  • Financials
    9%
  • Telecommunications
    9%
  • Consumer Discretionary
    8%
  • Consumer Discretionary
    7%
  • Health Care
    7%
  • Industrials
    5%
  • Utilities
    5%
  • Consumer Staples
    4%
  • Energy
    2%
  • Real Estate
    1%
  • Basic Materials
    1%

The technology sector's dominance, at 40%, reflects the portfolio's growth orientation but also its concentration risk. While tech stocks have historically provided substantial returns, they can be volatile and sensitive to market shifts. The presence of financial services, communication services, and consumer cyclicals provides some sectoral balance, yet the overall portfolio remains heavily skewed towards technology.

Regions Info

  • North America
    100%

The exclusive investment in North American assets, while beneficial during periods of strong US market performance, exposes the portfolio to regional risks and misses out on potential opportunities in developed and emerging markets elsewhere. Geographic diversification can offer exposure to different economic cycles and growth dynamics, potentially enhancing returns and reducing risk.

Market capitalization Info

  • Mega-cap
    59%
  • Large-cap
    28%
  • Mid-cap
    12%
  • Small-cap
    1%

The focus on mega and large-cap stocks (87% combined) supports the portfolio's growth and stability objectives, as these companies are typically more resilient during market downturns. However, the minimal exposure to medium and small-cap stocks limits opportunities for higher growth rates that these segments can offer, albeit with increased risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

While the portfolio shows a strong growth trajectory, its current composition suggests room for optimization, particularly regarding risk and return. Employing the Efficient Frontier concept could help in identifying an asset allocation that offers the highest expected return for a given level of risk. Adjusting the portfolio to include a wider range of asset classes and geographic exposure could improve diversification and potentially enhance risk-adjusted returns.

Dividends Info

  • Apple Inc 0.40%
  • Alphabet Inc Class A 0.40%
  • Invesco NASDAQ 100 ETF 0.50%
  • VANGUARD 500 INDEX FUND ADMIRAL SHARES 0.90%
  • Vistra Energy Corp 0.50%
  • Weighted yield (per year) 0.67%

The dividend yields in this portfolio are relatively low, which is typical for growth-focused investments. While dividends are not the primary goal here, they can provide a passive income stream and contribute to total returns, especially during volatile or bearish market phases. Considering slightly higher dividend-yielding investments could enhance income without significantly compromising growth potential.

Ongoing product costs Info

  • Invesco NASDAQ 100 ETF 0.15%
  • VANGUARD 500 INDEX FUND ADMIRAL SHARES 0.04%
  • Weighted costs total (per year) 0.03%

The portfolio benefits from low costs, with the Vanguard 500 Index Fund Admiral Shares and Invesco NASDAQ 100 ETF offering low expense ratios. This cost efficiency is advantageous for long-term growth, as lower costs directly translate to higher net returns. Continuing to prioritize low-cost investments will be key in maximizing the portfolio's performance.

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