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A high-flying portfolio with a fear of diversification and a love affair with Invesco

Report created on Sep 20, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

This portfolio is like a party that only invited Invesco ETFs, leaving a glaring RSVP for diversification at the door. With 100% in stocks split evenly across five ETFs, it's like betting on five horses in the same race, hoping one wins big. While it's clear there's an attempt at diversification, it's akin to diversifying your diet by eating different flavors of the same cereal.

Growth Info

With a historical CAGR of 19.49%, this portfolio has been flying higher than a kite. However, that -34.42% max drawdown is like a reminder that what goes up can come crashing down hard. Relying on a few good days for most of the returns is like banking on finding a parking spot in front of your building in downtown rush hour—optimistic but not exactly strategic.

Projection Info

The Monte Carlo simulation suggesting a median 939.8% return sounds like fantasy football winnings. While simulations are useful, they're not crystal balls. Banking on such optimistic projections is like planning your retirement around winning the lottery. Remember, simulations are educated guesses, not promises.

Asset classes Info

  • Stocks
    100%

This portfolio has as much asset class diversity as a mono-diet has nutritional variety. With everything in stocks, it's riding the high waves without a life jacket. Diversification across asset classes is like having both a parachute and a backup when you jump out of a plane—highly recommended.

Sectors Info

  • Technology
    24%
  • Financials
    17%
  • Industrials
    16%
  • Consumer Discretionary
    13%
  • Consumer Staples
    9%
  • Telecommunications
    7%
  • Health Care
    5%
  • Energy
    5%
  • Basic Materials
    2%
  • Utilities
    1%
  • Real Estate
    1%

The sector allocation has a heavy tilt towards technology and financial services, making it vulnerable to sector-specific downturns. It’s like building a fortress but forgetting to guard the back door. Broadening sector exposure could help cushion blows during tech tantrums or financial sector hiccups.

Regions Info

  • North America
    98%
  • Latin America
    1%

With 98% in North America, this portfolio has a clear case of home bias. Diversifying globally is like adding different spices to your meal—it can enhance the overall flavor and, in this case, the portfolio's resilience against regional downturns.

Market capitalization Info

  • Mega-cap
    26%
  • Large-cap
    25%
  • Small-cap
    20%
  • Mid-cap
    19%
  • Micro-cap
    10%

The market cap spread is a roller coaster from mega to micro caps, but with a heavy emphasis on the extremes. This is like balancing your diet by eating only salads and cakes. A more moderate approach, spreading the investments across the size spectrum more evenly, might prevent indigestion.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

This portfolio's risk vs. return optimization is like wearing sandals for a marathon—sure, you can do it, but there are far better choices. Striking a balance between high returns and acceptable risk involves more than just sprinting with high-growth stocks.

Dividends Info

  • Avantis® U.S. Small Cap Value ETF 1.60%
  • Invesco QQQ Trust 0.50%
  • Invesco S&P 500® Quality ETF 1.00%
  • Invesco S&P 500® Momentum ETF 0.50%
  • Invesco S&P MidCap Momentum ETF 0.60%
  • Weighted yield (per year) 0.84%

The dividend yield strategy here is like expecting a trickle from a faucet to fill a swimming pool. While not negligible, relying on this portfolio for income would be optimistic. A more balanced approach, including higher-yielding assets, could provide a steadier income stream.

Ongoing product costs Info

  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Invesco QQQ Trust 0.20%
  • Invesco S&P 500® Quality ETF 0.15%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Invesco S&P MidCap Momentum ETF 0.34%
  • Weighted costs total (per year) 0.21%

The total TER of 0.21% is surprisingly reasonable for such a specialized ETF selection. It's like finding a luxury car with economy fuel efficiency—pleasantly surprising but still requiring careful handling to ensure value for money.

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